Last updated: March 2023 GENERAL

This Cookie Policy is an addendum to the Terms of Service and Privacy Policy of Stablemate. Any definitions used in those Policies will have the same meaning in this Policy. This Policy outlines how Stablemate uses Cookies and other tracking technologies to run and deliver the service, and how you can choose which type of tracking to disable.

WHAT IS A COOKIE?

A cookie is a small text file with an identifier sent by us to your computer or mobile device, and stored in your browser. “Session-based” cookies last only while your browser is open and are then deleted. “Persistent” cookies last until you or your browser deletes them, or they expire. Cookies do not typically contain any personally identifiable information but may be linked to the personal information we store about you. E.g. if you are logged in with a registered user, the cookie will help us remember that you are logged in when you return to the site. To find out more about cookies, visit this site.

WHAT IS LOCAL STORAGE?

Local storage is a component of the Web storage application programming interface. It is a method by which Web pages can store information inside your Web browser. Similar to cookies, this stored information exists even when you close a browser tab, surf away from the current website or close the main browser. But unlike cookies, this data is not carried to the remote Web server unless sent explicitly by the web page. Local storage is often used to remember choices a user has made inside a Web application or to cache information to improve performance. Elements stored in the browser Local storage is covered by this policy to the extent that the information stored in these elements is communicated back to the server.

MANAGING COOKIES AND LOCAL STORAGE

Most browsers allow you to refuse to accept cookies and to delete cookies. If you block cookies, you may not be able to use all the features on our website or have a worse experience.

HOW WE USE COOKIES AND LOCAL STORAGE

Stablemate uses cookies and local storage on our sites (Stablemate and any subpages) and mobile applications. Cookies play an important role in helping us provide an interpersonal, effective, and secure environment for you and others who use the Service. Any browser visiting our services will receive cookies from us. Stablemate uses cookies and similar technologies in our Websites and Services that help us collect information needed to run and deliver the Service. We may change the cookies periodically as we improve or add to our Services, but we generally use cookies for the following purposes:

OPERATIONS AND FUNCTIONALITY

Some cookies are essential to the operation of our website and Services. We use those cookies in several different ways, including:

AUTHENTICATION

We use cookies to remember your login so you don’t have to login as you navigate through our services and your dashboard. For example, when a user logs into their Stablemate dashboard account, we use a cookie so that you don’t have to log in again as you navigate throughout the services. We also use local storage to identify you when you visit our services and the authentication requests a recall automatically to our service's backend servers on your behalf. If you're signed in to Stablemate, this helps us show you the right information and personalize your experience.

PAYMENT PROCESSING, FRAUD PREVENTION AND DETECTION

Cookies and similar technologies that we deploy through websites and Services help us learn things about computers and web browsers used to access the Services. This information helps us monitor for and detect potentially harmful or illegal use of our Services. Cookies also enable easy payment processing and detect fraud through our payment processor Stripe Inc. (“Stripe”). See the cookie list for cookies related to this.

ANALYTICS FOR IMPROVEMENTS AND INTEGRATIONS

Cookies help us understand how to make our website and Services work better for You. Cookies tell us how people reach our website and use the website and mobile application. they give us insights into improvements or enhancements we need to make to our website and Services. We use cookies to help us analyze the usage patterns and performance of our website and services. We use services from Google Analytics for this purpose. We may make available integrations to other web-based services, allowing you to open those services on our services. To use third-party integrations in this category, it may be necessary for you to enable support for third-party cookies in your browser. The reason for this is that such integrations may depend on cookies to assert your identity and/or authenticate your access to any non-public assets (documents, boards, etc) opened through them.

MARKETING AND ADVERTISING

Cookies can help us provide more effective advertising and marketing strategies for our Services. For example, we might use a cookie to help prevent You from seeing the same advertisement multiple times or to measure how many times an advertisement is viewed or clicked on. We may use cookies and similar tracking technologies of third parties, to learn whether someone who saw an ad in a marketing platform later visited our site and took an action (e.g. created an account or upgraded to a paid plan), and provide our advertising partners with effective marketing information about how the ad performed in efficiency. We may also work with advertising firms and marketing partners to show you an ad at public events after you've visited our site or application. In short, we want to show ads in places where welcomed rather than unwelcomed.

HOW WE USE OTHER TECHNOLOGIES WITH COOKIES

Pixel tagsPixel tags (also known as web beacons and clear GIFs) may be used in connection with some Services to, among other things, track the actions of Users (such as email recipients), measure the success of our marketing campaigns, and compile statistics about usage of the Services and response rates.

Third Party Analytics We use Google Analytics, which uses cookies and similar technologies to collect and analyze information about the use of the Services and report on activities and trends. This service may also collect information regarding the use of other websites, apps, and online resources. You can learn about Google’s practices on the Google website. Please refer to the table below for more on how we use third-party analytics.

Flash CookiesWe may use Adobe Flash and other technologies to, among other things, collect and store information about Your use of the Services. If You want to block or control flash cookies, You can adjust Your settings.

HOW TO MANAGE COOKIES

Your web browser may allow You to change Your cookie preferences, including deleting and disabling Stablemate cookies. Please consult the help section of Your web browser or follow the links below to understand Your options, but please note that if you choose to disable cookies, some features of our website or Services may not operate as intended.

Chrome: https://support.google.com/chrome/answer/95647?hl=en

Explorer: https://support.microsoft.com/en-us/products/windows?os=windows-10

Safari: https://support.apple.com/kb/PH21411

Firefox: https://support.mozilla.org/products/firefox/cookies

Opera: http://www.opera.com/help/tutorials/security/cookies/

Last updated: March 2023

EU-U.S. and Swiss-U.S. Privacy Shield Policy, Stablemate. (“Stablemate”, “we”, “our” or “us”) has subscribed to the EU-U.S. Privacy Shield Framework and the Swiss-U.S. Privacy Shield Framework (collectively, “Privacy Shield”). Stablemate adheres to the Privacy Shield Principles including the Supplemental Principles, (collectively, the “Privacy Shield Principles”) for Personal Data received from entities in the European Economic Area (the “EEA”) and Switzerland.

This Stablemate Privacy Shield Policy (“Privacy Shield Policy”) and the Stablemate Privacy Policy (“Privacy Policy”) describe the privacy practices that we implement for Personal Data received from the EEA or Switzerland in reliance on the Privacy Shield. This Privacy Shield Policy uses terms that are defined in the Privacy Policy.

If there is any conflict between the terms in this Privacy Shield Policy and the Privacy Shield Principles as concerns the Personal Data received under the Privacy Shield, the Privacy Shield Principles shall govern to the extent of the conflict. To learn more about the Privacy Shield program visit the privacy shield government website.

PRIVACY SHIELD PRINCIPLES Notice

Our Privacy Policy describes how we use Personal Data we receive from different sources. This Privacy Shield Policy describes how we process Personal Data covered by the Privacy Shield. If you are a User, Stablemate may act as an agent for you concerning the Personal Data that you provide or make available to Stablemate. Stablemate usually will not have a relationship with their customers. Here, the User is responsible for ensuring that Customers are provided with appropriate notice and choice concerning their Personal Data.

Choice

In its role as a controller and as required by applicable law, Stablemate generally offers individuals in the EU and Switzerland (together: “EEA/CH Consumers”) the opportunity to choose whether their Personal Data may be disclosed to third-party controllers or used for a purpose that is materially different from the purposes for which the information was originally collected or subsequently authorized by the relevant EEA/CH Consumer. To the extent required by the Privacy Shield Principles, Stablemate obtains opt-in consent for certain uses and disclosures of sensitive data. EEA/CH Consumers may contact Stablemate as indicated below regarding Stablemate’s use or disclosure of their Personal Data. Unless Stablemate offers EEA/CH Consumers an appropriate choice, Stablemate uses Personal Data only for purposes that are materially the same as those indicated in this Policy.

Data Integrity and Purpose Limitation

We only collect Personal Data that is relevant to providing our Services. We process Personal Data compatible with us providing the Services or as otherwise notified to you. We take reasonable steps to ensure that the Personal Data received under the Privacy Shield is needed for Stablemate’s Services, and is accurate, complete, and current.

Accountability for Onward Transfers

This Policy and the Privacy Policy describe how Stablemate shares Personal Data. Except as permitted or required by applicable law and under Stablemate’s role as a controller or processor, Stablemate provides EEA/CH Consumers with an opportunity to opt out of sharing their Personal Data with third-party controllers. Stablemate requires third-party controllers to whom it discloses the Personal Data of EEA/CH Consumers to contractually agree to only process the Personal Data for limited and specified purposes consistent with the consent provided by the relevant EEA/CH Consumer, provide the same level of protection for Personal Data as is required by the Privacy Shield Principles, and notify Stablemate and cease processing Personal Data (or take other reasonable and appropriate remedial steps) if the third-party controller determines that it cannot meet its obligation to provide the same level of protection for Personal Data as is required by the Privacy Shield Principles. Stablemate may disclose Personal Data to trusted third parties as indicated in the Privacy Policy without offering an opportunity to opt out. Stablemate requires that its agents and service providers that have access to Personal Data within the scope of this Privacy Shield Policy provide the same level of protection as required by the Privacy Shield Principles. We ensure that our agents process Personal Data received under the Privacy Shield in a manner consistent with our obligations under the Privacy Shield Principles unless we prove that we are not responsible for the event giving rise to the damage. We may also need to disclose Personal Data in response to lawful requests by public authorities, for law enforcement or national security reasons, or when such action is necessary to comply with a judicial proceeding or court order, or when otherwise required by law. We do not offer an opportunity to opt-out of this category of disclosure.

Data Security

We use reasonable and appropriate physical, electronic, and administrative safeguards to protect Personal Data from loss, misuse, and unauthorized access, disclosure, alteration, and destruction, taking into account the nature of the Personal Data and the risks involved in processing that information.

Access to Personal Data

Our Privacy Policy explains how you may access and/or submit requests to review, correct, update, suppress, or delete Personal Data. You can ask to review and correct Personal Data that we maintain about you by sending a written request to support@stablemate.app. We may limit or deny access to Personal Data where providing such access is unreasonably burdensome, expensive under the circumstances, or as otherwise permitted by the Privacy Shield Principles. When Stablemate acts on behalf of its Users, Stablemate will assist Users in responding to individuals exercising their rights under the Privacy Shield Principles. If you are a Customer of a User, please contact the User directly with your request to access or limit the use or disclosure of your Personal Data. If you contact us with the name of the User to which you provided your Personal Data, we will refer your request to that User and support them in responding to your access request.

Recourse, Enforcement and Dispute Resolution

If you have any questions or concerns, please write to us at the address listed below. We will investigate and attempt to resolve complaints and disputes regarding the use and disclosure of Personal Data under the Privacy Shield Principles. In the event we are unable to resolve your concern, you may contact JAMS, which provides an independent third-party dispute resolution body based in the United States, and they will investigate and assist you free of charge. A binding arbitration option may also be available to you to address residual complaints not resolved by any other means. Stablemate is subject to the investigatory and enforcement powers of the U.S. Federal Trade Commission (“FTC”). Have a question regarding our EU-U.S. and Swiss-U.S. Privacy Shield Policy? Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our EU-U.S. and Swiss-U.S. Privacy Shield Policy. We wish you all the best, all the time.

Last updated: March 2023

General Data Protection Regulation (GDPR) policy applies to users of our websites or mobile applications who are residents of the European Union (EU) or the European Economic Area (EEA) (consisting of the European Union, Iceland, Lichtenstein, and Norway). The law sets forth a framework for various individual rights on how personal data can be used, processed, transmitted, and protected. Steady Flow, LLC., D/B/A Stablemate (“Stablemate”, “we”, “us”) is committed to taking the reasonable necessary steps to ensure that your personal data is protected and consistently in compliance with GDPR requirements. We take customer data privacy seriously at Stablemate. Concerning our GDPR compliance, we continue to improve our customer’s data privacy while complying with the new regulations. If you are a company in the EU or simply would like to understand what we are doing to protect your data, the following GDRP notice can help you find resolve to your most common questions.

We follow the GDRP’s 7 principles along with taking extra precautions in safeguarding our users' information. We practice this to provide a safe, smart, and social platform.

GDPR’s SEVEN KEY PRINCIPLES:

1. Lawfulness, fairness, and transparency

2. Purpose limitation

3. Data minimization

4. Accuracy

5. Storage limitation

6. Integrity and confidentiality (security)

7. Accountability

These principles should lie at the heart of our approach to processing and protecting personal data.

LEGAL BASIS

Under the GDPR, Stablemate is required to have a legal basis for collecting personally identifiable information (“PII”) from residents of the EU and the EEA. The legal basis depends on the circumstances in which we collect and use your PII and is described more fully in the applicable privacy notice. The basis for our processing of your PII will fall into one or more of the following categories:

- It is necessary to perform and facilitate contractual duties;

- It is necessary to protect the interests of the data subject or another person;

- There is a legitimate interest in understanding how our site is being used;

- There is a legitimate interest in carrying out our business purposes;

- There is a legitimate interest in cybersecurity;

- There is a legitimate interest in meeting our obligations and enforcing our legal rights; or

- You have provided your consent.

INTERNATIONAL TRANSFERS

Data that you provide to us may be transferred to and stored at, a destination outside the EU or the EEA. For instance, this happens when data is processed or maintained by staff and/or systems operating in the United States. The information that you provide to us is stored on our secure servers or those of our service providers. We will take reasonably necessary steps to safeguard your data securely within the United States. To elaborate, say you reside in Florida and mainly use the website and mobile application in Florida, our main servers and service providers are based in other states within the United States of America and at times are subject to change at the cost of doing business - if this happens we will inform our community of any such advancements or changes. Lastly, a user of our products and services within America may be a resident who can and may relocate or reside in multiple addresses domestically or abroad and may update their personal information at any time following the guidelines of our platform's legal notices, policies, and terms of use.

DATA RETENTION

We will retain your PII for as long as necessary to meet the uses described in Stablemates’ applicable privacy notice and in compliance with business requirements and legal document retention obligations. Even where you have exercised one of the rights listed below concerning your personal data, we may have the right to retain your personal data for various purposes, including compliance with legal obligations, the performance of tasks carried out in the public interest, archiving purposes in the public interest, scientific or historical research purposes, statistical purposes, or the establishment, exercise, or defense of legal claims.

YOUR RIGHTS

The Steady Flow Companies and Stablemate Website or mobile applications users and providers located in the EU or EEA are provided with the following rights:

The right to be informed about the collection and use of your personal data;

- The right to object to the processing of your personal data;;

- The right to rectification of any of your personal data that is inaccurate or incomplete;

- The right to request the deletion of your personal data;

- The right to restrict or limit how we process your personal data;

- The right to transfer or obtain a copy of your personal data in an easily accessible format;

- The right to withdraw consent;

- The right to withhold consent to automated individual decision-making processes;

- The right to complain to a supervisory authority.

- The right to “privacy by design” or “privacy by default”

Please note that the above rights are not absolute; in addition, please note there is no single or collective security measure that is absolute. Steady Flow Companies & Stablemate may be entitled to reject requests where certain exceptions apply. To submit a request, please contact us.

Steady Flow, LLC. D/B/A Stablemate has privacy notices for specific situations where Stablemate processes PII, including:

- Website and Mobile Application Users

- Employees, Independent Contractors & Job Applicants

- Visitors

- Prospective or Current Partners/Suppliers

- Sponsors/Donors

- Educational/Professional Programs

- Local or global institutions, foundations, organizations

WHAT IS STABLEMATE DOING TO COMPLY WITH THE GDPR?

We have updated our technical and organization controls that include the highlighted areas of focus:

DATA SUBJECT RIGHTS

We updated our privacy policy, landing pages, and application forms to clearly, in a concise, transparent, intelligible, and easily accessible form, using clear and plain language, identify the purpose of processing personal data by Stablemate and its data processors and subprocessors to make users fully aware of how their data is being processed. At the cost of doing business, with the utmost respect and regard for our user privacy and with our user's full consent approval, we share personal information with the following companies that can be considered processors or sub-processors under the GDPR. The following businesses are all GDPR compliant. Stablemate currently uses the following Sub-processors at the cost of doing business and providing a quality service for its user community, each is compliant or certified with the GDPR.

SUB-PROCESSOR SERVICE PROVIDED & HEADQUARTERS

Stripe

Ecommerce Payment Processor, Data Management

United States of America

Google Places

Service Management

United States of America

Twilio Service Management

United States of America

Namecheap

Domains, Hosting, Servers

United States of America

Stablemate provides users with the right to data access, portability, and the right to be forgotten. As such, users can submit requests to access their personal data, require changes or corrections to that personal data, ensure that they can export their data in a machine-readable format, or delete or remove personal data from being processed. In the event of a request made by the data subject, Stablemate will respond, without undue delay, under the timelines specified within the GDPR.

DATA PROTECTION BY DESIGN

We updated our processes to ensure privacy is being considered within the design phase of all new features, and that we understand where personal data is being processed within internal systems and through our data processors so that we can provide the proper level of visibility and control to our users.

DATA PROTECTION BY DEFAULT

Stablemate, by default, only processes personal data when necessary for providing the functionality of the application. Additionally, once processing is no longer required for a set of personal data, it is either removed or pseudonymization applied.

DATA MINIMIZATION

Stablemate minimizes the personal data being processed where possible and removes processing once no longer required. We do not collect any personal data that is not required for processing.

SECURITY OF PROCESSING

Stablemate applies technical and organizational practices to minimize access to systems and data. There are multiple levels of authorization required for individuals to access, audit trails available for understanding access, real-time notifications from our continuous security monitoring tools, and procedures in place to limit and remove access when no longer required.

DATA MAPPING

Stablemate performs data mappings to ensure we understand where personal data is flowing, what specifically is being processed by each data processor, and whether it needs to be processed. We ensure that our data processors are GDPR compliant, and as such, adhere to the same level of sensitivity to data privacy as Stablemate.

HOW DO I SUBMIT A DATA SUBJECT RIGHTS (DSR) REQUEST TO STABLEMATE?

Stablemate is working on exposing tools for users to easily submit and manage Data Subject Rights requests including access, corrections, portability, or deletion. For the time being, all DSR requests are handled by our team or you may even edit/adjust all your personal information directly on your Stablemate account profile. If you have an account with us, you may access, correct, or request that we delete your personal data by contacting us.

DATA BREACH

In the event of a Data Breach Steady Flow Companies and Stablemate have a 72-hour window to notify our supervisory authority and inform our platforms users, partners, contractors, employees, and officing professionals.

Have a question regarding our General Data Protection Regulation (GDPR) Notice? Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our General Data Protection Regulation (GDPR) Notice. We wish you all the best, all the time.

Last updated: March 2023

Restricted Businesses to Stablemate & Partners, The following categories of businesses and business practices are restricted from using Stablemate Mobile Application (“Services”) or any of its third-party partners (“Providers” or “Partners”). These types of restricted businesses or business practices are identified collectively as ("Restricted Businesses"). Restricted Business categories may be imposed through Network Rules or the requirements of our Financial Services Providers. In certain cases, businesses listed below may be eligible for processing with explicit prior approval from Stablemate and providers. All individuals over the age of 21, may have a Stablemate profile for their use. They may not conduct or participate in illegal activity. Please kindly note, we recommend you review all our Service's legal notices before establishing a Stablemate Account for yourself. All legal notices and resourceful information can be found here in the legal center of the website and mobile application on your app profile.

Please Note: businesses that offer illegal products, or services or engage in illegal activity are not eligible to use Stablemate. The types of businesses listed in the right column are representative, but not exhaustive. If you are uncertain as to whether your business is a Restricted Business, or have questions about how these requirements apply to you, please contact us.

By registering with us, you are confirming that you will not use the Service to accept payments in connection with the following businesses, business activities, or business practices unless you have received prior written approval from Stablemate and its supporting service provider.

FINANCIAL AND PROFESSIONAL SERVICES

Investment & credit services: Securities brokers; mortgage consulting or debt reduction services; credit counseling or repair; investment services; real estate opportunities; lending instruments.

Money and legal services: Financial institutions, money transmitters, and money services businesses, check cashing, wire transfers, money orders; currency exchanges or dealers; bill-pay services; crowdfunding; insurance; bail bonds; collections agencies; law firms collecting funds for any purpose other than to pay fees owed to the firm for services provided by the firm (e.g., firms cannot use Stripe to hold client funds, collection or settlement amounts, disputed funds, etc.)

Virtual currency or stored value: Virtual currency that can be monetized, resold, or converted to physical or digital products and services or otherwise exit the virtual world (e.g., Bitcoin); cryptocurrency mining equipment; initial coin offerings; digital wallets, sale of stored value or credits maintained, accepted and issued by anyone other than the seller.

IP INFRINGEMENT, REGULATED OR ILLEGAL PRODUCTS, AND SERVICES

Intellectual property or proprietary rights infringement: Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; any product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of any third party; use of Stripe intellectual property without prior written consent from Stripe; use of the Stripe name or logo including use of Stripe trade or service marks inconsistent with the Stripe Marks Usage Agreement, or in a manner that otherwise harms Stripe or the Stripe brand; any action that implies an untrue endorsement by or affiliation with Stripe.

Counterfeit or unauthorized goods: Counterfeit goods; unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported.

gambling: Lotteries; bidding fee auctions; sports forecasting or odds making for a monetary or material prize; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance including legal or illegal forms of gambling, internet gambling, sweepstakes and contests with a buy-in or cash prize; charity sweepstakes and raffles for the explicit purpose of fundraising.

Regulated or illegal products or services: Cannabis dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online pharmacies; prescription-only products including card-not-present pharmaceuticals; peptides and research chemicals; fake references or ID-providing services; age-restricted goods or services; weapons and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials; products and services with varying legal status on a state-by-state basis; goods or services, the sale of which is illegal under applicable law in the jurisdictions to which your business is targeted or directed.

Adult content and services: Pornography and other obscene materials (including literature, imagery, and other media) depicting nudity or explicit sexual acts; sites offering any sexually-related services such as prostitution, escorts, pay-per-view, adult live chat features; sexually oriented items (e.g., adult toys); adult video stores and sexually oriented massage parlors; gentleman’s clubs, topless bars, and strip clubs; sexually oriented dating services;

UNFAIR, PREDATORY, OR DECEPTIVE PRACTICES

Get rich quick schemes: Investment opportunities or other services that promise high rewards.

Mugshot publication or pay-to-remove sites: Platforms that facilitate the publication and removal of content (such as mug shots), where the primary purpose of posting such content is to cause or raise concerns of reputational harm.

No-value-added services: Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers

Aggregation: Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties, factoring, or other activities intended to obfuscate the origin of funds; payment facilitation.

Drug paraphernalia: Any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs.

High risk businesses: Bankruptcy lawyers; remote technical support; psychic services; essay mills; chain letters; door-to-door sales; medical benefit packages; telemedicine and telehealth services; travel reservation services and clubs; airlines; cruises; timeshares; circumvention, jamming and interference devices; prepaid phone cards, phone services; telemarketing, offering substantial rebates or special incentives as an inducement to purchase products or services; telecommunications manipulation equipment; forwarding brokers; negative response marketing; subscriptions over one year; extended warranties; government grants; embassy, foreign consultate, or other foreign governments; charities without proper registration; credit card and identity theft protection; the use of credit to pay for lending services; any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies; any business or organization that a. engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or property, or b. engages in, encourages, promotes, or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic.

Multi-level marketing: Pyramid schemes, multi-level marketing.

Pseudo pharmaceuticals: Nutraceuticals, pseudo-pharmaceuticals, and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body

Social media activity: Sale of Twitter followers, Facebook likes, YouTube views, and other forms of social media activity and online traffic.

Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom)

Video game or virtual world credits: Sale of in-game currency unless the merchant is the operator of the virtual world

Use of Stablemate in a manner inconsistent with its intended use or as expressly prohibited in the Stripe Services Agreement: Use of Stablemate principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information); processing where there is no bona fide good or service sold or donation accepted; card testing; evasion of card network chargeback monitoring programs; cross-border acquiring; sharing cardholder information with another merchant for payment cross-sell product or service

By registering with Stablemate, businesses confirm that they will not use the Stripe Service to accept payments in connection with certain businesses, business activities, or business practices that are restricted as shown above.

One such prohibition is the sale of any product or service that directly infringes or facilitates infringement upon the trademark, copyright, or other intellectual property (“IP”) rights of any third party. If you are an IP rights holder, or an authorized representative of an IP rights holder, and have a good faith belief that a product or service is being sold using the Service that infringes your IP rights you may bring this to our attention by filling out this notice (“IP Notice”) and returning it via email at support@stablemate.legal, or by mail to:

Steady Flow D/B/A Stablemate

Attn: Legal Notices (IP)

Address

City, state, zip

Upon receipt of a complete, signed IP Notice we will investigate and take action, as appropriate, which may include the removal of infringing profiles, product(s), or service(s), and/or termination of a businesses use of the Service. You understand and agree that as part of our investigation, we may share the IP Notice with the allegedly infringing business.

Have a question regarding our Restricted Businesses to Stablemate & Partners? Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Restricted Businesses to Stablemate & Partners. We wish you all the best, all the time.

Last updated: March 2023

To support Stablemate in delivering its Services, Stablemate may engage third-party service providers to assist Stablemate with its data processing activities. When we work with these service providers in our capacity as a data processor, the third-party service provider is a sub-processor of Stablemate (“Sub-processor”).

This report identifies the Sub-processor, describes what services they provide, and where they are located. Before engaging any Sub-processor, we perform extensive due diligence, including detailed security and legal analysis. We do not engage a Sub-processor unless our quality standards are professionally met. Our Sub-processors are all subject to contract terms that enforce compliance with applicable data protection laws, including Stablemate.

STABLEMATE USES THE FOLLOWING SUB-PROCESSORS, SERVICE PROVIDED & HEADQUARTERS

Google; Cloud Servers, Data management, Email, Analytics, App Publishing, Distribution, Marketing, Sales, Reviews; United States of America.

Apple; Cloud Servers, Data management, Email, Analytics, App Publishing, Distribution, Marketing, Sales, Reviews; United States of America.

Stripe; Ecommerce Payment Processor, Data Management; United States of America

Name cheap; Domains, Hosting, Servers; United States of America

Our business needs may change from time to time. For example, we may deprecate a Sub-processor to consolidate and minimize our use of Sub-processors. Similarly, we may add a Sub-processor if we believe that doing so will enhance our ability to deliver our Services. We will periodically update this page to reflect additions and removals to our list of Sub-processors; if any changes in our sub-processors and partnerships with third parties of any sort we will always individually inform our community.

Have a question regarding our Sub-Processor Report? Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Sub-Processor Report. We wish you all the best, all the time.

Last updated: March 2023

This website is operated by Steady Flow, LLC (hereinafter referred to as “Stablemate”). By registering for and/or using the services, its features, and content, including viewing the website, or installing or using any associated software supplied by Stablemate (collectively, the “Services”), you hereby acknowledge and agree to the following Terms of Service, our Privacy Policy and any conditions and policies referenced on the Services (collectively, the “Terms”). Stablemate may amend the Terms from time to time by posting an updated version of the Terms indicating the date last revised. Such updates will be effective immediately. Users will be notified of material updates either through the Services or via email. Your continued use or access of the Services after the effective date constitutes your acceptance of the new Terms.

Users and all other visitors to the Services are collectively referred to as “you” or as “Users.” Stablemate may be referred to as “Stablemate,” “we,” “us,” “our,” or other similar terms.

USE OF THE SERVICES

By using our Services, you expressly represent and warrant that (i) you are legally entitled to enter these Terms, (ii) you are at least 21 years old, and (iii) that you have the authority and capacity to enter into and abide by these Terms. The Services are not available to persons under the age of 21. Subject to the Terms, Users may register for and use the Services solely for their personal use. The Services shall not be used for commercial purposes.

Stablemate provides a membership platform where Users may set up in-person meetings with each other (“Meetings”). We do not monitor, vet, or endorse, any Meetings or Users. We do not supervise Meetings and are not involved with any of the actions of the individuals at these Meetings. You are solely responsible for determining if a Meeting is safe. We do not conduct background checks of Users. Generally, there are risks associated with meeting strangers, including, without limitation, the failure of attendees to abide by applicable laws, miscommunication regarding the details of the Meeting, and inappropriate or dangerous conduct on the part of the attendees or other persons at the Meeting location. By using the Services, you represent and warrant that you meet any age eligibility requirements for the Services and agree that you are solely responsible for determining the suitability and safety of a Meeting you wish to attend.

It is within a User’s sole discretion whether to charge a fee for Meetings (“Meeting Fee”). This fee is separate and distinct from the User Fee (defined below). Stablemate is not responsible for determining whether Meeting Fees are charged or the amount of any Meeting Fee. Stablemate does not take any portion of the Meeting Fees.

Stablemate reserves the right to refuse the use of the Services to anyone and to suspend, discontinue, cancel, or remove any User at any time and for any reason without liability. Stablemate will notify Users of any such suspension, discontinuance, cancellation, or removal.

Users may be required to register with third-party service providers, such as payment processing providers, in order to access or use the Services. While Stablemate may support you in your use of and registration with these third-party services, any agreements or dealings with third-party providers are independent and Stablemate is not a party to these agreements. Users agree that Stablemate may exchange any information with such third-party service providers in accordance with our Privacy Policy.

PRIVACY

Stablemate understands that Users may provide personal information, and we take the privacy of our Users seriously. Please find a current version of Stablemate’s Privacy Policy by clicking on Privacy Policy.

The Children’s Online Privacy Protection Act (“COPPA”) requires that online service providers obtain parental consent before they knowingly collect personally identifiable information online from children who are under the age of 13. We do not knowingly collect or solicit personally identifiable information from children under the age of 13. If you are a child under the age of 13, please do not attempt to register for the Services or send any personal information about yourself to us. If we learn that we have collected personal information from a child under 13 years of age, we will immediately delete that information and deactivate any accounts. If you believe a child under the age of 13 may have provided us with personal information, please contact us at: support@stablemate.legal

USER REGISTRATION AND ACCOUNTS

In order to access and use the Services, Users are required to register for a Stablemate account. If you choose to register, you agree to provide and maintain truthful, accurate, current, and complete identifying information. This information may include names, contact information, and payment information. The collection of such identifying information is governed by Stablemate’s Privacy Policy. If any of your registration information is false, inaccurate, or incomplete, Stablemate reserves the right, in its sole discretion, to terminate your account immediately. Stablemate also reserves the right to reject any application for registration within its sole discretion and has no obligation to disclose the reason for rejecting the application.

Users are responsible for maintaining the confidentiality of their accounts, including their usernames and passwords. You agree to immediately notify Stablemate of any unauthorized use of your account or other breach of security. Notification of breaches should be sent to us at: support@stablemate.help

By registering with Stablemate, you opt into receiving notifications and communications from Stablemate, which may include e-mails related to changes to the Services. If you wish to stop receiving this material, you may unsubscribe at any time by following the instructions in your e-mail. Please note that even if you unsubscribe from receiving such notifications, you will still receive e-mails containing notices required by law. Opting out of receiving messages from us may result in missed notifications and prompts, which if not acted upon, may affect your Services. Stablemate is not responsible for any outcome resulting from a User’s failure to respond to a prompt.

Users also have the option to update, change, remove, correct, or request that certain information be removed from their account. Most changes may be made using the “Settings” feature on each User’s account. To deactivate an account indefinitely, Users must send a deactivation request to Stablemate at support@stablemate.help stating a brief reason for the deactivation.

MODIFICATION, SUSPENSION OR DISCONTINUANCE OF SERVICES

Stablemate reserves the right to modify, suspend or discontinue the Services to Users (or any part thereof), either temporarily or permanently. In accordance with this provision, Stablemate will attempt to notify Users of any such modification, suspension, or discontinuance. To the extent permitted by law, Users agree that Stablemate will not be liable for any modification, suspension, or discontinuance of the Services in accordance with these Terms of Service.

PLATFORM SERVICES ONLY

Stablemate is an administrative platform only. Stablemate simply facilitates the communication and transaction between Users but is not a party to any agreement between Users. Stablemate has no control over the conduct of, or any information provided by its Users, and Stablemate hereby disclaims all liability in this regard to the fullest extent permitted by applicable law.

SERVICE GUIDELINES AND RESTRICTIONS

By using the Services and any other related features, Users agree to the service guidelines and restrictions. Abuses of the service guidelines and restrictions are not tolerable, and Stablemate reserves the right to suspend or terminate Users’ accounts indefinitely and permanently upon notice of such abuses. Stablemate will use reasonable efforts to ensure the safe, legal, and moral use of its Services.

The following non-exhaustive list includes those actions, which are required or strictly prohibited:

You may not authorize others to use your account, and you may not assign or otherwise transfer your account to any other person or entity;

You agree to comply with all applicable state, federal and local laws while using the Services;

You may only access the Services using authorized means and it is your responsibility to ensure that you have downloaded the correct software for your device. Stablemate is not liable if you do not have a compatible handset or if you have downloaded the wrong version of the Services, and Stablemate reserves the right to terminate these Terms should you be using the Services with an incompatible or unauthorized device.

Your participation in using the Services is for your sole, personal, and non-commercial use;

You will not use the Services for any fraudulent, misleading, inaccurate, or dishonest purposes;

You will not use the Services to cause nuisance, annoyance, or inconvenience;

You will not impair the proper operation of the Services;

You will not try to harm the Services in any way whatsoever;

You will not copy or distribute the Services without the prior written consent of Stablemate;

You will keep your account username and password secure and confidential;

You will provide us with whatever proof of identity we may reasonably request;

You will not license, sub-license, sell, resell, transfer, assign, distribute, or otherwise commercially exploit or make available to any third party the Services in any way;

You will not modify or make derivative works based upon the Services;

You will not create Internet “links” to the Services or “frame” or “mirror” any software on any other server or wireless or Internet-based device;

You will not (except as permitted by applicable law) reverse engineer or access the Services in order to build a competitive product or service, build a product using similar ideas, features, functions, or graphics of the Services, or copy any ideas, features, functions or graphics of the Services;

You will not launch an automated program or script, including, but not limited to, web spiders, bots, viruses or worms, or any program, which may make multiple server requests per second, or unduly burdens or hinders the operation and/or performance of the Services;

You will not send spam or otherwise duplicative or unsolicited messages in violation of applicable laws through the Services;

You will not send or store through or on the Services infringing, obscene, offensive, threatening, libelous, or otherwise unlawful or tortious material, including material harmful to children or in violation of third-party intellectual property or privacy rights;

You will not send or store through or on the Services material containing software viruses, worms, Trojan horses, or other harmful computer code, files, scripts, agents, or programs;

You will not interfere with or disrupt the integrity or performance of the Services or the data contained therein;

You will not attempt to gain unauthorized access to the Services or its related systems or networks;

You will not use the Services to promote violence, discrimination, humiliation, or hatred against any individuals or groups based on race, ethnic origin, religion, disability, gender, age, veteran status, sexual orientation, or gender identity;

STABLEMATE’S INTELLECTUAL PROPERTY

Users acknowledge and agree that the Services may contain content or features that are protected by copyright, patent, trademark, trade secret, or other proprietary rights and laws. Unless expressly authorized by Stablemate, Users agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute, or create derivative works of the Service content or features. If Stablemate blocks any User from accessing the Services, Users agree not to implement any measures that circumvent the blocking. Any use of the Services or its features other than as specifically authorized herein is strictly prohibited. Users also agree not to copy, modify, create derivatives, reverse engineer, reverse assemble, or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer Stablemate’s software. Any and all rights not expressly granted are herein reserved by Stablemate. Users are prohibited from using any visual element that constitutes an endorsement by Stablemate without their prior consent.

The Stablemate name and logo are trademarks and service marks of Stablemate. Nothing contained in these Terms of Use or the Services constitutes as granting, by implication, estoppel, or otherwise, any license or right to use any of the Stablemate trademarks, without its prior written consent. Any and all goodwill that is generated from using Stablemate’s trademarks will inure to Stablemate’s exclusive benefit.

PAYMENT AND FEES

Users are charged a fee via the iTunes app store in order to download and use the Services (“User Fee”). Stablemate reserves the right to increase or decrease the User Fee from time to time.

In order to register for an account, Users are required to provide valid credit, debit card, or bank account information from and to which Meeting Fees will be processed. Unless otherwise stated, all fees and charges are non-refundable and are exclusive of any applicable federal, state, or local taxes. You agree to maintain a valid payment method during the term of your use of the Services. If credit/debit card or bank account information is no longer valid at the time of payment processing, you will be required to provide new and valid payment information in order to continue using the Services.

Upon scheduling a meeting, 25% of the Meeting Fee is charged as a security against no-shows (“Booking Fee”). Users agree that if a Meeting is canceled within the allowed cancellation period, any applicable Meeting Fees will not be payable however the Booking Fee is non-refundable.

PAYMENT PROCESSING SERVICES

Credit card payment processing services on Stablemate are provided by Stripe, Inc. (“Stripe”) and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Services (collectively, the “Stripe Services Agreement”). Users agree to be bound by the Stripe Services Agreement, as the same may be modified by Stripe from time to time.

As a condition to using these credit card payment processing services through Stablemate, Users agree to provide Stablemate with accurate and complete information about themselves and also authorize Stablemate to share any such information with Stripe, as well as transaction information related to the use of the payment processing services provided by Stripe. Stablemate reserves the right, within its sole discretion, to terminate a User’s account for failure to meet Stripe’s requirements for verification of identity, bank account requirements, or for any alleged breach of the Stripe Services Agreement.

MOBILE COMMUNICATIONS

The Services include functionality that is available via a mobile device (“Mobile Functionality”). For example, Mobile Functionality allows for location tracking and communications between Users. To the extent you access the Services through a mobile device, your wireless service carrier standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Mobile functionalities may be prohibited or restricted by your carrier, and not all Mobile Functionality may work with all carriers or devices.

UNSOLICITED MATERIALS AND SUBMISSIONS

Any unsolicited materials or submissions received by Stablemate will be discarded and/or returned to the sender. Stablemate will have no express or implied obligation or liability of any kind concerning the submissions, including, the use or disclosure of the submissions. Stablemate and its Users are entitled to unrestricted use or disclosure of the submissions for any purpose whatsoever, all without compensation to the User that submitted the submission.

INTERNET DELAYS, INTERRUPTIONS AND OUTAGES

Stablemate’s Services may be subject to limitations, delays, interruptions, outages, and other problems inherent in the use of the Internet and electronic communications. Stablemate is not responsible or liable for any delays, delivery failures, or other damages resulting from such problems. Stablemate is also not responsible or liable for any outages caused by third parties that help us store and facilitate the transmission of messages between Users. Use of the Services is at a User’s own risk.

INDEMNITY

Users agree to indemnify, release, defend, and hold harmless Stablemate, its subsidiaries, and any affiliated companies, and its members, officers, directors, employees, contractors, and agents from any and all claims, causes of action, damages, obligations, losses, liabilities, costs or debt, and expenses, including attorneys’ fees and costs, and all amounts paid in a settlement arising from or relating to the use of the Services, breach of these Terms or the violation of any laws.

Disclaimer of Warranties

SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE OR COURSE OF PERFORMANCE.

LIMITATION OF LIABILITY

STABLEMATE, INCLUDING ITS AFFILIATES, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUBCONTRACTORS, OR LICENSORS, IS NOT LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES OR, IN ANY EVENT, FOR DAMAGES EXCEEDING ONE HUNDRED U.S. DOLLARS ($100.00 USD). THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF STABLEMATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE AND TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

NOTWITHSTANDING ANY PROVISION OF THE TERMS, FOR USERS IN JURISDICTIONS THAT HAVE PROVISIONS SPECIFIC TO WAIVER OR LIABILITY THAT CONFLICT WITH THE FOREGOING, THEN STABLEMATE’S LIABILITY IS LIMITED TO THE SMALLEST EXTENT PERMITTED BY LAW.

ASSIGNMENT

The Terms and any rights and licenses granted hereunder may not be transferred or assigned by any User but may be assigned by Stablemate without restriction.

TERMINATION/SURVIVAL

Stablemate may terminate or suspend the Services or any part thereof immediately, without prior notice or liability, if you breach any of the Terms. Users may terminate their accounts at any time by following the instructions on the Services.

This Agreement shall automatically terminate (i) upon the institution by Stablemate of insolvency, receivership, or bankruptcy proceedings or any other proceedings for the settlement of Stablemate’s debts, (ii) upon Stablemate making an assignment for the benefit of creditors, or (iii) upon Stablemate’s dissolution or ceasing to do business. Should this Agreement automatically terminate based on sections i, ii, or iii of this paragraph, Users will be notified and provided a 60-day grace period to save any content stored through or on the Services.

Any fees paid hereunder are non-refundable. Upon termination by Stablemate or by you, your right to use and access the Services, and any Content will immediately cease. Stablemate may retain User account information after termination in accordance with regulatory, accounting, and legal compliance procedures.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, intellectual property provisions, disclaimers, indemnity, and limitations of liability.

GOVERNING LAW

Users agree that (1) the Services shall be deemed solely based in New York and (2) the Services shall be deemed a passive one that does not give rise to personal jurisdiction over Stablemate, either specific or general, in jurisdictions other than New York. This Agreement shall be governed by the laws of the State of New York, without regard to conflict of laws principles.

ARBITRATION

Stablemate and Users agree that any and all disputes or claims shall be resolved exclusively through final and binding arbitration, rather than in court. Stablemate and Users manifest their assent to arbitrate by providing and using the Services. Arbitration claims are those that Stablemate asserts against User and that User asserts against Stablemate, any related or affiliated entity, and the owners, officers, directors, agents, or employees of any of them. The Federal Arbitration Act shall govern the interpretation and enforcement of this agreement to arbitrate. If for any reason the FAA is inapplicable, the laws of New York shall apply. To the extent permitted by law, the Parties agree to arbitrate claims on an individual basis only and waive any right to bring, participate in, or recover under, a class, collective, consolidated, or representative action. The arbitrator shall apply the Terms and the same substantive law to the dispute as a court would and under the same law of remedies. To begin an arbitration proceeding against Stablemate or a related party, the User must send a letter requesting arbitration and describing the claim to Stablemate at:

Steady Flow, LLC

Attn: Legal Division

7014 13th Ave, Suite #202,

Brooklyn, NY, 11228

The arbitration will be conducted by the American Arbitration Association (AAA) under the rules applicable to the claim asserted, including, but not limited to, the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. Stablemate will supply a printed copy of the rules upon a User’s request. Payment and reimbursement of all filing, administration, and arbitrator fees will be governed by the AAA’s rules. New York, New York is the sole proper venue for arbitration; provided, however, that the arbitrator once selected shall have the authority to order the parties to arbitrate in a different venue for good cause shown, applying federal law for transferring venue on grounds of forum non conveniens. If, notwithstanding this arbitration agreement, a claim for any reason proceeds in court rather than in arbitration, the dispute shall be exclusively brought and heard in a court of competent jurisdiction located in the City and County of New York, New York. Except as otherwise provided by law or the AAA’s rules, the prevailing party in any arbitration will be entitled to receive from the non-prevailing party all of its reasonable attorneys’ fees and costs.

NOTIFICATIONS

Users agree that Stablemate may provide notifications to Users via e-mail, written or hard copy notice, or through conspicuous posting of such notice on its Services. Users may opt out of certain means of notifications or to only receive certain notifications.

ENGLISH LANGUAGE

In the event of a conflict between the English language version of the Terms and any foreign language translation versions thereof, the English language version of the Terms shall govern and control. All disputes, claims, causes of action, and related proceedings will be communicated in English. Unless otherwise explicitly stated, all material found on the Services are solely directed to individuals, companies, or other entities located in the United States.

ENTIRE AGREEMENT/SEVERABILITY

The Terms encompass the entire agreement between Users and Stablemate. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. Stablemate’s failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.

INDEPENDENCE FROM THIRD-PARTY PLATFORMS

Stablemate’s Services are independent of any platform and its services on which it is located. Stablemate is not associated, affiliated, sponsored, endorsed, or in any way linked to any third-party platform operator, including, without limitation, Apple, Google, Android, or RIM Blackberry (“Operators”). Thus, your download, installation, access to, or use of the Stablemate App is also bound by the terms and conditions of each Operator.

Users hereby acknowledge and agree to the following terms:

These Terms of Service are between you and us only, and not with any Operator, and we, not those Operators, are solely responsible for the Services and the content thereof;

The license granted by Stablemate is a limited, non-exclusive, non-transferable, and non-sublicensable right to use the Services on a portable or mobile device that you own or control and as permitted by these Terms of Service;

We are solely responsible for providing any maintenance and support services with respect to the Services, as required under applicable law. Thus, an Operator has no obligation whatsoever to furnish any maintenance and support services with respect to the Services;

We and not the relevant Operator, are responsible for addressing any claims of you or any third party relating to the Services or your possession and/or use of the Services, including, but not limited to: (i) any claim that the Services fails to conform to any applicable legal or regulatory requirement; and (ii) claims arising under consumer protection or similar legislation;

In the event of any third party claim that the Services or your possession and use of the Services infringes that third party’s intellectual property rights, we, and not the relevant Operator, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim; provided such infringement was caused by us;

You must comply with any applicable third-party terms of agreement when using the Services; and

The relevant Operator, and that Operator’s subsidiaries are third-party beneficiaries of these Terms of Service, and that upon your acceptance of these Terms of Service, that Operator will have the right (and will be deemed to have accepted the right) to enforce these Terms of Service against you as a third party beneficiary thereof.

Last updated: March 2023

Thank you for reviewing this policy and welcome to Stablemate. It is the policy of Steady Flow LLC., D/B/A Stablemate (“Stablemate”, “us”, “we”, “our”, “Services”) to provide our member community (collectively, “you”, “yours”, “people”, “members”) a safe, smart, social, skills exchange mobile application for all members. Stablemate promotes measures aimed at reducing incidents of violence and the management of situations that may lead to violence. All members of the Stablemate community shall cooperate to maintain a safe, smart, social service and shall comply with this policy. This policy is to be routinely updated and enforced for your safety as a member of the Services website and mobile application. By accepting our Terms of Services and accessing the Services in any manner you acknowledge that you accept the practices and policies outlined in this policy and you hereby consent to terms as described in this policy.

SCOPE

Prohibited Conduct Stablemate does not tolerate violence, threats of violence, unlawful fighting, child abuse, child neglect, or stalking on any private or public property, establishments of any kind, premises, or in any Institute activity or program. All unlawful illegal activity such as (any use, participation, distribution, or sale/re-sale of sex, crimes, drugs, or weapons are prohibited from Services of stablemate mobile application).

DEFINITIONS

Acts of violence include any physical action, whether intentional or reckless, that harms or threatens the safety of another individual on the Stablemate mobile application and Services.

Threat of Violence: includes any behavior that by its very nature could be interpreted by a reasonable person as intent to cause physical harm to another individual.

Child abuse: includes sexual or emotional abuse of a child, and physical injury inflicted on a child by another person, excluding injuries caused by accidental means.

Child neglect: includes negligent treatment which threatens the child’s health or welfare.

Stalking: is a course of conduct directed at an individual that would cause a reasonable person to fear for their safety or the safety of others, or suffer substantial emotional distress. The course of conduct means two or more acts, including, but not limited to, acts in which the stalker directly, indirectly, or through third parties, by any action, method, device, or means, follows, monitors, observes, surveils, threatens, or communicates to or about a person or interferes with the person’s property. A reasonable person means a reasonable person under similar circumstances and with similar identities to the victim. Stalking of any kind, especially stalking that is sex or gender-based should be reported to law enforcement authorities for investigation.

Labor Trafficking: is a form of modern-day slavery in which individuals perform labor or services through the use of force, fraud, or coercion. Labor trafficking includes situations of debt bondage, forced labor, and involuntary child labor.

Sex Trafficking: A form of modern-day slavery, is also a human rights violation; the action or practice of illegally transporting people from one country or area to another for the purpose of sexual exploitation.

Drug Trafficking: is a global illicit trade involving the cultivation, manufacture, distribution, and sale of substances which are subject to drug prohibition laws

Gun Trafficking or Arms Trafficking: this is a global illicit trade involving the cultivation, manufacture, distribution, and sale of substances that are subject to gun production within an illegal market. In many cases, gun trafficking occurs across state lines, as gun traffickers take advantage of our nation’s gun laws by buying guns in states with weak gun laws and illegally reselling them in states with strong gun laws.

Weapon(s): is defined as a firearm, ammunition, BB or pellet gun, paintball gun, stun gun, compressed air gun or any replica firearm, martial arts weapon, fireworks, explosives, dangerous or highly flammable chemicals, dirk, dagger, samurai katana. ice pick, or knife having a blade longer than 2 1/2 inches (except for a knife or ice pick used for food preparation or consumption or for lawful use in or around a residence), razor with an unguarded blade, razor blade, or box cutter (except for a razor, razor blade or box cutter for lawful use in a residence), or any object when used in a manner or under a circumstance that potentially may or does result in an act of violence or threat of violence. An object otherwise defined above as a weapon is accepted when used for a lawful purpose within the scope of the person’s employment/profession, academic activities, or training purposes.

Fraud: a person or entity's intention to deceive others to result in financial or personal gain, typically by unjustifiably claiming or being credited with overcharging, over billing, claiming accomplishments or qualities not committed; lying to client or customers; using their professions to bully or intimidate clients in manipulative schemes for incentives, developing corporate schemes/shelters/organizations intentionally committing theft by deception amongst clients/customers for profit gains, even if small amounts of money.

Identity theft: occurs when someone uses another person’s personally identifying information, like a person’s name, Social Security number, credit card number, or other financial information, without permission, to commit fraud or other crimes.

Robbery: is a more serious form of larceny that involves the use of force; in fact, robbery is often defined as “larceny of another person by force.” Because violence is typically a component of this form of theft

Burglary: Breaking and entering a residence for the intention of committing a crime or while lawfully within, committing a crime and thereafter breaking out.

Theft by Deception: is someone, mostly a licensed professional or entity purposefully obtaining property of any kind from another by deception; the theft and the nature of the deception can greatly vary, and each case is unique. Theft can be schemes from basic legal, medical, or professional billing fraud to non-profit charity scams are common examples of theft by deception.

Bribery: relates to a corrupt benefit given or received to influence official action to afford the giver better than fair treatment; both the person giving and the recipient are guilty of bribery. On the other hand, coercive extortion by a public official is seeking or receiving a corrupt benefit paid under an implicit or explicit threat to give the payer worse than fair treatment or to make the payer worse off. The payee is guilty of extortion; the payer is the victim of extortion. For instance, members of organized criminal groups may do illicit favors or pay judges, jurors, police, or other public officials in exchange for them to “look the other way” and carry out convictions of defendants how the plaintiff sees fit or favors.

Extortion: consists of obtaining property from another through the wrongful use of actual or threatened force, violence, or fear; extortion characterizes the infiltration of legitimate business when organized criminal groups try to force payments from individuals or businesses using threats to avoid worse than fair treatment.

Money laundering: is the processing of criminal proceeds to disguise their illegal origin; For instance, a drug trafficker might buy a restaurant to disguise drug profits with the legitimate profits of the restaurant. In this way, the drug profits are “laundered” through the restaurant to make the income look as if it was earned lawfully. Money laundering is crucial to organized crime operations because offenders would be discovered easily if they could not “merge” their illegal cash into, for instance, a legal business, bank, or real estate.

Harassment: aggressive pressure or intimidation toward one or many individuals; there are many types of harassment: workplace, religion, racial, power, police, psychological, landlord, online, and electronic.

Assault: The definition of assault varies by jurisdiction, but is generally defined as intentionally putting another person in reasonable apprehension of an imminent harmful or offensive contact. Physical injury is not required. Some jurisdictions label assault as an attempted battery.

Rape: The penetration, no matter how slight, of the victim's private parts with any body part or object, or oral penetration by a sex organ of another person, without the consent of the victim.

Domestic Violence: Commonly referred to as “DV”; also, called intimate partner violence (IPV), domestic abuse or relationship abuse is a pattern of behaviors used by one partner to maintain power and control over another partner in an intimate relationship. Domestic violence does not discriminate. Anyone of any race, age, orientation, religion, or gender can be a victim – or perpetrator – of domestic violence. It can happen to people who are married, living together, working together, or who are dating. It affects people of all socioeconomic backgrounds and education levels.

Kidnapping: an act or instance or the crime of seizing, confining, inveigling, abducting, or carrying away a person by force or fraud often with a demand for ransom or in furtherance of another crime.

Murder: the unlawful killing of a human being with malice; murder is divided into two degrees. Murder in the first degree is premeditated intentional killing & punishable by death. Murder in the second degree is an intentional killing that is not premeditated.

Homicide is the killing of one person by another; in some instances, homicide may or may not be illegal. While in conflict a soldier/officer may legally commit homicide & in some states, a citizen may kill intruders/trespassers without committing a crime. The justified homicide is considered self-defense under authoritative figures' orders or state laws.

Felony murder occurs during the commission of a felony; all participants in that felony or attempted felony can be charged with and found guilty of murder when someone even their co-conspirators is killed.

Manslaughter is typically treated as a much less severe crime than murder; manslaughter can be broken up into degrees, or categorized as voluntary, involuntary, felony & vehicular manslaughter.

Voluntary manslaughter is the killing of another person under extreme provocation or while under the heat of passion. Typically, it does not require an intent to kill, but rather the intent to do something else.

Felony manslaughter occurs when a person participates in a crime that is not listed in the felony murder statute but somehow someone dies during the crime.

Involuntary Manslaughter usually involves acts of negligence or recklessness that lead to another person’s death.

Vehicular Homicide/Manslaughter is the causing of a person’s death through driving while intoxicated – this crime can be charged on its own or as part of involuntary manslaughter, depending on the laws of a particular state.

In any case, in which the death penalty may be applicable, the United States Attorney must follow the procedures set forth by law. The Attorney General must authorize the United States Attorney to seek the death penalty in any case.

REPORTING VIOLENCE

Any individual who experiences or observes a threat or act of violence, or a weapon anywhere, anytime. See something, say something, and immediately notify local law enforcement. Call 911

Stablemate will confidentially handle all reports of violence, with information released as determined to be appropriate by Stablemate. Any Stablemate members are to immediately report any violation or suspected violation of this policy to us; if you or others are in danger or the situation is ongoing and an emergency needs immediate help, please contact local authorities or Call 911. Also, ask for help from those around you, your trusted support system, or the communities various outlets for support.

RETALIATION

This policy prohibits retaliation against any members, staff, or third party who, in good faith, reports a violation or suspected violation of this Policy. Please note, Stablemate will not tolerate intentional false reporting of incidents. A good faith complaint that results in a finding of “no violation” is not considered a false report. However, when a complainant or third party is found to have fabricated allegations or to have given false information with malicious intent or in bad faith, they may be subject to disciplinary action, and if a member on the Services account suspension.

INVESTIGATING PROHIBITED CONDUCT WHILE ENGAGING IN SESSION

Reports of conduct that may violate any aspect of this policy will be taken seriously, properly investigated, and dealt with accordingly. Individuals who are found to have violated this policy may be subject to:

If the violator is a Steady Flow employee disciplinary action up to and including termination of employment or permanent removal from the premises.

If the violator is a Stablemate mobile application account member, disciplinary actions result in account suspension.

Additionally, when such acts potentially violate state or federal laws or your account as a member is repeatedly suspended, the matter pertaining directly to you may be referred to law enforcement agencies for investigation.

CONFIDENTIAL RESOURCES

Within the Stablemate mobile application services there are people of the member's community and by their profession offer skills and services for counseling. These professionals are independent contractors, licensed professionals who use the Services at will like anyone else. They have their formalities, strategies, and mechanisms for resolving a person’s needs or complaints. If you work closely with them they can help you. These confidential counseling services are intended for the personal benefit of the individual and offer a setting where various courses of action can be explored. These professionals are already community-based and connected in your community, if you need them, we suggest finding them through our mobile application or other networks they may access to support their offices, practices, and clinics. Counselors and designated confidential advocates in these offices will listen and help identify options and next steps. Talking to any of these professionals does not constitute reporting an incident to Stablemate. At this point working with these professionals directly puts you in the right hands. They will evaluate, advise and lead you in the right direction helping you resolve your needs.

YOUR RIGHTS

It is up to you to make all the decisions you feel necessary in your life, liberty, and the pursuit of happiness – it’s your life. You are prominent. You are always in the driver’s seat and have a right to control – all your final decisions are up to you. No single entity should ever have overbearing power over you, belittle, or dictate your livelihood – simple as that.

HAVE A QUESTION REGARDING OUR VIOLENCE PREVENTION POLICY?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Violence Prevention Policy. We wish you all the best, all the time.

Last updated: March 2023

Thank you for reviewing this policy and welcome to Stablemate. We are committed to identifying, preventing, and addressing human rights risks and impacts associated with our mobile application activities. Steady Flow, LLC. D/B/A Stablemate human rights policy elaborates on the requirement within our code of conduct to treat everyone within Stablemate and everyone with whom we come into contact – with fairness, dignity, and respect. This Human Rights policy applies to every American citizen in truth; however, under Stablemate, it applies to all profile account members, their level of participation within the mobile application, and how they engage with others. We have a three-pillar proactive approach with seven commitments.

The Three Pillars for our community to practice are:

1. Fairness

2. Dignity

3. Respect

This Human Rights Policy also contains the following seven commitments:

We conduct our business in a manner that respects the rights and dignity of all people, complying with all legal requirements.

We respect internationally and nationally recognized human rights, as set out in the International Bill of Human Rights and the International Labour Organization’s Declaration on Fundamental Principles and Rights at Work.

We recognize our responsibility to respect human rights and avoid complicity in human rights abuses, as stated in the UN Guiding Principles on Business and Human Rights.

We treat everyone who uses the Stablemate mobile application fairly and without discrimination. Our employees, agency staff, and suppliers are entitled to work in an environment and engage under conditions that respect their livelihood, rights, and dignity.

We respect freedom of association where our Stablemate members wish to be represented, we will cooperate in good faith with the bodies that our members collectively choose to represent them within the appropriate national legal frameworks.

We respect the rights of people in communities impacted by our activities. We will seek to identify adverse human rights impacts and take appropriate steps to avoid, minimize, and or mitigate them.

We will seek to make contractual commitments with suppliers that encourage them to adhere to the same principles. Promoting the quality of life for all effectively and efficiently.

We understand that providing a safe, smart, social mobile application platform is a security asset for our country and can be a complexity as well; especially, in locations where there is a higher likelihood of conflict or violent crime. If we do cause, or contribute to, adverse impacts on the human rights of communities near our operations, we are committed to providing for, or cooperating in, the remediation of those impacts. There is no absolute security remedy for all the problems and conflicts; however, we are firm believers that if we embrace struggles together we can change the world for the greater good - we can overcome, to BECOME MORE!

Have a question regarding our human rights policy? Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our human rights policy. We wish you all the best, all the time.

Last updated: March 2023

Thank you for reviewing this policy and welcome to Stablemate. It is the initiative of Steady Flow LLC., D/B/A Stablemate (“Stablemate”, “us”, “we”, “our”, “Services”) to provide our member community (collectively, “you”, “yours”, “people”, “members”) a safe, smart, social, skills exchange mobile application for all members. Stablemate promotes measures aimed at reducing incidents of violence, specifically “Harassment”, and the management of situations that may lead to violence. All members of the Stablemate community shall cooperate to maintain a safe, smart, social service and shall comply with this policy. This policy is to be routinely updated and enforced for your safety as a member of the Services website and mobile application. By accepting our Terms of Services and accessing the Services in any manner you acknowledge that you accept the practices and policies outlined in this policy and you hereby consent to terms as described in this policy.

Kindly note: be sure to review the Violence Prevention Policy along with this policy for more resourceful information that you may find useful.

WHAT IS HARASSMENT

Harassment is a form of misconduct that includes unwelcome physical, verbal, or non-verbal conduct which results in a person feeling intimidated, threatened, humiliated, or demeaned, and is likely to interfere with an individual’s work, education, or adversely affects an individual’s living condition. Harassment in any form, based on sex, race, color, age, national origin, ethnicity, ancestry, physical or mental disability, medical condition, genetic information, pregnancy, marital status, religion, gender, gender expression or gender identity, sexual orientation, military or veteran status, or any other characteristic protected by state or federal laws (“protected characteristics”), is unlawful and is strictly prohibited, as are all forms of sexual intimidation, exploitation, and violence. Steady Flow Companies and Stablemate are committed to educating the community in ways to prevent its occurrence. Complaints concerning sexual and gender-based discrimination Harassment and sexual misconduct can be reported to local and state authorities and may result in not only an arrest by civil or criminal sanctions and ramifications.

CONDUCT BECOMES UNLAWFUL HARASSMENT WHEN:

Enduring the offensive conduct becomes a condition of continued employment, or

The conduct is enough to create a work or academic environment that a reasonable person would consider intimidating, hostile, or abusive. Anti-discrimination laws also prohibit Harassment against individuals in retaliation for filing a discrimination claim, testifying, or participating in any way in an investigation, proceeding, or lawsuit under these laws; or opposing employment practices that they reasonably believe discriminate against individuals, in violation of these laws. Petty slights and annoyances will not rise to the level of illegality.

Offensive conduct may include but is not limited to, offensive jokes, slurs, epithets or name-calling, physical assaults or threats, intimidation, ridicule or mockery, insults or put-downs, offensive objects or pictures, and interference with work or academic performance.

OUR POSITIONING

Steady Flow, LLC. D/B/A Stablemate, as appropriate, will conduct a fair, timely, and thorough investigation into member complaints within the scope of this policy to determine what occurred and take reasonable steps to remedy the effects of any Harassment and prevent the recurrence of the behavior. This may include account suspension of offenders and informing victims to contact local authorities and recommend if needed seeking or retaining legal services if applicable. Stablemate provides all parties with appropriate due process and reaches reasonable conclusions based on the evidence collected or reported by the member. Stablemate takes appropriate action when warranted. For our employees, Stablemate requires any employee and recommends any third party or our members at their own free will regularly participate in training or research information regarding Harassment, violence, and the prevention of abusive conduct, consistent with federal and state legal requirements.

Behavior intended to dishonor protected characteristics such as race, gender expression or identity, national origin or ethnic group, religious belief, sexual orientation, age, or disability is contrary to the pursuit of inquiry and education and may be discriminatory Harassment and violate the law. Some kinds of behavior that are intended to harass, while inappropriate and not tolerated on Stablemate mobile application platform, may not be unlawful. These types of behavior may be dealt with for members through the disciplinary process and for employees through supervisory intervention, including the disciplinary process.

In simple terms, the disciplinary and supervisory process is suspension for a certain amount of time. However, to make an accurate judgment as to whether the incidents are unlawful, the full context in which the actions were taken or statements made must be considered. Every complaint is considered based on the totality of the circumstances. A single incident, if severe, may constitute Harassment.

THE FOLLOWING ARE EXAMPLES OF BEHAVIORS THAT MAY CONSTITUTE HARASSMENT:

A disabled member is not respected equally to others because of a lack of mobility and is teased or belittled by offensive remarks and commentary.

A member tells another member racially offensive jokes within a meeting.

A member is ostracized by others because of their national origin or religion.

Making or using derogatory comments, epithets, slurs, or jokes based on age, gender, race, and more to any member of the services or in public.

SCOPE

This policy applies to all entities, website visitors, and mobile application members of the Steady Flow Companies and Stablemate community (citizens, professionals, students, volunteers, interns, vendors, independent contractors, persons performing services under contract with Stablemate, visitors and any other individuals regularly or temporarily employed, studying, living, visiting, or otherwise participating on, in or with Steady Flow Companies and the Stablemate website and mobile application. This policy applies to conduct occurring on Steady Flow, LLC D/B/A Stablemate controlled property, at sponsored events, programs, and activities regardless of location.

Members of the Steady Flow Companies & Stablemate community are encouraged to report unlawful Harassment regardless of where the incident occurred or who committed it (i.e., a stranger or non-stranger). Even if Steady Flow Companies and Stablemate do not have jurisdiction over the person accused of Harassment, Stablemate will still take prompt action and reasonable steps to remedy the effects of the Harassment and prevent any recurrence of the behavior if capable.

PROHIBITION AGAINST RETALIATION

No member of the Stablemate community will be retaliated against for making a good-faith report of Harassment or for participating in an investigation or proceeding conducted by Stablemate, or by a state or federal agency. Overt or covert acts of retaliation, reprisal, interference, discrimination, intimidation, or Harassment against an individual or group for exercising their rights under federal and state laws are unlawful. Stablemate will take steps to prevent retaliation and will take prompt and appropriate corrective action if retaliation occurs. Individuals who violate this policy may be subject to account suspension.

PRIVACY

Stablemate will maintain the privacy of all individuals involved in a report of Harassment to the extent possible abiding companies privacy policy. Privacy generally means that information related to a report of Harassment will only be shared with those individuals who have a “need to know.” These individuals will be discreet and will respect the privacy of all individuals involved.

CONFIDENTIALITY

Confidentiality generally means that information is shared by an individual with designated officers, executives, and employees, these Steady Flow, LLC. professionals cannot reveal the reporting of an individual's information or situation to any other individual without the express permission of the individual. These Steady Flow Professionals are prohibited from breaking confidentiality unless there is an imminent threat of harm to self or others or as otherwise permitted by law. When a report involves suspected abuse of a minor under the age of 18, these confidential resources are required by state law to notify child protective services and/or local law enforcement. Please note, not a single member or visitor on the Stablemate website and mobile application is to be over the age of 21; please review the terms of service and other legal policies to understand more.

CONFIDENTIAL RESOURCES

Within the Stablemate mobile application services there are people of the member's community and by their profession offer skills and services for counseling. These professionals are independent contractors, licensed professionals who use the Services at will like anyone else. They have their formalities, strategies, and mechanisms for resolving a person's needs or complaints. If you work closely with them they can help you. These confidential counseling services are intended for the personal benefit of the individual and offer a setting where various courses of action can be explored. These professionals are already community-based and connected in your community, if you need them, we suggest finding them through our mobile application or other networks they may access to support their offices, practices, and clinics. Counselors and designated confidential advocates in these offices will listen and help identify options and next steps. Talking to any of these professionals does not constitute reporting an incident to Stablemate. At this point working with these professionals directly puts you in the right hands. They will evaluate, advise and lead you in the right direction helping you resolve your needs.

YOUR RIGHTS

It is up to you to make all the decisions you feel necessary in your life, liberty, and the pursuit of happiness - it's your life. You are prominent. You are always in the driver's seat and have a right to control - all your final decisions are up to you. No single entity should ever have overbearing power on you, belittle or dictate your livelihood - simple as that.

HAVE A QUESTION REGARDING OUR ANTI-HARASSMENT POLICY?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Anti-Harassment POLICY. We wish you all the best, all the time.

Last updated: March 2023

Thank you for reviewing this policy and welcome to Stablemate. It is the initiative of Steady Flow, LLC., D/B/A Stablemate to provide our community with a safe, smart, social, skills exchange platform for our members. Stablemate promotes measures aimed at reducing incidents of fraud and the management of situations that may lead to fraud. All people of the Stablemate community shall cooperate to maintain a safe, smart, social service and shall comply with this policy. This policy is to be routinely updated and enforced for your safety as a user of the Services website and mobile application. By accepting our Terms of Services and accessing the Services in any manner you acknowledge that you accept the practices and policies outlined in this policy and you hereby consent to terms as described in this policy.

OUR PURPOSE

We are aware of the fraud epidemic within The United States of America and fraud can happen to any entity. Please know that we do not have any effect on individuals or their day-to-day decisions, operations, practices, and livelihoods. People who use our services vow to do what’s right and help others succeed.

We can only hope people are kind to one another.

We can only hope people help each other advance respectfully.

We can only hope people move forward, onward, and upward with the accountability of their actions, notions, motives, and purpose.

We kindly ask that you report any type of fraudulent activity, in any industry of any given day to local authorities – as soon as it happens or is safely and securely possible for you.

Collectively, as a society we all pay for fraudulent activity of any kind in any profession or industry.

OUR AUTHENTICITY

If you doubt the authenticity of any type of correspondence claiming to originate from Steady Flow, LLC. D/B/A Stablemate, please contact us. This alerts the company of potential fraud, scamming, or phishing activity and allows for it to be investigated and remediated, if necessary on our end.

We are aware of numerous forms of fraudulent correspondence including, but not limited to:

Romance/Confidence fraud.

Digital Payment Fraud through any technology platform.

Mobile Applications (misleading users of rewards, gains, and more)

Telephone (Robocalls, Robocalls that voice record you)

Fax Machine Alerts/Scams

Text Messaging Alerts/Scams

Email Alert/Scams

Postal Mail Circulations Alerts/Scams

Promotional Games and Marketing.

Fake Jobs: recruitment, employment, workplace fraud.

Paid, Incentivized, or Reused Reviews that are fraudulently posted by corporations and licensed professionals.

Streaming fraud (music, videos and film)

Educational services: lunch/meal programs, housing, grants, scholarships, applications, admissions, tuition, and enrollment requirements

Renting (homes, apartments, vehicles, equipment, etc.)

Nonprofit Charity Donations

Warehouse Shrinkage

Cargo Theft

Insurance Billing (all types of insurance)

Payroll Embezzlement

Service/Product Refunds or Returns where employee(s) embezzle from customers or employers.

Point-of-sale Fraud where employee overcharges or undercharges customers.

Legal Letters, Notices, or Billing services impersonating lawyers, courts, businesses, with trademark claims or traffic light summons and other various illegitimate documentation.

Invoice Billing Fraud by Corporations, Licensed Professionals, and Contractors in any professions/industries via billable and unbillable hours.

Funeral/cemetery fraud

These forms of bribes, scams, fraud, and stealing are circulating at an alarming rate and are even in several different languages and often include actual or identical entity logos, photos, links, or other information taken directly from an official web site, companies, application, social media account and more.

OUR POSITION

Our security team will work with law enforcement to make every effort to stop such frauds or scams, but unfortunately, we cannot stop them all and at times need your help. Teamwork makes the dream work, please speak up if you see, suspect, or encounter suspicious activity on our platform or in our culture. Please do not involve us in your legal case, filed claims, or mention us to be a witness if entirely unrelated – only do such procedures if it is happening on the stablemate application. Please be advised that our services, specifically Stablemate, employers, partners, executives, independent contractors of Steady Flow, LLC., Stablemate members, or third-party partner organizations DO NOT:

Request administrative fees.

Host internet lotteries or offer prizes of any kind through email, postal mail, telephone, fax, or in-person

Request registration fees for conferences or summits

Request information about bank accounts or other private information

Approach individuals in person offering grant opportunities

Solicit donations at any time

Offer investment opportunities

RESEARCH THE FTC

For more information about the Federal Trade Commission’s efforts against these kinds of fraud or filing a complaint with the agency, please visit the Division of Privacy and Identity Protection. Here is the direct link to the Federal Trade Commission (FTC) Official U.S. Government website.

HAVE A QUESTION REGARDING OUR ANTI-FRAUD POLICY?

Please provide your full name, primary email, and questions, after you send your message we will review it promptly and a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time and reviewing our Anti-Fraud Policy. We wish you all the best, all the time.

Last updated: March 2023

This Agreement (“Agreement”) is made and entered into at the date and time your Stablemate account is created and is between you (“Covered Entity”) and Steady Flow, LLC - D/B/A “Stablemate” (“Business Associate”), a limited liability company. WHEREAS, Business Associate is in the business of providing an online resource and mobile application (“Offering”); and WHEREAS, Covered Entity wishes to engage or has engaged, Business Associate in connection with said Offering, NOW, THEREFORE, in consideration of the premises and mutual promises herein contained, it is agreed as follows:

UNDERSTANDING OF HITECH'S FIVE GOALS:

The Health Information Technology for Economic and Clinical Health Act (HITECH Act) is part of the American Recovery and Reinvestment Act of 2009 (ARRA). Why is the HITECH ACT important? The HITECH Act was created to motivate the implementation of electronic health records (EHR) and supporting technology in the United States. President Obama signed HITECH Act into law on February 17, 2009, as part of the American Recovery and Reinvestment Act of 2009 (ARRA), an economic stimulus bill. The goal of the HITECH Act and the U.S. Government is not just to put computers into physician offices and hospital wards, but rather to use them toward five goals for the US healthcare system:

Improve care coordination and public health.

Reduce healthcare disparities;

Improve quality, safety and efficiency;

Ensure privacy and security;

Engage patients in their care;

Collectively, every criterion in meaningful use (e.g., drug-drug, drug-allergy checking, active medication list) must tie back to a healthcare goal (e.g., improve quality, safety, and efficiency).

DEFINITIONS

Terms used, but not otherwise defined in this Agreement, shall have the same meaning as those terms in the Privacy Rule, Security Rule, and HITECH Act.

Agent. “Agent” shall have the meaning as determined in accordance with the federal common law of the agency.

Breach. “Breach” shall have the same meaning as the term “breach” in 45 CFR § 164.402.

Business Associate. “Business Associate” shall mean Steady Flow, LLC.

Covered Entity. “Covered Entity” shall mean active subscriber to Stablemate.

Data Aggregation. “Data Aggregation” shall have the same meaning as the term “data aggregation” in 45 CFR § 164.501.

Designated Record Set. “Designated Record Set” shall have the same meaning as the term “designated record set” in 45 CFR § 164.501.

Disclosure. “Disclosure” and “Disclose” shall have the same meaning as the term “Disclosure” in 45 CFR § 160.103.

Electronic Health Record. “Electronic Health Record” shall have the same meaning as the term in Section 13400 of the HITECH Act.

Health Care Operations. “Health Care Operations” shall have the same meaning as the term “health care operations” in 45 CFR § 164.501.

HIPAA Rules. “HIPAA Rules” shall mean the Privacy, Security, Breach Notification, and Enforcement Rules at 45 CFR Part 160 and Part 164.

HITECH Act. “HITECH Act” shall mean The Health Information Technology for Economic and Clinical Health Act, part of the American Recovery and Reinvestment Act of 2009 (“ARRA” or “Stimulus Package”), specifically DIVISION A: TITLE XIII Subtitle D—Privacy, and its corresponding regulations as enacted under the authority of the Act.

Individual. “Individual” shall have the same meaning as the term “individual” in 45 CFR § 160.103 and shall include a person who qualifies as a personal representative in accordance with 45 CFR § 164.502(g).

Minimum Necessary. “Minimum Necessary” shall mean the Privacy Rule Standards found at §164.502(b) and § 164.514(d)(1).

Privacy Rule. “Privacy Rule” shall mean the Standards for Privacy of Individually Identifiable Health Information at 45 CFR Part 160 and Part 164, Subparts A and E.

Protected Health Information. “Protected Health Information” shall have the same meaning as the term “protected health information” in 45 CFR § 160.103, limited to the information created, received, maintained, or transmitted by the Business Associate on behalf of the Covered Entity.

Required By Law. “Required By Law” shall have the same meaning as the term “required by law” in 45 CFR § 164.103.

Secretary. “Secretary” shall mean the Secretary of the Department of Health and Human Services or his or her designee.

Security Incident. “Security Incident” shall have the same meaning as the term “Security Incident” in 45 CFR § 164.304.

Security Rule. “Security Rule” shall mean the Standards for Security of Electronic Protected Health Information at 45 C.F.R. parts § 160 and § 164, Subparts A and C.

Subcontractor. “Subcontractor” shall mean a person or entity “that creates, receives, maintains, or transmits protected health information on behalf of a business associate” and who is now considered a business associate, as the latter term is defined in 45 CFR § 160.103.

Subject Matter. “Subject Matter” shall mean compliance with the HIPAA Rules and with the HITECH Act.

Unsecured Protected Health Information. “Unsecured Protected Health Information” shall have the same meaning as the term “unsecured protected health information” in 45 CFR § 164.402.

Use. “Use” shall have the same meaning as the term “Use” in 45 CFR § 164.103

OBLIGATIONS AND ACTIVITIES OF BUSINESS ASSOCIATE STABLEMATE.

Business Associate agrees to not Use or Disclose Protected Health Information other than as permitted or required by this Agreement or as Required By Law.

Business Associate agrees to use appropriate safeguards to prevent the Use or Disclosure of Protected Health Information other than as provided for by this Agreement. Business Associate further agrees to implement administrative, physical, and technical safeguards that reasonably and appropriately protect the confidentiality, integrity, and availability of any electronic Protected Health Information, as provided for in the Security Rule and as mandated by Section 13401 of the HITECH Act.

Business Associate agrees to mitigate, to the extent practicable, any harmful effect that is known to Business Associate of a Use or Disclosure of Protected Health Information by Business Associate in violation of the requirements of this Agreement. Business Associate further agrees to report to Covered Entity any Use or Disclosure of Protected Health Information not provided for by this Agreement of which it becomes aware, and in a manner as prescribed herein.

If the Breach, as discussed in paragraph 2(c), pertains to Unsecured Protected Health Information, then Business Associate agrees to report any such data Breach to the Covered Entity within ten (10) business days of discovery of said Breach; all other compromises of Protected Health Information shall be reported to Covered Entity within twenty (20) business days of discovery. Business Associate further agrees, consistent with Section 13402 of the HITECH Act, to provide Covered Entity, via email or phone call, with information necessary for Covered Entity to meet the requirements of said section.

If Business Associate is an Agent of the Covered Entity, then Business Associate agrees that any Breach of Unsecured Protected Health Information shall be reported to Covered Entity immediately after the Business Associate becomes aware of said Breach, and under no circumstances later than one (1) business day thereafter.

Business Associate further agrees that any compromise of Protected Health Information, other than a Breach of Unsecured Protected Health Information as specified in 2(c) of this Agreement, shall be reported to Covered Entity within ten (10) business days of discovering said compromise, or attempted compromise.

Business Associate agrees to ensure that any Subcontractor, to whom Business Associate provides Protected Health Information, agrees to the same restrictions and conditions that apply through this Agreement to Business Associate concerning such information. Business Associate further agrees that restrictions and conditions analogous to those contained herein shall be imposed on said Subcontractors via a written agreement that complies with all the requirements specified in § 164.504(e)(2) and that Business Associate shall only provide said Subcontractors Protected Health Information consistent with Section 13405(b) of the HITECH Act. Further, Business Associate agrees to provide copies of said written agreements to the Covered Entity within ten (10) business days of the Covered Entity’s request for same.

Business Associate agrees to provide access via in-app export, to Protected Health Information in a Designated Record Set to Covered Entity or, as directed by Covered Entity, to an Individual, in order to meet Covered Entity’s requirements under 45 CFR § 164.524. Business Associate further agrees, in the case where Business Associate controls access to Protected Health Information in an Electronic Health Record, or controls access to Protected Health Information stored electronically in any format, to provide similar access in order for Covered Entity to meet its requirements of the HIPAA Rules and under Section 13405(c) of the HITECH Act. These provisions do not apply if Business Associate and its employees or Subcontractors have no Protected Health Information in a Designated Record Set of Covered Entity.

Business Associate agrees to make Protected Health Information in a Designated Record Set available to the Covered Entity to make amendments and incorporate such amendments in the Designated Record Set pursuant to 45 CFR §164.526. This provision does not apply if Business Associate and its employees or Subcontractors have no Protected Health Information from a Designated Record Set of Covered Entity.

Unless otherwise protected or prohibited from discovery or disclosure by law, Business Associate agrees to make internal practices, books, and records, including policies and procedures (collectively “Compliance Information”), relating to the Use or Disclosure of Protected Health Information and the protection of same, available to the Covered Entity or the Secretary for purposes of the Secretary determining Covered Entity’s compliance with the HIPAA Rules and the HITECH Act. Business Associate further agrees, at the request of Covered Entity, to provide Covered Entity with demonstrable evidence that its Compliance Information ensures Business Associate’s compliance with this Agreement over time. Business Associate shall have a reasonable time within which to comply with requests for such access and/or demonstrable evidence, consistent with this Agreement. In no case shall access, or demonstrable evidence, be required in less than ten (10) business days after the Business Associate’s receipt of such request, unless otherwise designated by the Secretary.

Business Associate agrees to maintain necessary and sufficient documentation of Disclosures of Protected Health Information as would be required for Covered Entity to respond to a request by an Individual for an accounting of such Disclosures, in accordance with 45 CFR §164.528.

On request of Covered Entity, Business Associate agrees to provide to Covered Entity documentation made in accordance with this Agreement to permit Covered Entity to respond to a request by an Individual for an accounting of disclosures of Protected Health Information in accordance with 45 C.F.R. § 164.528. Business Associate shall provide said documentation in a manner and format to be specified by Covered Entity. Business Associate shall have a reasonable time within which to comply with such a request from Covered Entity and in no case shall Business Associate be required to provide such documentation in less than five (5) business days after Business Associate’s receipt of such request.

Except as provided for in this Agreement, in the event Business Associate receives an access, amendment, accounting of disclosure, or other similar requests directly from an Individual, Business Associate shall redirect the Individual to the Covered Entity.

To the extent that the Business Associate carries out one or more of the Covered Entity’s obligations under the HIPAA Rules, the Business Associate must comply with all requirements of the HIPAA Rules that would apply to the Covered Entity.

A Business Associate must honor all restrictions consistent with 45 C.F.R. § 164.522 that the Covered Entity or the Individual makes the Business Associate aware of, including the Individual’s right to restrict certain disclosures of protected health information to a health plan where the individual pays out of pocket in full for the healthcare item or service, in accordance with HITECH Act Section 13405(a).

PERMITTED USES AND DISCLOSURES BY BUSINESS ASSOCIATE

Except as otherwise limited by this Agreement, Business Associate may make any Uses and Disclosures of Protected Health Information necessary to perform its services to Covered Entity and otherwise meet its obligations under this Agreement, if such Use or Disclosure would not violate the Privacy Rule, or the privacy provisions of the HITECH Act if done by Covered Entity. All other Uses or Disclosures by Business Associate not authorized by this Agreement, or by specific instruction of Covered Entity, are prohibited.

Except as otherwise limited in this Agreement, Business Associate may Use Protected Health Information for the proper management and administration of the Business Associate or to carry out the legal responsibilities of the Business Associate.

Except as otherwise limited in this Agreement, Business Associate may Disclose Protected Health Information for the proper management and administration of the Business Associate, provided that Disclosures are Required By Law, or Business Associate obtains reasonable assurances from the person to whom the information is disclosed that it will remain confidential and used, or further Disclosed, only as Required By Law, or for the purpose for which it was disclosed to the person, and the person notifies the Business Associate of any instances of which it is aware in which the confidentiality of the information has been breached.

Except as otherwise limited in this Agreement, Business Associate may Use Protected Health Information to provide Data Aggregation services to Covered Entity as permitted by 45 CFR §164.504(e)(2)(i)(B). Business Associate agrees that such Data Aggregation services shall be provided to Covered Entity only wherein said services pertain to Health Care Operations. Business Associate further agrees that said services shall not be provided in a manner that would result in the Disclosure of Protected Health Information to another covered entity that was not the originator and/or lawful possessor of said Protected Health Information. Further, Business Associate agrees that any such wrongful Disclosure of Protected Health Information is a direct violation of this Agreement and shall be reported to Covered Entity immediately after the Business Associate becomes aware of said Disclosure and, under no circumstances, later than three (3) business days thereafter.

Business Associate may Use Protected Health Information to report violations of law to appropriate Federal and State authorities, consistent with § 164.502(j)(1).

Business Associate shall make Uses, Disclosures, and requests for Protected Health Information consistent with the Minimum Necessary principle as defined herein.

OBLIGATIONS AND ACTIVITIES OF COVERED ENTITY

Covered Entity shall notify Business Associate of the provisions and any limitation(s) in its notice of privacy practices of Covered Entity in accordance with 45 CFR § 164.520, to the extent that such provisions and limitation(s) may affect Business Associate’s Use or Disclosure of Protected Health Information.

Covered Entity shall notify Business Associate of any changes in, or revocation of, permission by an Individual to use or disclose Protected Health Information, to the extent that the changes or revocation may affect Business Associate’s use or disclosure of Protected Health Information.

Covered Entity shall notify Business Associate of any restriction to the use or disclosure of Protected Health Information that Covered Entity has agreed to in accordance with 45 CFR §164.522, and also notify Business Associate regarding restrictions that must be honored under section 13405(a) of the HITECH Act, to the extent that such restrictions may affect Business Associate’s Use or Disclosure of Protected Health Information.

Covered Entity shall notify Business Associate of any modifications to accounting disclosures of Protected Health Information under 45 CFR § 164.528, made applicable under Section 13405(c) of the HITECH Act, to the extent that such restrictions may affect Business Associate’s use or disclosure of Protected Health Information.

Business Associate shall provide information to Covered Entity via email or phone call, wherein such information is required to be provided to Covered Entity as agreed to by Business Associate in paragraph 2(d) of this Agreement. Covered Entity reserves the right to modify the manner and format in which said information is provided to Covered Entity, as long as the requested modification is reasonably required by Covered Entity to comply with the HIPAA Rules or the HITECH Act, and Business Associate is provided sixty (60) business days notice before the requested modification takes effect.

Covered Entity shall not require Business Associate to Use or Disclose Protected Health Information in any manner that would not be permissible under the HIPAA Rules if done by the Covered Entity.

TERM AND TERMINATION

Term. The Term of this Agreement shall be effective as of the date and time Covered Entity agrees to the Terms of Service for using Stablemate’s Website, Software, Mobile Application, and Services by creating an account, and shall terminate when all of the Protected Health Information provided by Covered Entity to Business Associate, or created or received by Business Associate on behalf of Covered Entity, is destroyed or returned to Covered Entity, or, if it is infeasible to return or destroy Protected Health Information, protections are extended to such information, in accordance with the termination provisions in this Agreement.

Termination for Cause by Covered Entity. Upon Covered Entity’s knowledge of a material breach of this Agreement by Business Associate, Covered Entity shall give Business Associate written notice of such breach and provide reasonable opportunity for Business Associate to cure the breach or end the violation. Covered Entity may terminate this Agreement, and Business Associate agrees to such termination, if Business Associate has breached a material term of this Agreement and does not cure the breach or cure is not possible. If neither termination nor cure is feasible, the Covered Entity shall report the violation to the Secretary.

Termination for Cause by Business Associate. Upon the Business Associate’s knowledge of a material breach of this Agreement by the Covered Entity, Business Associate shall give Covered Entity notice via email of such breach and provide a reasonable opportunity for Covered Entity to cure the breach or end the violation. Business Associate may terminate this Agreement, and Covered Entity agrees to such termination, if Covered Entity has breached a material term of this Agreement and does not cure the breach or cure is not possible. If neither termination nor cure is feasible, Business Associate shall report the violation to the Secretary.

Effect of Termination.

Except as provided in paragraph (2) of this section, upon the termination of this Agreement for any reason, Business Associate shall return or destroy all Protected Health Information received from, or created or received by Business Associate on behalf of Covered Entity. This provision shall also apply to Protected Health Information that is in the possession of Subcontractors of Business Associates. Business Associate shall retain no copies of the Protected Health Information.

In the event that Business Associate determines that returning or destroying the Protected Health Information is infeasible, Business Associate shall provide to Covered Entity, within ten (10) business days, notification of the conditions that make return or destruction infeasible. Upon such determination, Business Associate shall extend the protections of this Agreement to such Protected Health Information and limit further uses and disclosures of such Protected Health Information to those purposes that make the return or destruction infeasible, for so long as Business Associate maintains such Protected Health Information.

ENTIRE AGREEMENT

This Agreement may be modified only by a signed written agreement between Covered Entity and Business Associate.

All other agreements entered into between Covered Entity and Business Associate, not related to this Subject Matter, remain in full force and effect.

GOVERNING LAW & DISPUTE RESOLUTION

This Agreement and the rights of the parties shall be governed by and construed in accordance with the Federal Arbitration Act, Federal law as it pertains to the Subject Matter, and shall be governed by and construed in accordance with the laws of the State of California as it pertains to contract formation and interpretation, without giving effect to its conflict of laws.

In the event of a Dispute between you and Stablemate (including any dispute over the validity, enforceability, or scope of this dispute resolution provision), other than with respect to claims for injunctive relief, the Dispute will be resolved by binding arbitration pursuant to the rules of the American Arbitration Association Commercial Arbitration Rules. The place of the arbitration shall be in New York, New York. In the event that there is any Dispute between you and Stablemate that is determined not to be subject to arbitration pursuant to the preceding sentence, you agree to submit in that event to the exclusive jurisdiction and venue of the state and federal courts located in the City and County of New York, New York.

MISCELLANEOUS

Regulatory References. A reference in this Agreement to a section in the Privacy Rule, Security Rule, or HITECH Act means the section is in effect or as amended.

Amendment.

The Parties agree to take such action as is necessary to amend this Agreement from time to time as is necessary for the Covered Entity and Business Associate to comply with the requirements of the Privacy Rule, Security Rule, the Health Insurance Portability and Accountability Act of 1996 (Pub. L. No. 104-191), and the HITECH Act and its corresponding regulations.

Survival.

The respective rights and obligations of the Business Associate under Section 4(d) of this Agreement shall survive the termination of this Agreement.

Interpretation.

Any ambiguity in this Agreement shall be resolved to permit Covered Entity and Business Associate to comply with the Privacy Rule, Security Rule, the Health Insurance Portability and Accountability Act of 1996 (Pub. L. No. 104-191), and the HITECH Act and its corresponding regulations.

SEVERABILITY

If any provision or provisions of this Agreement is/are determined by a court of competent jurisdiction to be unlawful, void, or unenforceable, this Agreement shall not be unlawful, void, or unenforceable thereby, but shall continue in effect and be enforced as though such provision or provisions were omitted.

Last updated: March 2023 DEFINITIONS

The capitalized terms as used herein shall have the meaning as set out in this Agreement. Agreement: The Agreement between Stablemate and User regarding the use of the Services DPA. This Data Processing Agreement sets out the general rules regarding the conditions according to which Stablemate will perform the activities of Processing Personal Data on behalf of the User.

“Processing”, “Processor”, “Data Subject”, “Data Breach”, “Supervisory Authority”: Have the meaning given to that term by the General Data Protection Regulation (EU) 2016/679 (the “GDPR”). Services: The services provided by Stablemate to the User as set out in the Agreement.

PURPOSE OF THE DATA PROCESSING

Parties concluded an Agreement according to which Stablemate will perform Services for the User. In the performance of the Services, Stablemate shall process certain personal data on behalf of the User (the “Personal Data”). Stablemate will only process these Personal Data to execute the Services (the “Purpose”).The categories of Data Subjects and the types of Personal Data that are the subject matter of this DPA are the contact details of the data subjects that the User decides to sync via the Services.

TERM

This DPA shall come into force on the same day as the Agreement. It terminates automatically (by law and without notification) at the moment of termination or expiration of the Agreement.

RIGHTS AND OBLIGATIONS OF THE USER

User shall be responsible for complying with all its obligations as set out in the GDPR, including ensuring compliance with the principles relating to the Processing of Personal Data as set out in Article 5 of the GDPR. User warrants that it has the right to process the Personal Data via the Services. The User shall indemnify Stablemate and hold it harmless against and in respect to any and all claims, damages, losses, fines, costs, expenses, obligations, liabilities, actions, and suits, including without limitation, interest and penalties, reasonable attorneys’ fees and costs and all amounts paid in settlement of any claim, action or suit that may be asserted against Stablemate or that Stablemate shall incur or suffer that arises out of, result from or relate to the non-fulfillment or breach of any obligation of this DPA or the GDPR by User.

RIGHTS AND OBLIGATIONS OF STABLEMATE

Stablemate shall be responsible for complying with the terms of this DPA and the obligations as set out in the GDPR. Stablemate shall process the Personal Data upon instruction of the User only. Stablemate shall ensure that the persons in its organization, authorized to Process Personal Data, have committed themselves to confidentiality or are under an appropriate statutory obligation of confidentiality. Stablemate shall implement appropriate technical and organizational measures to protect the Personal Data against accidental or unlawful destruction, loss, alteration, and unauthorized disclosure of or access to the Personal Data. Stablemate will take into account the state of the art, the costs of the implementation of the measures, and the nature, scope, context, and Purpose as well as the risk of varying likelihood and severity for the rights and freedoms of the Data Subjects. Upon the User’s request and taking into account the nature of the Processing, Stablemate shall assist the User by taking appropriate technical and organizational measures, insofar as this is possible, for the fulfillment of the User’s obligation to respond to requests for exercising the Data Subject’s rights as set out in the applicable data protection legislation. Stablemate shall notify the User of any requests received from a Data Subject regarding the Processing. The user shall be responsible for handling and replying to such requests. Stablemate shall be entitled to receive compensation for such assistance as per its hourly rates, or such other rates as agreed between the Parties.

Upon the User’s request and taking into account the nature of the Processing and the information available to Stablemate, Stablemate shall provide all reasonable assistance to the User in order to allow the User to comply with its obligations relating to

(i) the security of processing,

(ii) the notification of a Data Breach to the Supervisory Authority or the Data Subject,

(iii) the carrying out of a data protection impact assessment and the prior notification to the Supervisory Authority. Stablemate shall be entitled to receive compensation for such assistance as per its hourly rates, or such other rates as agreed between the Parties.

Stablemate shall make available all information necessary to demonstrate compliance with its obligations as laid down in the DPA and contribute to audits, including inspections conducted by the User or its chosen auditor, in accordance with Article 7.

SUB-PROCESSING

User consents in principle to the use of Sub-Processors by Stablemate. In the event Stablemate makes use of a Sub-Processor, Stablemate will enter into a data processing agreement with such Sub-Processor that is as strict as this DPA. Stablemate shall remain fully liable to the User for the performance of the Sub-Processor.

User understands that, under the Agreement, Stablemate syncs between several online tools and apps. Stablemate is not responsible for the processing of these tools and apps and accepts that these tools and apps are not sub-processors of Stablemate, but third parties. The User should review the privacy policies of such third-party tools and apps and accepts complete responsibility for the processing by these third parties.

AUDIT

Upon the User’s request, Stablemate may demonstrate compliance with its obligations by providing the User with the most recent certifications and/or summary audit reports concerning the technical and organizational measures taken. The user may ask additional questions and Stablemate will reasonably cooperate with the User by providing additional information. Stablemate may charge the User for its cooperation at its usual hourly rates.

In the event no such certifications and/or summary audit reports are available, the following procedure shall apply. The User shall be entitled to audit or have audited Stablemate's compliance with this DPA. Any such audit may not take place more than once every contractual year. User shall provide Stablemate with at least thirty (30) days prior written notice via registered mail of its intention to perform an audit. The notification must include the name of the auditor, a description of the purpose, and the scope of the audit. The audit shall take place during normal business hours as applicable at the location of Stablemate. The audit may be conducted by an internal auditor of the User or an external auditor selected by the User, provided that the external party could not be considered a competitor of Stablemate or provided there is no conflict of interest. Stablemate shall be entitled to approve the auditor in advance. Stablemate can limit User’s access to Stablemates premises to a room provided by Stablemates and the auditor will not be allowed to copy or remove any documentation from Stablemate without prior validation and agreement of Stablemate. The User guarantees that the audit is performed in a way that minimizes the inconvenience to Stablemate and its business. User shall impose sufficient obligations of confidentiality on its auditors. In addition, thereto, Stablemate has the right to demand that the auditors sign a non-disclosure agreement before the start of the audit in a form as set out by Stablemate. In all cases, it is essential to protect Stablemate's confidential information. The user shall request its external auditors to send a draft version of the audit report to Stablemate. Stablemate shall be entitled to present its comments within a timeframe as agreed between the Parties. The auditor shall take into account Stablemate's comments and shall include such comments in its final report, which shall be distributed to Stablemate. All costs of the audit shall be borne exclusively by the User.

DATA BREACH NOTIFICATIONS

In the event of a Data Breach, Stablemate shall notify the User without undue delay after becoming aware of a Data Breach. The notification shall include, to the extent such information is readily available to Stablemate:

(a) the nature of the Data Breach including, where possible, the categories and approximate numbers of Data Subjects and Personal Data records concerned;

(b) the name and contact details of the data protection officer or other contact points where more information can be obtained;

(c) the likely consequences of the Data Breach;

(d) the measures taken or proposed to be taken to address the Data Breach, including, where appropriate, measures to mitigate its possible adverse effects.

To the extent the preparation of the notification places undue burdens upon Stablemate. Stablemate shall be entitled to invoice User for its assistance as per its hourly rates or such rates as agreed between the Parties.

ACCOUNT SUSPENSION, TERMINATION AND CONSEQUENCES

This DPA shall end automatically (by law and without notification) upon the later of

(i) termination or expiration of the Agreement; or

(ii) date of last processing activity.

Upon termination of this DPA, Stablemate shall cease its Processing activities. In the event of partial termination of the Agreement, Processing shall cease for such activities as are affected by the partial termination at the moment of partial termination or another moment as agreed between the Parties. Stablemate shall at the choice of the User, delete or return all Personal Data related to the terminated Services (in so far as these Personal Data are not needed for non-terminated Services in case of partial termination) and delete existing copies in so far technically possible. Stablemate may retain copies in case storage of Personal Data is required for legal or regulatory reasons.

LIABILITY

Stablemate can solely be held liable for attributable breach of this DPA, or the provisions directly applicable to it by virtue of the applicable Data Protection Legislation, in so far as User has complied with its obligations as set out in this DPA, the GDPR, and other applicable data protection legislation.

In the event Stablemate and User are held jointly liable by the Data Subject, User shall compensate the Data Subject in full. User shall be entitled to compensation by Stablemate in so far there is an attributable and proven breach of Stablemate of the DPA or provisions of the GDPR specifically directed to Stablemate, in so far

(i) User has complied with its obligations as set out in this DPA, GDPR, and other applicable data protection legislation and

(ii) in proportion to the ratio of the impact of the proven fault of Stablemate. Such compensation shall be subject to the limitations of liability as provided for in the Agreement. In the event Stablemate seeks indemnification, Stablemate shall inform the User of a claim as soon as reasonably practicable after it receives notice of the claim, shall permit the User to assume direction and control of the defense of the claim (including the right to settle the claim solely for a monetary consideration), and shall cooperate as requested in the defense of the claim.

JURISDICTION AND DISPUTES

You agree that this Data Processing Agreement, for all purposes, shall be governed and construed in accordance with the laws of the State of New York without giving effect to any principles or conflicts of laws. Any action based on, relating to, or alleging a breach of these Terms must be brought in a state or federal court in New York, New York. In addition, both parties agree to submit to the exclusive personal jurisdiction and venue of such courts.

MISCELLANEOUS

If any provision of this DPA is held to be invalid or unenforceable in whole or in part, it shall (to the extent that it is invalid or unenforceable) be deemed to be severable and the validity of the other provisions of this Agreement and the remainder of the provisions in question shall not be affected. If the severed provision is fundamental to the achievement of the purpose of this Agreement, the Parties will negotiate in good faith to remedy the invalidity, illegality, or unenforceability of the provision or otherwise amend this DPA to give effect to its purpose. This DPA may only be modified by a written amendment signed by the authorized representatives of both Parties.

Have a question regarding our Data Processing Agreement?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Data Processing Agreement. We wish you all the best, all the time.

Last updated: March 2023

At Stablemate, we believe trust in our community is preeminent. We recognize the importance of providing a top-performing mobile application that is continuously available while protecting your data and keeping it private. Our security consists of mindful measures and strategic layers of protection, starting with our policies and procedures, that incorporate continuous monitoring and automation built into our operatives for all our products and services. Our commitment to security is endlessly in focus and continuity. We support and work with all our partners and trained third-party professionals who provide guidance, and security, ensuring ethical compliance and validated security across all areas of the organization and mobile application.

INFORMATION TECHNOLOGY SECURITY PROTOCOLS

Data Network: The Stablemate mobile application operates on Firebase in Google's IOS-certified data centers which applies security controls and system checks to keep your data safe. Domains, website servers users to our landing page, and support centers are done through Namecheap. Apple provides data management, privacy, security, and the ability for users to download apps. Stripe is our payment processor with state-of-the-art technology that is PCI compliant. All are trusted leaders in their industries.

Design And Development: Through our user communities' helpful communication, the world's trends, and our society's demand for an end to end security, we collectively as one community internally and externally penetrate all security parameters. Alongside our community partners and third-party partners monitoring Stablemate we ensure the mobile application is secure at the top code level in any capacity, capable, and throughout the endless development process. Our focus and motto is privacy by design and privacy by default.

Security Features And User Controls: Users in our community have complete independence in regards to control over their Stablemate mobile application account at any and all times. Stablemate applies the best practices and controls to reduce social engineering threats, and improve the security and awareness of the Stablemate community.

COMPLIANCE AND CERTIFICATION MANDATE:

Stablemate maintains a comprehensive set of IT controls which are regularly audited by well-respected, trusted, and independent firms to ensure the company is meeting its compliance obligations not only local-county-level but globally. Although, we are only available and by choice choose to conduct business within America’s borders. Here is a list of all our third-party partners and sub-processors who help us provide a strong quality product and service in Stablemate the purpose and our position

HIPPA - Privacy Guidelines - Compliant

NAMECHEAP - Service Management - Compliant

GOOGLE - Data Management - Compliant

APPLE - Data Management - Compliant

STRIPE - Financial Management (PCI) - Compliant

AICPA - Accountability - Attaining Compliance

TRUSTe - Risk Management - Attaining Compliance

ISO/IEC 27001 - IT Certificate - Attaining Compliance

Most, if not all, of our third-party partner's processors, are certified or compliant.

HAVE A QUESTION REGARDING OUR SECURITY NOTICE?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Security Notice. We wish you all the best, all the time.

Last updated: March 2023

Steady Flow, Corp. D/B/A “Stablemate” (“Stablemate”, “we”, “our”, or “us”) permits its provider, third-party developers, partners & the media (“you”, “users”, “providers”) to use its name, trademarks, logo's, web pages, screenshots & other brand features (the Stablemate “Guidelines”, “Brand Features”, “Marks” or “logo's”) only in limited circumstances & as specified in these Policies. By using Stablemate Marks, you agree to adhere to these Policies & specifically to the Use Requirements & Terms below. If you have a separate agreement with Stablemate that addresses the use of the Stablemate brand, that agreement shall govern your use of the Stablemate Marks. Your agreement with Stablemate for the use of the Services provided by Stablemate (“Services Agreement”). Your Stablemate Agreement is the Stablemate Services Agreement unless you & we agree to substitute a different agreement. Terms used but not defined in this Agreement, such as “Stablemate” & “Services”, have the meanings given in the Services Agreement. If you are interested in using the Stablemate brand name or logos in any sort of authorized or unauthorized publication, of any kind, please submit your request by contacting us with your professional proposal explaining your use & purpose. If an offer is applicable, the Steady Flow companies & Stablemate may be willing to work with you.

Stablemate, and the Stablemate logo, are registered trademarks, pending trademarks, or trademarks of Steady Flow Companies & its affiliates in the United States & or other countries. You should include this attribution, as applicable, with your other trademark and copyright notices. Use of the “Stablemate” name in text when referring to our Steady Flow Companies, the full name is Stablemate. When referring to our services, the Stablemate name should be written as one word & used as an adjective followed by a description of our services in a form similar to the following examples:

Stablemate®

Stablemate™

The Stablemate name should always be accompanied by either the ® or ™ symbol. See Attribution under the Use Requirements and Terms, for further information. You may not use any Stablemate Marks without having agreed to abide by all of the terms & conditions in this Agreement & unless you do so in accordance with this Agreement.

PERMISSION TO USE STABLEMATE INTELLECTUAL PROPERTY

Stablemate Marks are important assets of Stablemates business & are protected by US & international laws. You are licensed to use the Stablemate Marks as described in this Agreement on a non-exclusive, non-transferable basis on websites or applications that utilize the Services (as defined in the Services Agreement). However, your use is subject to the terms set out in this Agreement & we may terminate your license via our absolute ability to supervise, monitor & revoke your license at any time & at our discretion, or your non-use or cancellation of the Services. Upon termination of the license, you agree to promptly remove any Stablemate Marks from any websites or mobile applications, or other material within a reasonable time.

PROPER USE OF OUR INTELLECTUAL PROPERTY BY YOU

We may also provide you with style or usage guidelines describing such things as size, color, or relative placement of Stablemate Marks. You may only use the Stablemate Marks consistent with those guidelines except where we expressly agree otherwise with you in writing. You will update your use of the Stablemate Marks to conform to changes in the guidelines within a reasonable time after we provide you notice of the change. Below is a detailed outline of all the ways marks may be used in various dynamics by you & others.

OUR USER COMMUNITY

As a Stablemate user & provider, you may use the downloadable logos to provide, inform, or designate to the public you use, appreciate, respect, or associate within the Stablemate platform, network, website & mobile application. The logo in your personal use is to direct the public not to your personal provider profile on the Stablemate website & mobile application, its purpose is to direct the public to the authentic Steady Flow, Corp. D/B/A Stablemate landing page for their research and development. Here they may choose to sign up which means they are to fully undertaking all the Steady Flow companies' terms of use, policies, and initiatives before signing up & becoming a profile user/provider in the same fashion you opted for in joining the Stablemate website & mobile application. As a provider your use of the logos is subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

THIRD PARTY DEVELOPER OR INDEPENDENT CONTRACTOR

You may use the downloadable logos to provide, inform, or designate to the public you use, appreciate, respect, or associate within the Stablemate platform, network, website & mobile application. The logo in your personal use is to direct the public not to your personal provider profile on the Stablemate website & mobile application, but its purpose is to direct the public to the authentic Steady Flow, Corp. D/B/A Stablemate landing page for their research & development. Here they may choose to sign up which means they are to fully undertaking all the Steady Flow companies' terms of use, policies, and initiatives before signing up & becoming a profile user/provider in the same fashion you opted for in joining the Stablemate website & mobile application.

As a third-party developer or independent contractor, your use of the logo's are subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

PARTNERS

If you have a current agreement with Stablemate, other than a license to Stablemate’s APIs, you may download logos for use under the terms of your agreement with Stablemate and these Guidelines. As a partner, your use of the logo's are subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

MEDIA

If you are a reputable news outlet, a media agent, a media entity of any kind, or an established network you may download content for use in reporting on Stablemate. These marks & logos may not be altered, combined with other marks, or used misleadingly. Your use of these logos is subject to your compliance with these Guidelines. Specific Marks and Logo Requests If you are a member of the media & have any specific requirements & or you are interested in using the Stablemate brand name or logos in a publication, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use & purpose. As a media professional of any type, your use of the logo's are subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

VARIOUS USE TYPES

Brand name or Logo use via screenshots & animations. You may use a standard Stablemate screenshot or screenshot video animation imagery of our homepage, landing page, company page, or products pages in either print (book, magazine, journal, newspaper) or digital (web page, DVD, CD) formats for an instructive, educational or illustrative purpose. You may not superimpose graphics, photos, or ad copy on the screenshot or otherwise change the look of the screen-captured image. You may also not use a screenshot or video animation of a Stablemate user & provider's personal profile pages or activity, nor may you use a screenshot that discloses an image or personal information about an individual.

Stablemate users & provider unless: the screenshot or video animation includes only your personally identifiable information; all images and/or personal information of individual Stablemate users & provider is obfuscated & such user(s) cannot be identified; or you have obtained written permission from all identified users to have their personally identifiable information displayed on the screenshot or video animations & to use such screenshot or video animation in the manner you intend. The treatment of the personal information of a Stablemate user and provider is covered by Stablemate Privacy Policy.

Books or printed materials: Steady Flow does not allow the use of its logos or the name “Stablemate” in the title or otherwise on the cover of books or other publications without prior written permission of Stablemate. If you are interested in using the Stablemate brand name or logos in a publication, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use & purpose.

Film, Music & TV: If you would like to use the Stablemate brand name and logos in a television or film or music, or video production. If you are interested in using the Stablemate brand name or logos in a publication, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use & purpose.

Blog & Vlogs: Stablemate does not allow the use of the name Stablemate in the title of blogs & vlogs or otherwise in the blog and vlog except as a descriptive reference to Steady Flow Companies website & mobile application Stablemate. Stablemate does not allow the use of its logos in blogs and vlogs except as permitted for Stablemate users & providers as permitted in these Guidelines of this Intellectual Property Policy.

Manufactured items (tangible products): Generally, Stablemate does not permit the use of its Marks on manufactured products (T-shirts, packaging, other memorabilia) If you wish to use Steady Flow Companies or Stablemate Marks on manufactured items without Steady Flow Companies prior consent, or sale of goods directly to you with authenticity & proper documentation.

Piracy: If you purchase, come across, are in view, or suspect an Infringement, imitation, knock-off, piracy of any sort or kind or type of item from an entity of any kind impersonating the Steady Flow companies & Stablemate, please report fraudulent activity to local authorities & please submit your infringement situation by contacting us at support@stablemate.legal with all the factual details such as a description of what transpired, the location, point of purchase, time, date, item purchased & any other detail Steady Flow, Corp. and authorities can, will, may or find to be useful. If you are further interested in fraud prevention please review our fraud awareness policy & other legal notices. All legal notices can be found for review, research & development in our legal center on the Services, Stablemate.app website & Stablemate mobile application.

ALL PERMITTED USES OF THE STABLEMATE MARKS MUST CONFORM TO THE FOLLOWING GUIDELINES:

Logo Display: The Stablemate logo must stand alone. You must maintain a minimum amount of space between the Stablemate logo & other graphic or textual elements. To preserve the integrity & clarity of the logo, a standard area of spacing should be maintained around the logo in all uses. The circle is the focal point of the logo, with two (2) offset Parentheses-like around the outside of the circle. The logo is also used in website & mobile application displays as a loading screen. The image shown below is an example

Logo and Background Color: The Stablemate logo should always be used in color for online and mobile application use. The Stablemate logo should also be used in teal-like color for any & all applications. The preferred background color for the logo is solid black. The high-resolution logo must be used for all print applications. High-resolution logos can be downloaded here. If you are interested in using the Stablemate name, marks, or logo's in a publication and are a member of the media with even specific requirements or ideas, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use, purpose & reasoning.

Logo Size: The Stablemate logos may be provided in different sizes/resolutions in transparent PNG format. To ensure the logo resolution and quality are not degraded, these logos may not be enlarged beyond their native/maximum size. Vector EPS logos may be enlarged beyond their native size. The minimum size is 21px tall on screen, or 0.25” tall (6.35mm) in print applications, measured by the grid layout of any mobile application bubble, canvas, or box which has default settings & is adjustable for different sizes/resolutions.

No Modification: Stablemate must be used as provided by Steady Flow, Corp. with no modifications. Don’t remove, distort or alter any element of the brand name or Marks, including changing any colors. Do not shorten, abbreviate, or create acronyms out of the Marks.

No Confusingly Similar Marks: Do not use the Stablemate Brand name and Marks in a manner that might create potential confusion as to whether the owner of the Stablemate Brand name and Marks or imply that Steady Flow Companies or Stablemate website & mobile application is the source of your products or services.

No Incorporation: Do not incorporate the Stablemate Brand name & Marks into your product name, service names, trademarks, logos, company names, domain names, website titles, publication titles, application icons, or favicon.

No Generic Use: Do not use the Stablemate Brand name & Marks in a way that suggests a common, descriptive, or generic meaning.

No Plural or Possessive Use: Do not use the Stablemate Brand name & Marks in the plural or possessive form.

Domain Names: Do not register the Stablemate Brand name & Marks as domain names or as any part of a domain name.

Trade Dress: Don’t copy or imitate Stablemate website design, user flow, workflow, typefaces, distinctive color, distinctive features, graphics designs, or imagery.

Endorsement: Do not display the Stablemate Marks in any manner that might imply a relationship or affiliation with, sponsorship, or endorsement by Stablemate, or that can be reasonably interpreted to suggest that any content has been authorized by or represents the views or opinions of Steady Flow Companies, Stablemate or personnel.

Prominence: Do not display the Stablemate Marks as the primary or most prominent feature on your web page or in any non-Stablemate materials. Remember you come first & then everything else. You are Prominent.

Disparagement: Do not use the Stablemate Marks in a manner that would disparage Steady Flow, Corp. or its products or services. Such as Stablemate.

Violation of Law: Do not display the Stablemate Marks on any website that contains or displays adult content, promotes gambling, or brokerages, involves the sale of tobacco or alcohol to persons under twenty-one years of age, or otherwise violates any law or regulation.

Objectionable Use: Do not display the Stablemate Marks in a manner that is in Stablemates’ sole opinion misleading, unfair, defamatory, infringing, libelous, disparaging, obscene, or otherwise objectionable to Steady Flow Companies & Stablemate website & mobile application.

Attribution: The Stablemate Marks must be accompanied by the appropriate ® or ™ symbol. If you use the Marks outside the United States, please see Use Outside the US below.

Use Outside the US: Trademark rights vary from country to country. Some countries have penalties for improper use of the registration symbol ®. If using the Marks on sites based outside the United States, use the ™ symbol unless otherwise noted in these Guidelines. However, to note Stablemate the website and mobile application is only for use within the United States Borders.

Termination: Steady Flow, Corp. D/B/A Stablemate may ask you to stop using the Brand Name, logos, & any Marks at any time. You agree to stop using the Marks within a reasonable period of Stablemates’ request, but in no situation, more than ten (10) business days after Stablemates’ request.

Reservation of Rights: Stablemate is the owner of all rights in the Marks and reserves all rights save the limited license granted here. Your use of the brand name, logo & marks pursuant to this license shall not be construed as limiting any of Stablemate's rights in the brand name, logo, and marks.

No Warranties: As part of this Agreement, we do not make any representations regarding your use of Stablemate Marks. We disclaim all warranties, express & implied, including any warranties of non-infringement.

IMPERMISSIBLE USES OF STABLEMATE MARKS:

You may not display, copy, modify, transmit, or otherwise use the Stablemate Marks except as described in this Agreement, the guidelines, or otherwise agreed in writing by Stablemate. You may not use the Stablemate Marks to show Stablemate or the Services in any disparaging or derogatory light, or in any way that may be damaging to our brand or our interests in the Stablemate Marks.

You may not use the Stablemate Marks to imply endorsement by Stablemate of your products or services, or in a manner that causes customer confusion. You may not misrepresent your relationship with Stablemate, or use the Stablemate Marks in any misleading manner. You may not use the Stablemate Marks in relation to goods or services that are unrelated to the Services. In addition to any other right that we may have to enforce the terms of this Agreement, you must promptly comply with any request that we make for you to cease the use of the Stablemate Marks that we determine is non-compliant with this paragraph.

YOUR LIABILITY FOR THIRD PARTY CLAIMS:

You will indemnify Stablemate, its affiliates & their respective employees, and agents (each a “Stablemate Entity”) against any claim, suit, demand, loss, liability, damage, action, or proceeding (each, a “Claim”) brought by a third party against a Stablemate Entity that results from your impermissible use of any Stablemate Name, Marks, and logo's described throughout this entire agreement, including any third party Claims based on trademark or copyright infringement, dilution, passing off, counterfeiting, or unfair competition. You will also be responsible for, and will fully reimburse the Stablemate Entities for, any liability incurred by the Stablemate Entities in connection with such Claims. You will fully cooperate with the Stablemate Entities by providing reasonable assistance, authority, information & resources where applicable, to assist with the defense of the Claims described in the previous paragraph. You recognize Stablemate's authority to control any defenses or responses against any such Claims & you agree to cooperate with any Stablemate Entity that wishes to assert such authority. Additional information Steady Flow, Corp., D/B/A Stablemate requires that you conform to these Guidelines in your use of any Brand Features. We may modify these Guidelines at any time and your continued use of the Brand Features will constitute your consent to such modifications. Stablemate has complete discretion in determining if your use violates any of the Guidelines.

OTHER LEGAL PROVISIONS:

Except as otherwise agreed upon in writing between you and us, this Agreement is the entire agreement between you and us regarding your use of the Stablemate Marks and logos. We may terminate this Agreement at any time upon notice to you. You may not transfer this Agreement to any third party. This Agreement is governed by the laws & dispute provisions specified in the Services Agreement, which are incorporated into this Agreement by reference. If any provision or portion of this Agreement is held to be invalid or unenforceable, then it will be reformed & interpreted to accomplish the objectives of such provision to the greatest extent possible, and all remaining provisions will continue in full force & effect.

CONTACTING US REGARDING USE:

If you have any questions about this Agreement, please don’t hesitate to contact us. If you would like to make use of the Brand Features in a manner not within the following Intellectual Property Policy, you must seek our prior written permission by submitting the Request for Permission. For any assistance in understanding these Guidelines or permission requests, contact us.

HAVE A QUESTION REGARDING OUR INTELLECTUAL PROPERTY POLICY?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Intellectual Property Policy. We wish you all the best, all the time.

Last updated: March 2023

Each quarter (every 3 months) of every year we will provide a transparency report for our communities review. The report details statistically the type of requests we have received and whether we have challenged them from local county courts to foreign courts and all courts of any government jurisdiction. We have this report to showcase our efforts of mandating transparent trust within our services and community.

Kindly Note:

The United States Government may seek to limit the detail we can provide in future transparency reports, as it has done with other companies. We will always fight for more detail and the ability to inform our community rather than less information or nothing at all. It’s our right as much as our community's right, to be informed with no hidden agendas of any queries.

As of the filing of this transparency report, Stablemate has received zero (0) requests for data of any kind from The United States Government (county to federal) or any agency affiliated or a part of the United States government. The chart below details the first quarter of 2023

Criminal Search Warrant Probable Cause

Received 0; Challenged 0

Criminal Wiretap Probable Cause

Received 0; Challenged 0

Criminal Pen trap

Received 0; Challenged 0

Criminal Subpoena or Similar

Received 0; Challenged 0

FISA Search Warrant Probable Cause

Received 0; Challenged 0

FISA Wiretap Probable Cause

Received 0; Challenged 0

FISA Pen trap

Received 0; Challenged 0

FISA Business Records

Received 0; Challenged 0

FISA ”Section 702” Surveillance

Received 0; Challenged 0

National Security Letter

Received 0; Challenged 0

State Governments, If Any

Received 0; Challenged 0

Foreign Governments, If Any

Received 0; Challenged 0

Have a question regarding our Transparency Report? Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Transparency Report. We wish you all the best, all the time.

Last updated: March 2023

This Privacy Policy governs how Steady Flow LLC, collects, uses, maintains, and discloses information collected from users (each, a "User") of the www.stablemate.me website ("Site"). This privacy policy applies to the Site and all products and services offered by Steady Flow, LLC.

PERSONAL IDENTIFICATION INFORMATION

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, place an order, fill out a form, respond to a survey, subscribe to the newsletter and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, age, email address, mailing address, phone number, and credit card information, as well as other personal identification information. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site related activities.

NON-PERSONAL IDENTIFICATION INFORMATION

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer, and technical information about the User's means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

WEB BROWSER COOKIES

Our Site may use "cookies" to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies or to alert them when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

HOW WE USE COLLECTED INFORMATION

Steady Flow LLC collects and uses Users' personal information for the following purposes:

To improve customer service your information helps us to more effectively respond to your customer service requests and support needs.

To personalize user experience we may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

To improve our Site we continually strive to improve our website offerings based on the information and feedback we receive from you.

To process transactions we may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.

To administer a content, promotion, survey, or other Site feature

To send Users information they agreed to receive about topics we think will be of interest to them.

To send periodic emails the email address Users provide for order processing, will only be used to send them information and updates pertaining to their order. It may also be used to respond to their inquiries, and/or other requests or questions. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or the User may contact us via our Site.

HOW WE PROTECT YOUR INFORMATION

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Site. Sensitive and private data exchange between the Site and its Users happens over an SSL-secured communication channel and is encrypted and protected with digital signatures.

SHARING YOUR PERSONAL INFORMATION

We do not sell, trade, or rent Users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above. We may use third-party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

THIRD PARTY WEBSITES

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites that have a link to our Site, is subject to that website’s terms and policies.

ADVERTISING

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non-personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

GOOGLE ADSENSE

Some of the ads may be served by Google. Google's use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses "non-personally identifiable information" and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html

CHILDREN'S ONLINE PRIVACY PROTECTION ACT

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we know are under 18, and no part of our website is structured to attract anyone under 18.

CHANGES TO THIS PRIVACY POLICY

Steady Flow, LLC has the discretion to update this privacy policy at any time. When we do, revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications. Your acceptance of these terms by using this Site, You signify your acceptance of this policy and terms of service. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

CONTACTING US

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

Steady Flow, LLC

support@stablemate.app

Effective Date: October, 23rd, 2023