Last updated: May 2025 GENERAL

This Cookie Policy supplements the Terms of Service and Privacy Policy for Stablemate. Any terms defined in those documents carry the same meaning here. This Policy explains how Stablemate uses cookies and other tracking technologies to operate the service and how you can manage or disable certain types of tracking.

WHAT IS A COOKIE?

A cookie is a small text file with an identifier that we send to your computer or mobile device, which your browser then stores. “Session” cookies are temporary and disappear when you close your browser. “Persistent” cookies stay until they expire or are manually deleted. Cookies typically don’t contain personal information, but they may be linked to data we hold about you—for example, to help remember that you’re logged in. To learn more about cookies, you can visit an educational site like allaboutcookies.org.

WHAT IS LOCAL STORAGE?

Local storage is part of your browser’s web storage. Like cookies, it allows websites to store information in your browser, even after you close a tab or the browser itself. However, unlike cookies, the data in local storage is not automatically sent to the server unless the webpage specifically does so. We may use local storage to remember your preferences or improve performance. Any data stored in your browser that is later sent to our servers is covered by this policy.

MANAGING COOKIES AND LOCAL STORAGE

Your browser likely allows you to block or delete cookies. If you do, some features of our website may not work correctly or your experience may be limited.

HOW WE USE COOKIES AND LOCAL STORAGE

Stablemate uses cookies and local storage across our websites (including subpages) and mobile apps. These tools help us create a secure, personalized, and efficient experience for all users. Most browsers that access our services will receive cookies from us. The types of cookies we use may evolve, but in general, they serve the following purposes:

OPERATIONS AND FUNCTIONALITY

Some cookies are necessary for our services to work properly. These may include:

AUTHENTICATION

We use cookies to remember that you are logged in as you move through our platform. For example, when you log in to your Stablemate dashboard, a cookie helps keep you signed in while using the service. We also use local storage to recognize returning users and automate certain login processes by securely identifying you to our system.

PAYMENT PROCESSING, FRAUD PREVENTION AND DETECTION

Cookies help us detect unusual activity and prevent fraud. They also assist with secure and smooth payment processing through our provider, Stripe Inc. (“Stripe”). Refer to our cookie list for specific items related to this use.

ANALYTICS FOR IMPROVEMENTS AND INTEGRATIONS

Cookies help us understand how people find and use our website and mobile app. These insights help us improve features, performance, and usability. We use Google Analytics to track usage patterns. Some third-party integrations may require enabling third-party cookies to verify your identity or grant access to protected content within those tools.

MARKETING AND ADVERTISING

Cookies can make our marketing more effective. For example, they may prevent you from seeing the same ad repeatedly or help measure how many users saw or interacted with an ad. We may also use third-party tracking to understand if someone who saw one of our ads later signed up or upgraded on our platform. We sometimes partner with advertisers to show you relevant ads at public events or online after you’ve visited our site. We aim to show ads only where they add value—not annoyance.

HOW WE USE OTHER TECHNOLOGIES WITH COOKIES

Pixel TagsPixel tags (also called web beacons or clear GIFs) may be used to track how users interact with our services—such as opening an email—so we can measure campaign performance and service usage.

Third Party AnalyticsWe use Google Analytics and similar tools to gather usage data and generate reports on trends. These tools may also collect information about how you use other websites or apps. Learn more about Google’s policies by visiting their official website.

Flash CookiesWe may use Adobe Flash and similar technologies to store certain data about how you use the Services. If you want to manage Flash cookies, you can adjust your browser settings.

HOW TO MANAGE COOKIES

Your browser likely gives you control over your cookie preferences. This includes disabling or deleting Stablemate cookies. Refer to your browser’s help section or visit the links below to learn more. Please note that disabling cookies may limit the functionality of some features.

Chrome: https://support.google.com/chrome/answer/95647?hl=en

Explorer: https://support.microsoft.com/en-us/products/windows?os=windows-10

Safari: https://support.apple.com

Firefox: https://support.mozilla.org/products/firefox/cookies

Opera: http://www.opera.com/help/tutorials/security/cookies/

Last updated: May 2025

The EU-U.S. and Swiss-U.S. Privacy Shield Policy for Stablemate (“Stablemate,” “we,” “our,” or “us”) reflects our commitment to the EU-U.S. and Swiss-U.S. Privacy Shield Frameworks (collectively, “Privacy Shield”). Stablemate adheres to the Privacy Shield Principles, including the Supplemental Principles, for personal data received from entities in the European Economic Area (the “EEA”) and Switzerland.

This Privacy Shield Policy (“Privacy Shield Policy”) works in conjunction with our broader Privacy Policy to explain how we handle personal data from the EEA and Switzerland under the Privacy Shield. Terms defined in the Privacy Policy also apply here.

If there is any conflict between this Privacy Shield Policy and the Privacy Shield Principles regarding personal data received under the Privacy Shield, the Principles will prevail to the extent of that conflict. To learn more, please visit the official Privacy Shield website.

PRIVACY SHIELD PRINCIPLES NOTICE

Our Privacy Policy outlines how we collect and use personal data from various sources. This Privacy Shield Policy focuses specifically on data governed by the Privacy Shield. If you are a User of Stablemate, we may act on your behalf regarding personal data you provide to us. In most cases, we do not have a direct relationship with your customers. As such, it is the User’s responsibility to ensure that those customers are appropriately informed and given a choice regarding their personal data.

Choice

As a data controller—and when required by applicable law—Stablemate provides individuals in the EU and Switzerland (“EEA/CH Consumers”) with the option to choose whether their personal data may be disclosed to third-party controllers or used in a way materially different from its original purpose. Where required by the Privacy Shield, we obtain opt-in consent for sensitive data. EEA/CH Consumers may contact us using the information below to manage how their data is used or shared. Unless such a choice is clearly offered, Stablemate uses data only for purposes consistent with this Policy.

Data Integrity and Purpose Limitation

We collect only the personal data necessary to provide our services. We use it in ways compatible with those services or as otherwise explained to you. We take reasonable steps to ensure that the data we receive under the Privacy Shield is accurate, complete, up to date, and relevant to its intended use.

Accountability for Onward Transfers

This Policy and our general Privacy Policy explain how we share personal data. Unless required by law or covered under our controller/processor roles, Stablemate gives EEA/CH Consumers the option to opt out of sharing data with third-party controllers. Any third parties we work with are contractually required to handle personal data only for approved purposes and to maintain protections aligned with the Privacy Shield. If a third-party controller cannot meet these requirements, they must inform us and take appropriate action. Some disclosures—outlined in our Privacy Policy—may occur without an opt-out option.

We ensure our agents and service providers maintain the same level of protection as required under the Privacy Shield. If we transfer personal data to an agent or provider, we ensure they handle it in a way that aligns with our Privacy Shield obligations—unless we can demonstrate that we are not responsible for any resulting issue.

We may also disclose personal data to lawful authorities for reasons related to law enforcement, national security, legal processes, or court orders. These disclosures are not subject to opt-out rights.

Data Security

We use reasonable physical, electronic, and administrative safeguards to protect your personal data from loss, misuse, unauthorized access, disclosure, alteration, or destruction. These safeguards are based on the sensitivity of the data and the potential risks involved.

Access to Personal Data

Our Privacy Policy explains how you can access, review, correct, update, suppress, or delete your personal data. To make a request, email us at support@stablemate.app. We may limit access in certain situations—for example, if fulfilling the request would be unreasonably burdensome or inconsistent with Privacy Shield guidelines.

When acting on behalf of our Users, Stablemate supports them in addressing individual access or data use requests. If you’re a customer of a User, please contact that User directly. If you contact us and provide the User’s name, we will forward your request and assist them as needed.

Recourse, Enforcement, and Dispute Resolution

If you have questions or concerns, please write to us at the address listed below. We will investigate and try to resolve any complaints regarding how we use or disclose your personal data under the Privacy Shield.

If we cannot resolve the issue, you may contact JAMS, an independent U.S.-based dispute resolution provider. This service is free of charge. If needed, binding arbitration may also be available to settle unresolved issues. Stablemate is subject to the investigatory and enforcement authority of the U.S. Federal Trade Commission (“FTC”).

To contact us about the EU-U.S. and Swiss-U.S. Privacy Shield Policy, please include your full name, primary email, and a clear description of your question. A qualified team member—not AI or bots—will respond promptly and professionally. Thank you for taking the time to review our policy. We appreciate your trust and wish you well.

Last updated: May 2025

The General Data Protection Regulation (GDPR) applies to users of our websites or mobile applications who reside in the European Union (EU) or the European Economic Area (EEA), which includes the EU, Iceland, Liechtenstein, and Norway. This law sets out a framework of rights governing how personal data is collected, processed, transferred, and protected. Steady Flow, LLC, doing business as Stablemate ("Stablemate," "we," "us"), is committed to taking all reasonable steps to protect your personal data and ensure ongoing compliance with GDPR requirements. We take privacy seriously and are constantly improving how we protect our users' data in accordance with these regulations. Whether you're a company based in the EU or simply seeking to understand how we handle your data, this GDPR notice addresses our most common practices and user rights.

We follow the GDPR's seven core principles and implement additional safeguards to protect user data while providing a safe, intelligent, and community-driven platform.

GDPR'S SEVEN KEY PRINCIPLES:

1. Lawfulness, fairness, and transparency

2. Purpose limitation

3. Data minimization

4. Accuracy

5. Storage limitation

6. Integrity and confidentiality (security)

7. Accountability

These principles are at the core of our approach to processing and protecting personal data.

LEGAL BASIS

Under the GDPR, Stablemate must establish a legal basis for collecting personally identifiable information ("PII") from EU and EEA residents. The legal basis varies depending on the context in which we collect and use your data. Our processing activities typically fall into one or more of the following categories:

- Necessary for the performance of a contract;

- Necessary to protect vital interests of the data subject or another person;

- Legitimate interest in understanding website usage;

- Legitimate interest in supporting business operations;

- Legitimate interest in ensuring cybersecurity;

- Legitimate interest in fulfilling legal obligations and protecting legal rights; or

- Consent provided by the user.

INTERNATIONAL TRANSFERS

Personal data you provide may be transferred and stored outside the EU or EEA, such as in the United States. This may occur when our systems or personnel operate outside the EEA. Your information is stored on secure servers managed by us or trusted service providers. We take necessary steps to ensure the secure handling of your data across jurisdictions. For example, even if you use our platform primarily in Florida, our infrastructure may operate in other U.S. states. If these conditions change, we will inform our users accordingly. Furthermore, users residing in the U.S. or abroad may update their personal details anytime, in accordance with our platform’s terms, notices, and privacy policies.

DATA RETENTION

We retain your PII only as long as necessary to fulfill the purposes outlined in our privacy policies and to comply with legal obligations. Even if you exercise your privacy rights, we may retain certain data for legal, research, or public interest purposes, or to establish or defend legal claims.

YOUR RIGHTS

As a Stablemate user or provider in the EU or EEA, you are entitled to the following rights under the GDPR:

- The right to be informed about data collection and use

- The right to object to data processing

- The right to correct inaccurate or incomplete data

- The right to request data deletion

- The right to restrict data processing

- The right to data portability

- The right to withdraw consent at any time

- The right to object to automated decision-making

- The right to lodge a complaint with a supervisory authority

- The right to privacy by design and by default

Please note that some rights may be subject to exceptions. For assistance, please contact us directly.

Stablemate maintains tailored privacy notices for specific user groups:

- Website and mobile app users

- Employees, contractors, and job applicants

- Visitors

- Partners and suppliers

- Donors and sponsors

- Educational or professional program participants

- Local or international organizations and institutions

WHAT IS STABLEMATE DOING TO COMPLY WITH THE GDPR?

We’ve strengthened our technical and organizational controls in the following areas:

DATA SUBJECT RIGHTS

We revised our policies and user-facing pages to explain—clearly and transparently—how personal data is collected, processed, and shared. With user consent and respect for privacy, we share personal data only with GDPR-compliant service providers and subprocessors necessary to deliver our services:

SUB-PROCESSOR SERVICE & HEADQUARTERS

Stripe: Payments, data management – USA

Google Places: Service tools – USA

Twilio: Communications – USA

Namecheap: Hosting & domain services – USA

Stablemate honors data access, portability, and deletion requests. Users can request access to, correction of, or deletion of their personal data, and may export it in a machine-readable format. We respond promptly and within GDPR timelines.

DATA PROTECTION BY DESIGN

Privacy is embedded into all new features from the start. We track where and how personal data is processed, ensuring visibility and user control.

DATA PROTECTION BY DEFAULT

We only process personal data necessary to operate the platform. Once that purpose ends, data is deleted or pseudonymized.

DATA MINIMIZATION

We collect only the data necessary for specific processing activities and remove it when no longer required.

SECURITY OF PROCESSING

We implement layered security, access controls, monitoring tools, audit trails, and role-based authorizations to safeguard data and minimize exposure.

DATA MAPPING

We conduct ongoing data mapping to understand data flow, processor responsibilities, and ensure all subprocessors comply with GDPR standards.

HOW TO SUBMIT A DATA SUBJECT REQUEST

We are developing tools for users to submit Data Subject Rights (DSR) requests online. For now, users may contact us directly or update their personal information via their Stablemate account. Requests for access, correction, or deletion will be honored promptly.

DATA BREACH

In the event of a data breach, Stablemate will notify the relevant supervisory authority and affected individuals within 72 hours, in line with GDPR requirements.

Have a question about our GDPR Notice? Please include your full name, email address, and inquiry. A qualified team member—not a bot—will respond promptly and professionally. Thank you for reviewing our GDPR Notice. We appreciate your time and trust.

Last updated: May 2025

Restricted Businesses to Stablemate & Partners: The following types of businesses and business practices are not permitted to use the Stablemate mobile application (“Services”) or any associated third-party providers (“Providers” or “Partners”). These are collectively referred to as "Restricted Businesses." Restrictions may arise from network rules or requirements set by our financial service providers. In limited cases, certain restricted businesses may become eligible to use our Services with prior written approval from Stablemate and its providers.

All individuals over the age of 21 may create and maintain a Stablemate profile for personal use, but must not engage in or promote illegal activity through the platform. We encourage all users to carefully review our legal notices before creating an account. These can be accessed at any time through the Legal Center in both the website and the mobile application.

Please Note: Businesses offering illegal products, services, or engaging in unlawful activity are strictly prohibited from using Stablemate. The categories listed below are representative, not exhaustive. If you are unsure whether your business qualifies as restricted, please contact us for clarification.

By registering, you confirm that you will not use the Service to accept payments or conduct activity related to the following types of businesses or practices without prior written approval from Stablemate and its service providers.

FINANCIAL AND PROFESSIONAL SERVICES

Includes investment and credit services, money and legal services, and virtual currency businesses. Examples: securities brokers, mortgage or debt relief firms, crowdfunding, insurance sales, law firms holding client funds, cryptocurrency wallets and exchanges, and sale of digital currencies like Bitcoin.

IP INFRINGEMENT, REGULATED OR ILLEGAL PRODUCTS, AND SERVICES

Includes selling counterfeit or unauthorized goods, digital piracy, online gambling, unlicensed pharmaceuticals, weapons, explosives, and adult content or services. Examples: online casinos, unauthorized streaming, counterfeit fashion, firearm sales, e-cigarettes, prescription drug sites, pornography, and escort services.

UNFAIR, PREDATORY, OR DECEPTIVE PRACTICES

Includes schemes or services that exploit or mislead users. Examples: get-rich-quick schemes, pay-to-remove mugshot sites, no-value-added resales of government services, unlicensed fund aggregation, and high-risk services such as psychic readings, chain letters, and extended warranties.

Other prohibited areas include multi-level marketing and pyramid schemes, pseudo-pharmaceuticals, social media manipulation services, substances mimicking illegal drugs, unlicensed sales of in-game currency, and any misuse of the Stablemate platform such as card testing, chargeback evasion, or unauthorized payment processing.

By registering a business with Stablemate, you confirm you will not use Stripe or Stablemate services for any activity listed in this policy. This includes any product or service that infringes the intellectual property ("IP") rights of others. If you are an IP rights holder who believes your rights are being violated via Stablemate, you may submit an IP Notice by emailing support@stablemate.legal or mailing your request to:

Steady Flow D/B/A Stablemate

Attn: Legal Division

7014 13th Ave, Suite #202,

Brooklyn, NY, 11228

Upon receiving a complete IP Notice, we will investigate the claim and may take appropriate action, including removing infringing profiles or terminating access to our Services. Note that your submitted notice may be shared with the party allegedly responsible as part of our investigation.

If you have questions about our Restricted Businesses Policy, please include your full name, email, and concern. Your inquiry will be reviewed promptly and answered by a qualified professional—not an AI or automated system. Thank you for reviewing our Restricted Businesses Policy. We wish you all the best, always.

Last updated: May 2025

To help deliver its Services, Stablemate may engage third-party service providers to support data processing activities. When these providers assist us in our role as a data processor, they are referred to as sub-processors (“Sub-processors”).

This report identifies each Sub-processor, the services they provide, and their primary location. Before engaging a Sub-processor, we conduct thorough due diligence, including security and legal evaluations. We only partner with providers that meet our professional standards. All Sub-processors are bound by contracts that require compliance with applicable data protection laws and Stablemate’s privacy commitments.

STABLEMATE SUB-PROCESSORS – SERVICES PROVIDED & HEADQUARTERS

Google: Cloud servers, data management, email services, analytics, app publishing, distribution, marketing, sales, user reviews — United States

Apple: Cloud servers, data management, email services, analytics, app publishing, distribution, marketing, sales, user reviews — United States

Stripe: E-commerce payment processing, data management — United States

Namecheap: Domain registration, hosting, server infrastructure — United States

Our operational needs may change over time. For example, we may remove a Sub-processor to streamline our operations, or we may add a new provider to enhance our ability to deliver high-quality services. This page will be updated periodically to reflect changes in our Sub-processor list. If we make any significant changes involving third-party data handling, we will notify our community directly.

If you have a question about this Sub-Processor Report, please include your full name, primary email, and your inquiry. Once submitted, a qualified team member — not an AI or automated system — will respond promptly. Thank you for reviewing our Sub-Processor Report. We appreciate your time and trust, and we wish you all the best, always.

Last updated: May 2025

This website is operated by Steady Flow, LLC (hereinafter referred to as “Stablemate”). By registering for or using the Services—including browsing the website or installing or using any software provided by Stablemate—you agree to be bound by these Terms of Service, our Privacy Policy, and any other referenced policies (collectively, the “Terms”). Stablemate may revise the Terms by posting an updated version with a new effective date. These updates take effect immediately. If material changes are made, users will be notified through the Services or via email. Continued use of the Services after such changes constitutes acceptance of the revised Terms.

All visitors and users of the Services are referred to collectively as “you” or “Users.” Stablemate may be referred to as “Stablemate,” “we,” “us,” or “our.”

USE OF THE SERVICES

By using our Services, you expressly represent and warrant that (i) you are legally entitled to enter these Terms, (ii) you are at least 21 years old, and (iii) that you have the authority and capacity to enter into and abide by these Terms. The Services are not available to persons under the age of 21. Subject to the Terms, Users may register for and use the Services solely for their personal use. The Services shall not be used for commercial purposes.

Stablemate provides a membership platform where Users may set up in-person meetings with each other (“Meetings”). We do not monitor, vet, or endorse, any Meetings or Users. We do not supervise Meetings and are not involved with any of the actions of the individuals at these Meetings. You are solely responsible for determining if a Meeting is safe. We do not conduct background checks of Users. Generally, there are risks associated with meeting strangers, including, without limitation, the failure of attendees to abide by applicable laws, miscommunication regarding the details of the Meeting, and inappropriate or dangerous conduct on the part of the attendees or other persons at the Meeting location. By using the Services, you represent and warrant that you meet any age eligibility requirements for the Services and agree that you are solely responsible for determining the suitability and safety of a Meeting you wish to attend.

It is within a User’s sole discretion whether to charge a fee for Meetings (“Meeting Fee”). This fee is separate and distinct from the User Fee (defined below). Stablemate is not responsible for determining whether Meeting Fees are charged or the amount of any Meeting Fee. Stablemate does not take any portion of the Meeting Fees.

Stablemate reserves the right to refuse the use of the Services to anyone and to suspend, discontinue, cancel, or remove any User at any time and for any reason without liability. Stablemate will notify Users of any such suspension, discontinuance, cancellation, or removal.

Users may be required to register with third-party service providers, such as payment processing providers, in order to access or use the Services. While Stablemate may support you in your use of and registration with these third-party services, any agreements or dealings with third-party providers are independent and Stablemate is not a party to these agreements. Users agree that Stablemate may exchange any information with such third-party service providers in accordance with our Privacy Policy.

PRIVACY

Stablemate understands that Users may provide personal information, and we take the privacy of our Users seriously. Please find a current version of Stablemate’s Privacy Policy by clicking on Privacy Policy.

The Children’s Online Privacy Protection Act (“COPPA”) requires that online service providers obtain parental consent before they knowingly collect personally identifiable information online from children who are under the age of 13. We do not knowingly collect or solicit personally identifiable information from children under the age of 13. If you are a child under the age of 13, please do not attempt to register for the Services or send any personal information about yourself to us. If we learn that we have collected personal information from a child under 13 years of age, we will immediately delete that information and deactivate any accounts. If you believe a child under the age of 13 may have provided us with personal information, please contact us at: support@stablemate.legal

USER REGISTRATION AND ACCOUNTS

In order to access and use the Services, Users are required to register for a Stablemate account. If you choose to register, you agree to provide and maintain truthful, accurate, current, and complete identifying information. This information may include names, contact information, and payment information. The collection of such identifying information is governed by Stablemate’s Privacy Policy. If any of your registration information is false, inaccurate, or incomplete, Stablemate reserves the right, in its sole discretion, to terminate your account immediately. Stablemate also reserves the right to reject any application for registration within its sole discretion and has no obligation to disclose the reason for rejecting the application.

Users are responsible for maintaining the confidentiality of their accounts, including their usernames and passwords. You agree to immediately notify Stablemate of any unauthorized use of your account or other breach of security. Notification of breaches should be sent to us at: support@stablemate.help

By registering with Stablemate, you opt into receiving notifications and communications from Stablemate, which may include e-mails related to changes to the Services. If you wish to stop receiving this material, you may unsubscribe at any time by following the instructions in your e-mail. Please note that even if you unsubscribe from receiving such notifications, you will still receive e-mails containing notices required by law. Opting out of receiving messages from us may result in missed notifications and prompts, which if not acted upon, may affect your Services. Stablemate is not responsible for any outcome resulting from a User’s failure to respond to a prompt.

Users also have the option to update, change, remove, correct, or request that certain information be removed from their account. Most changes may be made using the “Settings” feature on each User’s account. To deactivate an account indefinitely, Users must send a deactivation request to Stablemate at support@stablemate.help stating a brief reason for the deactivation.

MODIFICATION, SUSPENSION OR DISCONTINUANCE OF SERVICES

Stablemate reserves the right to modify, suspend or discontinue the Services to Users (or any part thereof), either temporarily or permanently. In accordance with this provision, Stablemate will attempt to notify Users of any such modification, suspension, or discontinuance. To the extent permitted by law, Users agree that Stablemate will not be liable for any modification, suspension, or discontinuance of the Services in accordance with these Terms of Service.

PLATFORM SERVICES ONLY

Stablemate is an administrative platform only. Stablemate simply facilitates the communication and transaction between Users but is not a party to any agreement between Users. Stablemate has no control over the conduct of, or any information provided by its Users, and Stablemate hereby disclaims all liability in this regard to the fullest extent permitted by applicable law.

SERVICE GUIDELINES AND RESTRICTIONS

By using the Services and any other related features, Users agree to the service guidelines and restrictions. Abuses of the service guidelines and restrictions are not tolerable, and Stablemate reserves the right to suspend or terminate Users’ accounts indefinitely and permanently upon notice of such abuses. Stablemate will use reasonable efforts to ensure the safe, legal, and moral use of its Services.

The following non-exhaustive list includes those actions, which are required or strictly prohibited:

You may not authorize others to use your account, and you may not assign or otherwise transfer your account to any other person or entity;

You agree to comply with all applicable state, federal and local laws while using the Services;

You may only access the Services using authorized means and it is your responsibility to ensure that you have downloaded the correct software for your device. Stablemate is not liable if you do not have a compatible handset or if you have downloaded the wrong version of the Services, and Stablemate reserves the right to terminate these Terms should you be using the Services with an incompatible or unauthorized device.

Your participation in using the Services is for your sole, personal, and non-commercial use;

You will not use the Services for any fraudulent, misleading, inaccurate, or dishonest purposes;

You will not use the Services to cause nuisance, annoyance, or inconvenience;

You will not impair the proper operation of the Services;

You will not try to harm the Services in any way whatsoever;

You will not copy or distribute the Services without the prior written consent of Stablemate;

You will keep your account username and password secure and confidential;

You will provide us with whatever proof of identity we may reasonably request;

You will not license, sub-license, sell, resell, transfer, assign, distribute, or otherwise commercially exploit or make available to any third party the Services in any way;

You will not modify or make derivative works based upon the Services;

You will not create Internet “links” to the Services or “frame” or “mirror” any software on any other server or wireless or Internet-based device;

You will not (except as permitted by applicable law) reverse engineer or access the Services in order to build a competitive product or service, build a product using similar ideas, features, functions, or graphics of the Services, or copy any ideas, features, functions or graphics of the Services;

You will not launch an automated program or script, including, but not limited to, web spiders, bots, viruses or worms, or any program, which may make multiple server requests per second, or unduly burdens or hinders the operation and/or performance of the Services;

You will not send spam or otherwise duplicative or unsolicited messages in violation of applicable laws through the Services;

You will not send or store through or on the Services infringing, obscene, offensive, threatening, libelous, or otherwise unlawful or tortious material, including material harmful to children or in violation of third-party intellectual property or privacy rights;

You will not send or store through or on the Services material containing software viruses, worms, Trojan horses, or other harmful computer code, files, scripts, agents, or programs;

You will not interfere with or disrupt the integrity or performance of the Services or the data contained therein;

You will not attempt to gain unauthorized access to the Services or its related systems or networks;

You will not use the Services to promote violence, discrimination, humiliation, or hatred against any individuals or groups based on race, ethnic origin, religion, disability, gender, age, veteran status, sexual orientation, or gender identity;

STABLEMATE’S INTELLECTUAL PROPERTY

Users acknowledge and agree that the Services may contain content or features that are protected by copyright, patent, trademark, trade secret, or other proprietary rights and laws. Unless expressly authorized by Stablemate, Users agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute, or create derivative works of the Service content or features. If Stablemate blocks any User from accessing the Services, Users agree not to implement any measures that circumvent the blocking. Any use of the Services or its features other than as specifically authorized herein is strictly prohibited. Users also agree not to copy, modify, create derivatives, reverse engineer, reverse assemble, or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer Stablemate’s software. Any and all rights not expressly granted are herein reserved by Stablemate. Users are prohibited from using any visual element that constitutes an endorsement by Stablemate without their prior consent.

The Stablemate name and logo are trademarks and service marks of Stablemate. Nothing contained in these Terms of Use or the Services constitutes as granting, by implication, estoppel, or otherwise, any license or right to use any of the Stablemate trademarks, without its prior written consent. Any and all goodwill that is generated from using Stablemate’s trademarks will inure to Stablemate’s exclusive benefit.

PAYMENT AND FEES

Users are charged a fee via the iTunes app store in order to download and use the Services (“User Fee”). Stablemate reserves the right to increase or decrease the User Fee from time to time.

In order to register for an account, Users are required to provide valid credit, debit card, or bank account information from and to which Meeting Fees will be processed. Unless otherwise stated, all fees and charges are non-refundable and are exclusive of any applicable federal, state, or local taxes. You agree to maintain a valid payment method during the term of your use of the Services. If credit/debit card or bank account information is no longer valid at the time of payment processing, you will be required to provide new and valid payment information in order to continue using the Services.

Upon scheduling a meeting, 25% of the Meeting Fee is charged as a security against no-shows (“Booking Fee”). Users agree that if a Meeting is canceled within the allowed cancellation period, any applicable Meeting Fees will not be payable however the Booking Fee is non-refundable.

PAYMENT PROCESSING SERVICES

Credit card payment processing services on Stablemate are provided by Stripe, Inc. (“Stripe”) and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Services (collectively, the “Stripe Services Agreement”). Users agree to be bound by the Stripe Services Agreement, as the same may be modified by Stripe from time to time.

As a condition to using these credit card payment processing services through Stablemate, Users agree to provide Stablemate with accurate and complete information about themselves and also authorize Stablemate to share any such information with Stripe, as well as transaction information related to the use of the payment processing services provided by Stripe. Stablemate reserves the right, within its sole discretion, to terminate a User’s account for failure to meet Stripe’s requirements for verification of identity, bank account requirements, or for any alleged breach of the Stripe Services Agreement.

MOBILE COMMUNICATIONS

The Services include functionality that is available via a mobile device (“Mobile Functionality”). For example, Mobile Functionality allows for location tracking and communications between Users. To the extent you access the Services through a mobile device, your wireless service carrier standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Mobile functionalities may be prohibited or restricted by your carrier, and not all Mobile Functionality may work with all carriers or devices.

UNSOLICITED MATERIALS AND SUBMISSIONS

Any unsolicited materials or submissions received by Stablemate will be discarded and/or returned to the sender. Stablemate will have no express or implied obligation or liability of any kind concerning the submissions, including, the use or disclosure of the submissions. Stablemate and its Users are entitled to unrestricted use or disclosure of the submissions for any purpose whatsoever, all without compensation to the User that submitted the submission.

INTERNET DELAYS, INTERRUPTIONS AND OUTAGES

Stablemate’s Services may be subject to limitations, delays, interruptions, outages, and other problems inherent in the use of the Internet and electronic communications. Stablemate is not responsible or liable for any delays, delivery failures, or other damages resulting from such problems. Stablemate is also not responsible or liable for any outages caused by third parties that help us store and facilitate the transmission of messages between Users. Use of the Services is at a User’s own risk.

INDEMNITY

Users agree to indemnify, release, defend, and hold harmless Stablemate, its subsidiaries, and any affiliated companies, and its members, officers, directors, employees, contractors, and agents from any and all claims, causes of action, damages, obligations, losses, liabilities, costs or debt, and expenses, including attorneys’ fees and costs, and all amounts paid in a settlement arising from or relating to the use of the Services, breach of these Terms or the violation of any laws.

Disclaimer of Warranties

SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE OR COURSE OF PERFORMANCE.

LIMITATION OF LIABILITY

STABLEMATE, INCLUDING ITS AFFILIATES, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUBCONTRACTORS, OR LICENSORS, IS NOT LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES OR, IN ANY EVENT, FOR DAMAGES EXCEEDING ONE HUNDRED U.S. DOLLARS ($100.00 USD). THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF STABLEMATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE AND TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

NOTWITHSTANDING ANY PROVISION OF THE TERMS, FOR USERS IN JURISDICTIONS THAT HAVE PROVISIONS SPECIFIC TO WAIVER OR LIABILITY THAT CONFLICT WITH THE FOREGOING, THEN STABLEMATE’S LIABILITY IS LIMITED TO THE SMALLEST EXTENT PERMITTED BY LAW.

ASSIGNMENT

The Terms and any rights and licenses granted hereunder may not be transferred or assigned by any User but may be assigned by Stablemate without restriction.

TERMINATION/SURVIVAL

Stablemate may terminate or suspend the Services or any part thereof immediately, without prior notice or liability, if you breach any of the Terms. Users may terminate their accounts at any time by following the instructions on the Services.

This Agreement shall automatically terminate (i) upon the institution by Stablemate of insolvency, receivership, or bankruptcy proceedings or any other proceedings for the settlement of Stablemate’s debts, (ii) upon Stablemate making an assignment for the benefit of creditors, or (iii) upon Stablemate’s dissolution or ceasing to do business. Should this Agreement automatically terminate based on sections i, ii, or iii of this paragraph, Users will be notified and provided a 60-day grace period to save any content stored through or on the Services.

Any fees paid hereunder are non-refundable. Upon termination by Stablemate or by you, your right to use and access the Services, and any Content will immediately cease. Stablemate may retain User account information after termination in accordance with regulatory, accounting, and legal compliance procedures.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, intellectual property provisions, disclaimers, indemnity, and limitations of liability.

GOVERNING LAW

Users agree that (1) the Services shall be deemed solely based in New York and (2) the Services shall be deemed a passive one that does not give rise to personal jurisdiction over Stablemate, either specific or general, in jurisdictions other than New York. This Agreement shall be governed by the laws of the State of New York, without regard to conflict of laws principles.

ARBITRATION

Stablemate and Users agree that any and all disputes or claims shall be resolved exclusively through final and binding arbitration, rather than in court. Stablemate and Users manifest their assent to arbitrate by providing and using the Services. Arbitration claims are those that Stablemate asserts against User and that User asserts against Stablemate, any related or affiliated entity, and the owners, officers, directors, agents, or employees of any of them. The Federal Arbitration Act shall govern the interpretation and enforcement of this agreement to arbitrate. If for any reason the FAA is inapplicable, the laws of New York shall apply. To the extent permitted by law, the Parties agree to arbitrate claims on an individual basis only and waive any right to bring, participate in, or recover under, a class, collective, consolidated, or representative action. The arbitrator shall apply the Terms and the same substantive law to the dispute as a court would and under the same law of remedies. To begin an arbitration proceeding against Stablemate or a related party, the User must send a letter requesting arbitration and describing the claim to Stablemate at:

Steady Flow, LLC

Attn: Legal Division

7014 13th Ave, Suite #202,

Brooklyn, NY, 11228

The arbitration will be conducted by the American Arbitration Association (AAA) under the rules applicable to the claim asserted, including, but not limited to, the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. Stablemate will supply a printed copy of the rules upon a User’s request. Payment and reimbursement of all filing, administration, and arbitrator fees will be governed by the AAA’s rules. New York, New York is the sole proper venue for arbitration; provided, however, that the arbitrator once selected shall have the authority to order the parties to arbitrate in a different venue for good cause shown, applying federal law for transferring venue on grounds of forum non conveniens. If, notwithstanding this arbitration agreement, a claim for any reason proceeds in court rather than in arbitration, the dispute shall be exclusively brought and heard in a court of competent jurisdiction located in the City and County of New York, New York. Except as otherwise provided by law or the AAA’s rules, the prevailing party in any arbitration will be entitled to receive from the non-prevailing party all of its reasonable attorneys’ fees and costs.

NOTIFICATIONS

Users agree that Stablemate may provide notifications to Users via e-mail, written or hard copy notice, or through conspicuous posting of such notice on its Services. Users may opt out of certain means of notifications or to only receive certain notifications.

ENGLISH LANGUAGE

In the event of a conflict between the English language version of the Terms and any foreign language translation versions thereof, the English language version of the Terms shall govern and control. All disputes, claims, causes of action, and related proceedings will be communicated in English. Unless otherwise explicitly stated, all material found on the Services are solely directed to individuals, companies, or other entities located in the United States.

ENTIRE AGREEMENT/SEVERABILITY

The Terms encompass the entire agreement between Users and Stablemate. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. Stablemate’s failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.

INDEPENDENCE FROM THIRD-PARTY PLATFORMS

Stablemate’s Services are independent of any platform and its services on which it is located. Stablemate is not associated, affiliated, sponsored, endorsed, or in any way linked to any third-party platform operator, including, without limitation, Apple, Google, Android, or RIM Blackberry (“Operators”). Thus, your download, installation, access to, or use of the Stablemate App is also bound by the terms and conditions of each Operator.

Users hereby acknowledge and agree to the following terms:

These Terms of Service are between you and us only, and not with any Operator, and we, not those Operators, are solely responsible for the Services and the content thereof;

The license granted by Stablemate is a limited, non-exclusive, non-transferable, and non-sublicensable right to use the Services on a portable or mobile device that you own or control and as permitted by these Terms of Service;

We are solely responsible for providing any maintenance and support services with respect to the Services, as required under applicable law. Thus, an Operator has no obligation whatsoever to furnish any maintenance and support services with respect to the Services;

We and not the relevant Operator, are responsible for addressing any claims of you or any third party relating to the Services or your possession and/or use of the Services, including, but not limited to: (i) any claim that the Services fails to conform to any applicable legal or regulatory requirement; and (ii) claims arising under consumer protection or similar legislation;

In the event of any third party claim that the Services or your possession and use of the Services infringes that third party’s intellectual property rights, we, and not the relevant Operator, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim; provided such infringement was caused by us;

You must comply with any applicable third-party terms of agreement when using the Services; and

The relevant Operator, and that Operator’s subsidiaries are third-party beneficiaries of these Terms of Service, and that upon your acceptance of these Terms of Service, that Operator will have the right (and will be deemed to have accepted the right) to enforce these Terms of Service against you as a third party beneficiary thereof.

Last updated: May 2025

Thank you for reviewing this policy and welcome to Stablemate. It is the policy of Steady Flow LLC, doing business as Stablemate (“Stablemate,” “we,” “us,” “our,” or the “Services”), to foster a safe, smart, and socially respectful environment for our entire member community (“you,” “yours,” “people,” or “members”). This mobile application is built to support skills exchange in a secure setting. We are committed to proactive measures that reduce the risk of violence and manage situations that could lead to harm. All members must cooperate with this policy and comply fully with its guidelines. This policy is regularly updated and enforced to support your safety and community wellbeing. By using the Services, you agree to and accept the terms outlined herein.

SCOPE

Prohibited Conduct Stablemate does not tolerate violence, threats of violence, unlawful fighting, child abuse, child neglect, or stalking on any private or public property, establishments of any kind, premises, or in any Institute activity or program. All unlawful illegal activity such as (any use, participation, distribution, or sale/re-sale of sex, crimes, drugs, or weapons are prohibited from Services of stablemate mobile application).

DEFINITIONS

Acts of violence include any physical action, whether intentional or reckless, that harms or threatens the safety of another individual on the Stablemate mobile application and Services.

Threat of Violence: includes any behavior that by its very nature could be interpreted by a reasonable person as intent to cause physical harm to another individual.

Child abuse: includes sexual or emotional abuse of a child, and physical injury inflicted on a child by another person, excluding injuries caused by accidental means.

Child neglect: includes negligent treatment which threatens the child’s health or welfare.

Stalking: is a course of conduct directed at an individual that would cause a reasonable person to fear for their safety or the safety of others, or suffer substantial emotional distress. The course of conduct means two or more acts, including, but not limited to, acts in which the stalker directly, indirectly, or through third parties, by any action, method, device, or means, follows, monitors, observes, surveils, threatens, or communicates to or about a person or interferes with the person’s property. A reasonable person means a reasonable person under similar circumstances and with similar identities to the victim. Stalking of any kind, especially stalking that is sex or gender-based should be reported to law enforcement authorities for investigation.

Labor Trafficking: is a form of modern-day slavery in which individuals perform labor or services through the use of force, fraud, or coercion. Labor trafficking includes situations of debt bondage, forced labor, and involuntary child labor.

Sex Trafficking: A form of modern-day slavery, is also a human rights violation; the action or practice of illegally transporting people from one country or area to another for the purpose of sexual exploitation.

Drug Trafficking: is a global illicit trade involving the cultivation, manufacture, distribution, and sale of substances which are subject to drug prohibition laws

Gun Trafficking or Arms Trafficking: this is a global illicit trade involving the cultivation, manufacture, distribution, and sale of substances that are subject to gun production within an illegal market. In many cases, gun trafficking occurs across state lines, as gun traffickers take advantage of our nation’s gun laws by buying guns in states with weak gun laws and illegally reselling them in states with strong gun laws.

Weapon(s): is defined as a firearm, ammunition, BB or pellet gun, paintball gun, stun gun, compressed air gun or any replica firearm, martial arts weapon, fireworks, explosives, dangerous or highly flammable chemicals, dirk, dagger, samurai katana. ice pick, or knife having a blade longer than 2 1/2 inches (except for a knife or ice pick used for food preparation or consumption or for lawful use in or around a residence), razor with an unguarded blade, razor blade, or box cutter (except for a razor, razor blade or box cutter for lawful use in a residence), or any object when used in a manner or under a circumstance that potentially may or does result in an act of violence or threat of violence. An object otherwise defined above as a weapon is accepted when used for a lawful purpose within the scope of the person’s employment/profession, academic activities, or training purposes.

Fraud: a person or entity's intention to deceive others to result in financial or personal gain, typically by unjustifiably claiming or being credited with overcharging, over billing, claiming accomplishments or qualities not committed; lying to client or customers; using their professions to bully or intimidate clients in manipulative schemes for incentives, developing corporate schemes/shelters/organizations intentionally committing theft by deception amongst clients/customers for profit gains, even if small amounts of money.

Identity theft: occurs when someone uses another person’s personally identifying information, like a person’s name, Social Security number, credit card number, or other financial information, without permission, to commit fraud or other crimes.

Robbery: is a more serious form of larceny that involves the use of force; in fact, robbery is often defined as “larceny of another person by force.” Because violence is typically a component of this form of theft

Burglary: Breaking and entering a residence for the intention of committing a crime or while lawfully within, committing a crime and thereafter breaking out.

Theft by Deception: is someone, mostly a licensed professional or entity purposefully obtaining property of any kind from another by deception; the theft and the nature of the deception can greatly vary, and each case is unique. Theft can be schemes from basic legal, medical, or professional billing fraud to non-profit charity scams are common examples of theft by deception.

Bribery: relates to a corrupt benefit given or received to influence official action to afford the giver better than fair treatment; both the person giving and the recipient are guilty of bribery. On the other hand, coercive extortion by a public official is seeking or receiving a corrupt benefit paid under an implicit or explicit threat to give the payer worse than fair treatment or to make the payer worse off. The payee is guilty of extortion; the payer is the victim of extortion. For instance, members of organized criminal groups may do illicit favors or pay judges, jurors, police, or other public officials in exchange for them to “look the other way” and carry out convictions of defendants how the plaintiff sees fit or favors.

Extortion: consists of obtaining property from another through the wrongful use of actual or threatened force, violence, or fear; extortion characterizes the infiltration of legitimate business when organized criminal groups try to force payments from individuals or businesses using threats to avoid worse than fair treatment.

Money laundering: is the processing of criminal proceeds to disguise their illegal origin; For instance, a drug trafficker might buy a restaurant to disguise drug profits with the legitimate profits of the restaurant. In this way, the drug profits are “laundered” through the restaurant to make the income look as if it was earned lawfully. Money laundering is crucial to organized crime operations because offenders would be discovered easily if they could not “merge” their illegal cash into, for instance, a legal business, bank, or real estate.

Harassment: aggressive pressure or intimidation toward one or many individuals; there are many types of harassment: workplace, religion, racial, power, police, psychological, landlord, online, and electronic.

Assault: The definition of assault varies by jurisdiction, but is generally defined as intentionally putting another person in reasonable apprehension of an imminent harmful or offensive contact. Physical injury is not required. Some jurisdictions label assault as an attempted battery.

Rape: The penetration, no matter how slight, of the victim's private parts with any body part or object, or oral penetration by a sex organ of another person, without the consent of the victim.

Domestic Violence: Commonly referred to as “DV”; also, called intimate partner violence (IPV), domestic abuse or relationship abuse is a pattern of behaviors used by one partner to maintain power and control over another partner in an intimate relationship. Domestic violence does not discriminate. Anyone of any race, age, orientation, religion, or gender can be a victim – or perpetrator – of domestic violence. It can happen to people who are married, living together, working together, or who are dating. It affects people of all socioeconomic backgrounds and education levels.

Kidnapping: an act or instance or the crime of seizing, confining, inveigling, abducting, or carrying away a person by force or fraud often with a demand for ransom or in furtherance of another crime.

Murder: the unlawful killing of a human being with malice; murder is divided into two degrees. Murder in the first degree is premeditated intentional killing & punishable by death. Murder in the second degree is an intentional killing that is not premeditated.

Homicide is the killing of one person by another; in some instances, homicide may or may not be illegal. While in conflict a soldier/officer may legally commit homicide & in some states, a citizen may kill intruders/trespassers without committing a crime. The justified homicide is considered self-defense under authoritative figures' orders or state laws.

Felony murder occurs during the commission of a felony; all participants in that felony or attempted felony can be charged with and found guilty of murder when someone even their co-conspirators is killed.

Manslaughter is typically treated as a much less severe crime than murder; manslaughter can be broken up into degrees, or categorized as voluntary, involuntary, felony & vehicular manslaughter.

Voluntary manslaughter is the killing of another person under extreme provocation or while under the heat of passion. Typically, it does not require an intent to kill, but rather the intent to do something else.

Felony manslaughter occurs when a person participates in a crime that is not listed in the felony murder statute but somehow someone dies during the crime.

Involuntary Manslaughter usually involves acts of negligence or recklessness that lead to another person’s death.

Vehicular Homicide/Manslaughter is the causing of a person’s death through driving while intoxicated – this crime can be charged on its own or as part of involuntary manslaughter, depending on the laws of a particular state.

In any case, in which the death penalty may be applicable, the United States Attorney must follow the procedures set forth by law. The Attorney General must authorize the United States Attorney to seek the death penalty in any case.

REPORTING VIOLENCE

Any individual who experiences or observes a threat or act of violence, or a weapon anywhere, anytime. See something, say something, and immediately notify local law enforcement. Call 911

Stablemate will confidentially handle all reports of violence, with information released as determined to be appropriate by Stablemate. Any Stablemate members are to immediately report any violation or suspected violation of this policy to us; if you or others are in danger or the situation is ongoing and an emergency needs immediate help, please contact local authorities or Call 911. Also, ask for help from those around you, your trusted support system, or the communities various outlets for support.

RETALIATION

This policy prohibits retaliation against any members, staff, or third party who, in good faith, reports a violation or suspected violation of this Policy. Please note, Stablemate will not tolerate intentional false reporting of incidents. A good faith complaint that results in a finding of “no violation” is not considered a false report. However, when a complainant or third party is found to have fabricated allegations or to have given false information with malicious intent or in bad faith, they may be subject to disciplinary action, and if a member on the Services account suspension.

INVESTIGATING PROHIBITED CONDUCT WHILE ENGAGING IN SESSION

Reports of conduct that may violate any aspect of this policy will be taken seriously, properly investigated, and dealt with accordingly. Individuals who are found to have violated this policy may be subject to:

If the violator is a Steady Flow employee disciplinary action up to and including termination of employment or permanent removal from the premises.

If the violator is a Stablemate mobile application account member, disciplinary actions result in account suspension.

Additionally, when such acts potentially violate state or federal laws or your account as a member is repeatedly suspended, the matter pertaining directly to you may be referred to law enforcement agencies for investigation.

CONFIDENTIAL RESOURCES

Within the Stablemate mobile application services there are people of the member's community and by their profession offer skills and services for counseling. These professionals are independent contractors, licensed professionals who use the Services at will like anyone else. They have their formalities, strategies, and mechanisms for resolving a person’s needs or complaints. If you work closely with them they can help you. These confidential counseling services are intended for the personal benefit of the individual and offer a setting where various courses of action can be explored. These professionals are already community-based and connected in your community, if you need them, we suggest finding them through our mobile application or other networks they may access to support their offices, practices, and clinics. Counselors and designated confidential advocates in these offices will listen and help identify options and next steps. Talking to any of these professionals does not constitute reporting an incident to Stablemate. At this point working with these professionals directly puts you in the right hands. They will evaluate, advise and lead you in the right direction helping you resolve your needs.

YOUR RIGHTS

It is up to you to make all the decisions you feel necessary in your life, liberty, and the pursuit of happiness – it’s your life. You are prominent. You are always in the driver’s seat and have a right to control – all your final decisions are up to you. No single entity should ever have overbearing power over you, belittle, or dictate your livelihood – simple as that.

HAVE A QUESTION REGARDING OUR VIOLENCE PREVENTION POLICY?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Violence Prevention Policy. We wish you all the best, all the time.

Last updated: May 2025

Thank you for reviewing this policy and welcome to Stablemate. We are committed to identifying, preventing, and addressing human rights risks and impacts related to our mobile application. This Human Rights Policy is part of Steady Flow, LLC, doing business as Stablemate (“Stablemate,” “we,” “us,” or “our”) and expands upon our code of conduct. It outlines our shared responsibility to treat all people with fairness, dignity, and respect—values that apply both within Stablemate and to everyone we interact with. While this policy is rooted in broader human rights principles, within the Stablemate community, it applies to all users, based on their participation and conduct within the app.

Our community practices are built on three pillars:

1. Fairness

2. Dignity

3. Respect

We make the following seven human rights commitments:

We operate in a way that respects the rights and dignity of all people and complies with all applicable legal requirements.

We honor internationally and nationally recognized human rights, including those outlined in the International Bill of Human Rights and the ILO Declaration on Fundamental Principles and Rights at Work.

We accept our responsibility to respect human rights and avoid complicity in human rights violations, as stated in the UN Guiding Principles on Business and Human Rights.

We treat all Stablemate users fairly and without discrimination. Our team members, contractors, and partners deserve a professional environment that protects their rights and dignity.

We respect the freedom of association. When Stablemate members choose to be represented, we engage with their chosen representatives in good faith and within the law.

We are mindful of the rights of people in communities affected by our operations. We work to identify, minimize, and address any adverse human rights impacts.

We encourage suppliers and partners to uphold these same principles. By doing so, we aim to elevate the quality of life for all involved.

We understand that delivering a safe, smart, and social mobile experience is both a public good and a complex challenge—especially in regions affected by violence or instability. Should our operations cause or contribute to adverse impacts, we are committed to remediation and accountability. While there is no perfect solution to every conflict, we believe that by facing our challenges together, we can create lasting, meaningful change—for the betterment of all. Together, we overcome. Together, we become more.

Have a question about our Human Rights Policy? Please include your full name, email, and question. After your message is submitted, a qualified professional—not an automated bot—will respond to assist. Thank you for your time in reviewing our policy. We wish you all the best, always.

Last updated: May 2025

Thank you for reviewing this policy and welcome to Stablemate. It is the initiative of Steady Flow LLC., D/B/A Stablemate (“Stablemate”, “us”, “we”, “our”, “Services”) to provide our member community (collectively, “you”, “yours”, “people”, “members”) a safe, smart, social, skills exchange mobile application for all members. Stablemate promotes measures aimed at reducing incidents of violence, specifically “Harassment”, and the management of situations that may lead to violence. All members of the Stablemate community shall cooperate to maintain a safe, smart, social service and shall comply with this policy. This policy is to be routinely updated and enforced for your safety as a member of the Services website and mobile application. By accepting our Terms of Services and accessing the Services in any manner you acknowledge that you accept the practices and policies outlined in this policy and you hereby consent to terms as described in this policy.

Kindly note: be sure to review the Violence Prevention Policy along with this policy for more resourceful information that you may find useful.

WHAT IS HARASSMENT

Harassment is a form of misconduct that includes unwelcome physical, verbal, or non-verbal conduct which results in a person feeling intimidated, threatened, humiliated, or demeaned, and is likely to interfere with an individual’s work, education, or adversely affects an individual’s living condition. Harassment in any form, based on sex, race, color, age, national origin, ethnicity, ancestry, physical or mental disability, medical condition, genetic information, pregnancy, marital status, religion, gender, gender expression or gender identity, sexual orientation, military or veteran status, or any other characteristic protected by state or federal laws (“protected characteristics”), is unlawful and is strictly prohibited, as are all forms of sexual intimidation, exploitation, and violence. Steady Flow Companies and Stablemate are committed to educating the community in ways to prevent its occurrence. Complaints concerning sexual and gender-based discrimination Harassment and sexual misconduct can be reported to local and state authorities and may result in not only an arrest but civil or criminal sanctions and ramifications.

CONDUCT BECOMES UNLAWFUL HARASSMENT WHEN:

Enduring the offensive conduct becomes a condition of continued employment, or

The conduct is enough to create a work or academic environment that a reasonable person would consider intimidating, hostile, or abusive. Anti-discrimination laws also prohibit Harassment against individuals in retaliation for filing a discrimination claim, testifying, or participating in any way in an investigation, proceeding, or lawsuit under these laws; or opposing employment practices that they reasonably believe discriminate against individuals, in violation of these laws. Petty slights and annoyances will not rise to the level of illegality.

Offensive conduct may include but is not limited to, offensive jokes, slurs, epithets or name-calling, physical assaults or threats, intimidation, ridicule or mockery, insults or put-downs, offensive objects or pictures, and interference with work or academic performance.

OUR POSITIONING

Steady Flow, LLC. D/B/A Stablemate, as appropriate, will conduct a fair, timely, and thorough investigation into member complaints within the scope of this policy to determine what occurred and take reasonable steps to remedy the effects of any Harassment and prevent the recurrence of the behavior. This may include account suspension of offenders and informing victims to contact local authorities and recommend if needed seeking or retaining legal services if applicable. Stablemate provides all parties with appropriate due process and reaches reasonable conclusions based on the evidence collected or reported by the member. Stablemate takes appropriate action when warranted. For our employees, Stablemate requires any employee and recommends any third party or our members at their own free will regularly participate in training or research information regarding Harassment, violence, and the prevention of abusive conduct, consistent with federal and state legal requirements.

Behavior intended to dishonor protected characteristics such as race, gender expression or identity, national origin or ethnic group, religious belief, sexual orientation, age, or disability is contrary to the pursuit of inquiry and education and may be discriminatory Harassment and violate the law. Some kinds of behavior that are intended to harass, while inappropriate and not tolerated on Stablemate mobile application platform, may not be unlawful. These types of behavior may be dealt with for members through the disciplinary process and for employees through supervisory intervention, including the disciplinary process.

In simple terms, the disciplinary and supervisory process is suspension for a certain amount of time. However, to make an accurate judgment as to whether the incidents are unlawful, the full context in which the actions were taken or statements made must be considered. Every complaint is considered based on the totality of the circumstances. A single incident, if severe, may constitute Harassment.

THE FOLLOWING ARE EXAMPLES OF BEHAVIORS THAT MAY CONSTITUTE HARASSMENT:

A disabled member is not respected equally to others because of a lack of mobility and is teased or belittled by offensive remarks and commentary.

A member tells another member racially offensive jokes within a meeting.

A member is ostracized by others because of their national origin or religion.

Making or using derogatory comments, epithets, slurs, or jokes based on age, gender, race, and more to any member of the services or in public.

SCOPE

This policy applies to all entities, website visitors, and mobile application members of the Steady Flow Companies and Stablemate community (citizens, professionals, students, volunteers, interns, vendors, independent contractors, persons performing services under contract with Stablemate, visitors and any other individuals regularly or temporarily employed, studying, living, visiting, or otherwise participating on, in or with Steady Flow Companies and the Stablemate website and mobile application. This policy applies to conduct occurring on Steady Flow, LLC D/B/A Stablemate controlled property, at sponsored events, programs, and activities regardless of location.

Members of the Steady Flow Companies & Stablemate community are encouraged to report unlawful Harassment regardless of where the incident occurred or who committed it (i.e., a stranger or non-stranger). Even if Steady Flow Companies and Stablemate do not have jurisdiction over the person accused of Harassment, Stablemate will still take prompt action and reasonable steps to remedy the effects of the Harassment and prevent any recurrence of the behavior if capable.

PROHIBITION AGAINST RETALIATION

No member of the Stablemate community will be retaliated against for making a good-faith report of Harassment or for participating in an investigation or proceeding conducted by Stablemate, or by a state or federal agency. Overt or covert acts of retaliation, reprisal, interference, discrimination, intimidation, or Harassment against an individual or group for exercising their rights under federal and state laws are unlawful. Stablemate will take steps to prevent retaliation and will take prompt and appropriate corrective action if retaliation occurs. Individuals who violate this policy may be subject to account suspension.

PRIVACY

Stablemate will maintain the privacy of all individuals involved in a report of Harassment to the extent possible abiding companies privacy policy. Privacy generally means that information related to a report of Harassment will only be shared with those individuals who have a “need to know.” These individuals will be discreet and will respect the privacy of all individuals involved.

CONFIDENTIALITY

Confidentiality generally means that information is shared by an individual with designated officers, executives, and employees, these Steady Flow, LLC. professionals cannot reveal the reporting of an individual's information or situation to any other individual without the express permission of the individual. These Steady Flow Professionals are prohibited from breaking confidentiality unless there is an imminent threat of harm to self or others or as otherwise permitted by law. When a report involves suspected abuse of a minor under the age of 18, these confidential resources are required by state law to notify child protective services and/or local law enforcement. Please note, not a single member or visitor on the Stablemate website and mobile application is to be over the age of 21; please review the terms of service and other legal policies to understand more.

CONFIDENTIAL RESOURCES

Within the Stablemate mobile application services there are people of the member's community and by their profession offer skills and services for counseling. These professionals are independent contractors, licensed professionals who use the Services at will like anyone else. They have their formalities, strategies, and mechanisms for resolving a person's needs or complaints. If you work closely with them they can help you. These confidential counseling services are intended for the personal benefit of the individual and offer a setting where various courses of action can be explored. These professionals are already community-based and connected in your community, if you need them, we suggest finding them through our mobile application or other networks they may access to support their offices, practices, and clinics. Counselors and designated confidential advocates in these offices will listen and help identify options and next steps. Talking to any of these professionals does not constitute reporting an incident to Stablemate. At this point working with these professionals directly puts you in the right hands. They will evaluate, advise and lead you in the right direction helping you resolve your needs.

YOUR RIGHTS

It is up to you to make all the decisions you feel necessary in your life, liberty, and the pursuit of happiness - it's your life. You are prominent. You are always in the driver's seat and have a right to control - all your final decisions are up to you. No single entity should ever have overbearing power on you, belittle or dictate your livelihood - simple as that.

HAVE A QUESTION REGARDING OUR ANTI-HARASSMENT POLICY?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Anti-Harassment POLICY. We wish you all the best, all the time.

Last updated: May 2025

Thank you for reviewing this policy and welcome to Stablemate. It is the initiative of Steady Flow, LLC., D/B/A Stablemate to provide our community with a safe, smart, social, skills exchange platform for our members. Stablemate promotes measures aimed at reducing incidents of fraud and the management of situations that may lead to fraud. All people of the Stablemate community shall cooperate to maintain a safe, smart, social service and shall comply with this policy. This policy is to be routinely updated and enforced for your safety as a user of the Services website and mobile application. By accepting our Terms of Services and accessing the Services in any manner you acknowledge that you accept the practices and policies outlined in this policy and you hereby consent to terms as described in this policy.

OUR PURPOSE

We are aware of the fraud epidemic within The United States of America and fraud can happen to any entity. Please know that we do not have any effect on individuals or their day-to-day decisions, operations, practices, and livelihoods. People who use our services vow to do what’s right and help others succeed.

We can only hope people are kind to one another.

We can only hope people help each other advance respectfully.

We can only hope people move forward, onward, and upward with the accountability of their actions, notions, motives, and purpose.

We kindly ask that you report any type of fraudulent activity, in any industry of any given day to local authorities – as soon as it happens or is safely and securely possible for you.

Collectively, as a society we all pay for fraudulent activity of any kind in any profession or industry.

OUR AUTHENTICITY

If you doubt the authenticity of any type of correspondence claiming to originate from Steady Flow, LLC. D/B/A Stablemate, please contact us. This alerts the company of potential fraud, scamming, or phishing activity and allows for it to be investigated and remediated, if necessary on our end.

We are aware of numerous forms of fraudulent correspondence including, but not limited to:

Romance/Confidence fraud.

Digital Payment Fraud through any technology platform.

Mobile Applications (misleading users of rewards, gains, and more)

Telephone (Robocalls, Robocalls that voice record you)

Fax Machine Alerts/Scams

Text Messaging Alerts/Scams

Email Alert/Scams

Postal Mail Circulations Alerts/Scams

Promotional Games and Marketing.

Fake Jobs: recruitment, employment, workplace fraud.

Paid, Incentivized, or Reused Reviews that are fraudulently posted by corporations and licensed professionals.

Streaming fraud (music, videos and film)

Educational services: lunch/meal programs, housing, grants, scholarships, applications, admissions, tuition, and enrollment requirements

Renting (homes, apartments, vehicles, equipment, etc.)

Nonprofit Charity Donations

Warehouse Shrinkage

Cargo Theft

Insurance Billing (all types of insurance)

Payroll Embezzlement

Service/Product Refunds or Returns where employee(s) embezzle from customers or employers.

Point-of-sale Fraud where employee overcharges or undercharges customers.

Legal Letters, Notices, or Billing services impersonating lawyers, courts, businesses, with trademark claims or traffic light summons and other various illegitimate documentation.

Invoice Billing Fraud by Corporations, Licensed Professionals, and Contractors in any professions/industries via billable and unbillable hours.

Funeral/cemetery fraud

These forms of bribes, scams, fraud, and stealing are circulating at an alarming rate and are even in several different languages and often include actual or identical entity logos, photos, links, or other information taken directly from an official web site, companies, application, social media account and more.

OUR POSITION

Our security team will work with law enforcement to make every effort to stop such frauds or scams, but unfortunately, we cannot stop them all and at times need your help. Teamwork makes the dream work, please speak up if you see, suspect, or encounter suspicious activity on our platform or in our culture. Please do not involve us in your legal case, filed claims, or mention us to be a witness if entirely unrelated – only do such procedures if it is happening on the stablemate application. Please be advised that our services, specifically Stablemate, employers, partners, executives, independent contractors of Steady Flow, LLC., Stablemate members, or third-party partner organizations DO NOT:

Request administrative fees.

Host internet lotteries or offer prizes of any kind through email, postal mail, telephone, fax, or in-person

Request registration fees for conferences or summits

Request information about bank accounts or other private information

Approach individuals in person offering grant opportunities

Solicit donations at any time

Offer investment opportunities

RESEARCH THE FTC

For more information about the Federal Trade Commission’s efforts against these kinds of fraud or filing a complaint with the agency, please visit the Division of Privacy and Identity Protection. Here is the direct link to the Federal Trade Commission (FTC) Official U.S. Government website.

HAVE A QUESTION REGARDING OUR ANTI-FRAUD POLICY?

Please provide your full name, primary email, and questions, after you send your message we will review it promptly and a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time and reviewing our Anti-Fraud Policy. We wish you all the best, all the time.

Last updated: May 2025

This Agreement (“Agreement”) is made and entered into at the date and time your Stablemate account is created and is between you (“Covered Entity”) and Steady Flow, LLC - D/B/A “Stablemate” (“Business Associate”), a limited liability company. WHEREAS, Business Associate is in the business of providing an online resource and mobile application (“Offering”); and WHEREAS, Covered Entity wishes to engage or has engaged, Business Associate in connection with said Offering, NOW, THEREFORE, in consideration of the premises and mutual promises herein contained, it is agreed as follows:

UNDERSTANDING OF HITECH'S FIVE GOALS:

The Health Information Technology for Economic and Clinical Health Act (HITECH Act) is part of the American Recovery and Reinvestment Act of 2009 (ARRA). Why is the HITECH ACT important? The HITECH Act was created to motivate the implementation of electronic health records (EHR) and supporting technology in the United States. President Obama signed HITECH Act into law on February 17, 2009, as part of the American Recovery and Reinvestment Act of 2009 (ARRA), an economic stimulus bill. The goal of the HITECH Act and the U.S. Government is not just to put computers into physician offices and hospital wards, but rather to use them toward five goals for the US healthcare system:

Improve care coordination and public health.

Reduce healthcare disparities;

Improve quality, safety and efficiency;

Ensure privacy and security;

Engage patients in their care;

Collectively, every criterion in meaningful use (e.g., drug-drug, drug-allergy checking, active medication list) must tie back to a healthcare goal (e.g., improve quality, safety, and efficiency).

DEFINITIONS

Terms used, but not otherwise defined in this Agreement, shall have the same meaning as those terms in the Privacy Rule, Security Rule, and HITECH Act.

Agent. “Agent” shall have the meaning as determined in accordance with the federal common law of the agency.

Breach. “Breach” shall have the same meaning as the term “breach” in 45 CFR § 164.402.

Business Associate. “Business Associate” shall mean Steady Flow, LLC.

Covered Entity. “Covered Entity” shall mean active subscriber to Stablemate.

Data Aggregation. “Data Aggregation” shall have the same meaning as the term “data aggregation” in 45 CFR § 164.501.

Designated Record Set. “Designated Record Set” shall have the same meaning as the term “designated record set” in 45 CFR § 164.501.

Disclosure. “Disclosure” and “Disclose” shall have the same meaning as the term “Disclosure” in 45 CFR § 160.103.

Electronic Health Record. “Electronic Health Record” shall have the same meaning as the term in Section 13400 of the HITECH Act.

Health Care Operations. “Health Care Operations” shall have the same meaning as the term “health care operations” in 45 CFR § 164.501.

HIPAA Rules. “HIPAA Rules” shall mean the Privacy, Security, Breach Notification, and Enforcement Rules at 45 CFR Part 160 and Part 164.

HITECH Act. “HITECH Act” shall mean The Health Information Technology for Economic and Clinical Health Act, part of the American Recovery and Reinvestment Act of 2009 (“ARRA” or “Stimulus Package”), specifically DIVISION A: TITLE XIII Subtitle D—Privacy, and its corresponding regulations as enacted under the authority of the Act.

Individual. “Individual” shall have the same meaning as the term “individual” in 45 CFR § 160.103 and shall include a person who qualifies as a personal representative in accordance with 45 CFR § 164.502(g).

Minimum Necessary. “Minimum Necessary” shall mean the Privacy Rule Standards found at §164.502(b) and § 164.514(d)(1).

Privacy Rule. “Privacy Rule” shall mean the Standards for Privacy of Individually Identifiable Health Information at 45 CFR Part 160 and Part 164, Subparts A and E.

Protected Health Information. “Protected Health Information” shall have the same meaning as the term “protected health information” in 45 CFR § 160.103, limited to the information created, received, maintained, or transmitted by the Business Associate on behalf of the Covered Entity.

Required By Law. “Required By Law” shall have the same meaning as the term “required by law” in 45 CFR § 164.103.

Secretary. “Secretary” shall mean the Secretary of the Department of Health and Human Services or his or her designee.

Security Incident. “Security Incident” shall have the same meaning as the term “Security Incident” in 45 CFR § 164.304.

Security Rule. “Security Rule” shall mean the Standards for Security of Electronic Protected Health Information at 45 C.F.R. parts § 160 and § 164, Subparts A and C.

Subcontractor. “Subcontractor” shall mean a person or entity “that creates, receives, maintains, or transmits protected health information on behalf of a business associate” and who is now considered a business associate, as the latter term is defined in 45 CFR § 160.103.

Subject Matter. “Subject Matter” shall mean compliance with the HIPAA Rules and with the HITECH Act.

Unsecured Protected Health Information. “Unsecured Protected Health Information” shall have the same meaning as the term “unsecured protected health information” in 45 CFR § 164.402.

Use. “Use” shall have the same meaning as the term “Use” in 45 CFR § 164.103

OBLIGATIONS AND ACTIVITIES OF BUSINESS ASSOCIATE STABLEMATE.

Business Associate agrees to not Use or Disclose Protected Health Information other than as permitted or required by this Agreement or as Required By Law.

Business Associate agrees to use appropriate safeguards to prevent the Use or Disclosure of Protected Health Information other than as provided for by this Agreement. Business Associate further agrees to implement administrative, physical, and technical safeguards that reasonably and appropriately protect the confidentiality, integrity, and availability of any electronic Protected Health Information, as provided for in the Security Rule and as mandated by Section 13401 of the HITECH Act.

Business Associate agrees to mitigate, to the extent practicable, any harmful effect that is known to Business Associate of a Use or Disclosure of Protected Health Information by Business Associate in violation of the requirements of this Agreement. Business Associate further agrees to report to Covered Entity any Use or Disclosure of Protected Health Information not provided for by this Agreement of which it becomes aware, and in a manner as prescribed herein.

If the Breach, as discussed in paragraph 2(c), pertains to Unsecured Protected Health Information, then Business Associate agrees to report any such data Breach to the Covered Entity within ten (10) business days of discovery of said Breach; all other compromises of Protected Health Information shall be reported to Covered Entity within twenty (20) business days of discovery. Business Associate further agrees, consistent with Section 13402 of the HITECH Act, to provide Covered Entity, via email or phone call, with information necessary for Covered Entity to meet the requirements of said section.

If Business Associate is an Agent of the Covered Entity, then Business Associate agrees that any Breach of Unsecured Protected Health Information shall be reported to Covered Entity immediately after the Business Associate becomes aware of said Breach, and under no circumstances later than one (1) business day thereafter.

Business Associate further agrees that any compromise of Protected Health Information, other than a Breach of Unsecured Protected Health Information as specified in 2(c) of this Agreement, shall be reported to Covered Entity within ten (10) business days of discovering said compromise, or attempted compromise.

Business Associate agrees to ensure that any Subcontractor, to whom Business Associate provides Protected Health Information, agrees to the same restrictions and conditions that apply through this Agreement to Business Associate concerning such information. Business Associate further agrees that restrictions and conditions analogous to those contained herein shall be imposed on said Subcontractors via a written agreement that complies with all the requirements specified in § 164.504(e)(2) and that Business Associate shall only provide said Subcontractors Protected Health Information consistent with Section 13405(b) of the HITECH Act. Further, Business Associate agrees to provide copies of said written agreements to the Covered Entity within ten (10) business days of the Covered Entity’s request for same.

Business Associate agrees to provide access via in-app export, to Protected Health Information in a Designated Record Set to Covered Entity or, as directed by Covered Entity, to an Individual, in order to meet Covered Entity’s requirements under 45 CFR § 164.524. Business Associate further agrees, in the case where Business Associate controls access to Protected Health Information in an Electronic Health Record, or controls access to Protected Health Information stored electronically in any format, to provide similar access in order for Covered Entity to meet its requirements of the HIPAA Rules and under Section 13405(c) of the HITECH Act. These provisions do not apply if Business Associate and its employees or Subcontractors have no Protected Health Information in a Designated Record Set of Covered Entity.

Business Associate agrees to make Protected Health Information in a Designated Record Set available to the Covered Entity to make amendments and incorporate such amendments in the Designated Record Set pursuant to 45 CFR §164.526. This provision does not apply if Business Associate and its employees or Subcontractors have no Protected Health Information from a Designated Record Set of Covered Entity.

Unless otherwise protected or prohibited from discovery or disclosure by law, Business Associate agrees to make internal practices, books, and records, including policies and procedures (collectively “Compliance Information”), relating to the Use or Disclosure of Protected Health Information and the protection of same, available to the Covered Entity or the Secretary for purposes of the Secretary determining Covered Entity’s compliance with the HIPAA Rules and the HITECH Act. Business Associate further agrees, at the request of Covered Entity, to provide Covered Entity with demonstrable evidence that its Compliance Information ensures Business Associate’s compliance with this Agreement over time. Business Associate shall have a reasonable time within which to comply with requests for such access and/or demonstrable evidence, consistent with this Agreement. In no case shall access, or demonstrable evidence, be required in less than ten (10) business days after the Business Associate’s receipt of such request, unless otherwise designated by the Secretary.

Business Associate agrees to maintain necessary and sufficient documentation of Disclosures of Protected Health Information as would be required for Covered Entity to respond to a request by an Individual for an accounting of such Disclosures, in accordance with 45 CFR §164.528.

On request of Covered Entity, Business Associate agrees to provide to Covered Entity documentation made in accordance with this Agreement to permit Covered Entity to respond to a request by an Individual for an accounting of disclosures of Protected Health Information in accordance with 45 C.F.R. § 164.528. Business Associate shall provide said documentation in a manner and format to be specified by Covered Entity. Business Associate shall have a reasonable time within which to comply with such a request from Covered Entity and in no case shall Business Associate be required to provide such documentation in less than five (5) business days after Business Associate’s receipt of such request.

Except as provided for in this Agreement, in the event Business Associate receives an access, amendment, accounting of disclosure, or other similar requests directly from an Individual, Business Associate shall redirect the Individual to the Covered Entity.

To the extent that the Business Associate carries out one or more of the Covered Entity’s obligations under the HIPAA Rules, the Business Associate must comply with all requirements of the HIPAA Rules that would apply to the Covered Entity.

A Business Associate must honor all restrictions consistent with 45 C.F.R. § 164.522 that the Covered Entity or the Individual makes the Business Associate aware of, including the Individual’s right to restrict certain disclosures of protected health information to a health plan where the individual pays out of pocket in full for the healthcare item or service, in accordance with HITECH Act Section 13405(a).

PERMITTED USES AND DISCLOSURES BY BUSINESS ASSOCIATE

Except as otherwise limited by this Agreement, Business Associate may make any Uses and Disclosures of Protected Health Information necessary to perform its services to Covered Entity and otherwise meet its obligations under this Agreement, if such Use or Disclosure would not violate the Privacy Rule, or the privacy provisions of the HITECH Act if done by Covered Entity. All other Uses or Disclosures by Business Associate not authorized by this Agreement, or by specific instruction of Covered Entity, are prohibited.

Except as otherwise limited in this Agreement, Business Associate may Use Protected Health Information for the proper management and administration of the Business Associate or to carry out the legal responsibilities of the Business Associate.

Except as otherwise limited in this Agreement, Business Associate may Disclose Protected Health Information for the proper management and administration of the Business Associate, provided that Disclosures are Required By Law, or Business Associate obtains reasonable assurances from the person to whom the information is disclosed that it will remain confidential and used, or further Disclosed, only as Required By Law, or for the purpose for which it was disclosed to the person, and the person notifies the Business Associate of any instances of which it is aware in which the confidentiality of the information has been breached.

Except as otherwise limited in this Agreement, Business Associate may Use Protected Health Information to provide Data Aggregation services to Covered Entity as permitted by 45 CFR §164.504(e)(2)(i)(B). Business Associate agrees that such Data Aggregation services shall be provided to Covered Entity only wherein said services pertain to Health Care Operations. Business Associate further agrees that said services shall not be provided in a manner that would result in the Disclosure of Protected Health Information to another covered entity that was not the originator and/or lawful possessor of said Protected Health Information. Further, Business Associate agrees that any such wrongful Disclosure of Protected Health Information is a direct violation of this Agreement and shall be reported to Covered Entity immediately after the Business Associate becomes aware of said Disclosure and, under no circumstances, later than three (3) business days thereafter.

Business Associate may Use Protected Health Information to report violations of law to appropriate Federal and State authorities, consistent with § 164.502(j)(1).

Business Associate shall make Uses, Disclosures, and requests for Protected Health Information consistent with the Minimum Necessary principle as defined herein.

OBLIGATIONS AND ACTIVITIES OF COVERED ENTITY

Covered Entity shall notify Business Associate of the provisions and any limitation(s) in its notice of privacy practices of Covered Entity in accordance with 45 CFR § 164.520, to the extent that such provisions and limitation(s) may affect Business Associate’s Use or Disclosure of Protected Health Information.

Covered Entity shall notify Business Associate of any changes in, or revocation of, permission by an Individual to use or disclose Protected Health Information, to the extent that the changes or revocation may affect Business Associate’s use or disclosure of Protected Health Information.

Covered Entity shall notify Business Associate of any restriction to the use or disclosure of Protected Health Information that Covered Entity has agreed to in accordance with 45 CFR §164.522, and also notify Business Associate regarding restrictions that must be honored under section 13405(a) of the HITECH Act, to the extent that such restrictions may affect Business Associate’s Use or Disclosure of Protected Health Information.

Covered Entity shall notify Business Associate of any modifications to accounting disclosures of Protected Health Information under 45 CFR § 164.528, made applicable under Section 13405(c) of the HITECH Act, to the extent that such restrictions may affect Business Associate’s use or disclosure of Protected Health Information.

Business Associate shall provide information to Covered Entity via email or phone call, wherein such information is required to be provided to Covered Entity as agreed to by Business Associate in paragraph 2(d) of this Agreement. Covered Entity reserves the right to modify the manner and format in which said information is provided to Covered Entity, as long as the requested modification is reasonably required by Covered Entity to comply with the HIPAA Rules or the HITECH Act, and Business Associate is provided sixty (60) business days notice before the requested modification takes effect.

Covered Entity shall not require Business Associate to Use or Disclose Protected Health Information in any manner that would not be permissible under the HIPAA Rules if done by the Covered Entity.

TERM AND TERMINATION

Term. The Term of this Agreement shall be effective as of the date and time Covered Entity agrees to the Terms of Service for using Stablemate’s Website, Software, Mobile Application, and Services by creating an account, and shall terminate when all of the Protected Health Information provided by Covered Entity to Business Associate, or created or received by Business Associate on behalf of Covered Entity, is destroyed or returned to Covered Entity, or, if it is infeasible to return or destroy Protected Health Information, protections are extended to such information, in accordance with the termination provisions in this Agreement.

Termination for Cause by Covered Entity. Upon Covered Entity’s knowledge of a material breach of this Agreement by Business Associate, Covered Entity shall give Business Associate written notice of such breach and provide reasonable opportunity for Business Associate to cure the breach or end the violation. Covered Entity may terminate this Agreement, and Business Associate agrees to such termination, if Business Associate has breached a material term of this Agreement and does not cure the breach or cure is not possible. If neither termination nor cure is feasible, the Covered Entity shall report the violation to the Secretary.

Termination for Cause by Business Associate. Upon the Business Associate’s knowledge of a material breach of this Agreement by the Covered Entity, Business Associate shall give Covered Entity notice via email of such breach and provide a reasonable opportunity for Covered Entity to cure the breach or end the violation. Business Associate may terminate this Agreement, and Covered Entity agrees to such termination, if Covered Entity has breached a material term of this Agreement and does not cure the breach or cure is not possible. If neither termination nor cure is feasible, Business Associate shall report the violation to the Secretary.

Effect of Termination.

Except as provided in paragraph (2) of this section, upon the termination of this Agreement for any reason, Business Associate shall return or destroy all Protected Health Information received from, or created or received by Business Associate on behalf of Covered Entity. This provision shall also apply to Protected Health Information that is in the possession of Subcontractors of Business Associates. Business Associate shall retain no copies of the Protected Health Information.

In the event that Business Associate determines that returning or destroying the Protected Health Information is infeasible, Business Associate shall provide to Covered Entity, within ten (10) business days, notification of the conditions that make return or destruction infeasible. Upon such determination, Business Associate shall extend the protections of this Agreement to such Protected Health Information and limit further uses and disclosures of such Protected Health Information to those purposes that make the return or destruction infeasible, for so long as Business Associate maintains such Protected Health Information.

ENTIRE AGREEMENT

This Agreement may be modified only by a signed written agreement between Covered Entity and Business Associate.

All other agreements entered into between Covered Entity and Business Associate, not related to this Subject Matter, remain in full force and effect.

GOVERNING LAW & DISPUTE RESOLUTION

This Agreement and the rights of the parties shall be governed by and construed in accordance with the Federal Arbitration Act, Federal law as it pertains to the Subject Matter, and shall be governed by and construed in accordance with the laws of the State of California as it pertains to contract formation and interpretation, without giving effect to its conflict of laws.

In the event of a Dispute between you and Stablemate (including any dispute over the validity, enforceability, or scope of this dispute resolution provision), other than with respect to claims for injunctive relief, the Dispute will be resolved by binding arbitration pursuant to the rules of the American Arbitration Association Commercial Arbitration Rules. The place of the arbitration shall be in New York, New York. In the event that there is any Dispute between you and Stablemate that is determined not to be subject to arbitration pursuant to the preceding sentence, you agree to submit in that event to the exclusive jurisdiction and venue of the state and federal courts located in the City and County of New York, New York.

MISCELLANEOUS

Regulatory References. A reference in this Agreement to a section in the Privacy Rule, Security Rule, or HITECH Act means the section is in effect or as amended.

Amendment.

The Parties agree to take such action as is necessary to amend this Agreement from time to time as is necessary for the Covered Entity and Business Associate to comply with the requirements of the Privacy Rule, Security Rule, the Health Insurance Portability and Accountability Act of 1996 (Pub. L. No. 104-191), and the HITECH Act and its corresponding regulations.

Survival.

The respective rights and obligations of the Business Associate under Section 4(d) of this Agreement shall survive the termination of this Agreement.

Interpretation.

Any ambiguity in this Agreement shall be resolved to permit Covered Entity and Business Associate to comply with the Privacy Rule, Security Rule, the Health Insurance Portability and Accountability Act of 1996 (Pub. L. No. 104-191), and the HITECH Act and its corresponding regulations.

SEVERABILITY

If any provision or provisions of this Agreement is/are determined by a court of competent jurisdiction to be unlawful, void, or unenforceable, this Agreement shall not be unlawful, void, or unenforceable thereby, but shall continue in effect and be enforced as though such provision or provisions were omitted.

Last updated: May 2025 DEFINITIONS

The capitalized terms as used herein shall have the meaning as set out in this Agreement. Agreement: The Agreement between Stablemate and User regarding the use of the Services DPA. This Data Processing Agreement sets out the general rules regarding the conditions according to which Stablemate will perform the activities of Processing Personal Data on behalf of the User.

“Processing”, “Processor”, “Data Subject”, “Data Breach”, “Supervisory Authority”: Have the meaning given to that term by the General Data Protection Regulation (EU) 2016/679 (the “GDPR”). Services: The services provided by Stablemate to the User as set out in the Agreement.

PURPOSE OF THE DATA PROCESSING

Parties concluded an Agreement according to which Stablemate will perform Services for the User. In the performance of the Services, Stablemate shall process certain personal data on behalf of the User (the “Personal Data”). Stablemate will only process these Personal Data to execute the Services (the “Purpose”). The categories of Data Subjects and the types of Personal Data that are the subject matter of this DPA are the contact details of the data subjects that the User decides to sync via the Services.

TERM

This DPA shall come into force on the same day as the Agreement. It terminates automatically (by law and without notification) at the moment of termination or expiration of the Agreement.

RIGHTS AND OBLIGATIONS OF THE USER

User shall be responsible for complying with all its obligations as set out in the GDPR, including ensuring compliance with the principles relating to the Processing of Personal Data as set out in Article 5 of the GDPR. User warrants that it has the right to process the Personal Data via the Services. The User shall indemnify Stablemate and hold it harmless against and in respect to any and all claims, damages, losses, fines, costs, expenses, obligations, liabilities, actions, and suits, including without limitation, interest and penalties, reasonable attorneys’ fees and costs and all amounts paid in settlement of any claim, action or suit that may be asserted against Stablemate or that Stablemate shall incur or suffer that arises out of, result from or relate to the non-fulfillment or breach of any obligation of this DPA or the GDPR by User.

RIGHTS AND OBLIGATIONS OF STABLEMATE

Stablemate shall be responsible for complying with the terms of this DPA and the obligations as set out in the GDPR. Stablemate shall process the Personal Data upon instruction of the User only. Stablemate shall ensure that the persons in its organization, authorized to Process Personal Data, have committed themselves to confidentiality or are under an appropriate statutory obligation of confidentiality. Stablemate shall implement appropriate technical and organizational measures to protect the Personal Data against accidental or unlawful destruction, loss, alteration, and unauthorized disclosure of or access to the Personal Data. Stablemate will take into account the state of the art, the costs of the implementation of the measures, and the nature, scope, context, and Purpose as well as the risk of varying likelihood and severity for the rights and freedoms of the Data Subjects. Upon the User’s request and taking into account the nature of the Processing, Stablemate shall assist the User by taking appropriate technical and organizational measures, insofar as this is possible, for the fulfillment of the User’s obligation to respond to requests for exercising the Data Subject’s rights as set out in the applicable data protection legislation. Stablemate shall notify the User of any requests received from a Data Subject regarding the Processing. The user shall be responsible for handling and replying to such requests. Stablemate shall be entitled to receive compensation for such assistance as per its hourly rates, or such other rates as agreed between the Parties.

Upon the User’s request and taking into account the nature of the Processing and the information available to Stablemate, Stablemate shall provide all reasonable assistance to the User in order to allow the User to comply with its obligations relating to

(i) the security of processing,

(ii) the notification of a Data Breach to the Supervisory Authority or the Data Subject,

(iii) the carrying out of a data protection impact assessment and the prior notification to the Supervisory Authority. Stablemate shall be entitled to receive compensation for such assistance as per its hourly rates, or such other rates as agreed between the Parties.

Stablemate shall make available all information necessary to demonstrate compliance with its obligations as laid down in the DPA and contribute to audits, including inspections conducted by the User or its chosen auditor, in accordance with Article 7.

SUB-PROCESSING

User consents in principle to the use of Sub-Processors by Stablemate. In the event Stablemate makes use of a Sub-Processor, Stablemate will enter into a data processing agreement with such Sub-Processor that is as strict as this DPA. Stablemate shall remain fully liable to the User for the performance of the Sub-Processor.

User understands that, under the Agreement, Stablemate syncs between several online tools and apps. Stablemate is not responsible for the processing of these tools and apps and accepts that these tools and apps are not sub-processors of Stablemate, but third parties. The User should review the privacy policies of such third-party tools and apps and accepts complete responsibility for the processing by these third parties.

AUDIT

Upon the User’s request, Stablemate may demonstrate compliance with its obligations by providing the User with the most recent certifications and/or summary audit reports concerning the technical and organizational measures taken. The user may ask additional questions and Stablemate will reasonably cooperate with the User by providing additional information. Stablemate may charge the User for its cooperation at its usual hourly rates.

In the event no such certifications and/or summary audit reports are available, the following procedure shall apply. The User shall be entitled to audit or have audited Stablemate's compliance with this DPA. Any such audit may not take place more than once every contractual year. User shall provide Stablemate with at least thirty (30) days prior written notice via registered mail of its intention to perform an audit. The notification must include the name of the auditor, a description of the purpose, and the scope of the audit. The audit shall take place during normal business hours as applicable at the location of Stablemate. The audit may be conducted by an internal auditor of the User or an external auditor selected by the User, provided that the external party could not be considered a competitor of Stablemate or provided there is no conflict of interest. Stablemate shall be entitled to approve the auditor in advance. Stablemate can limit User’s access to Stablemates premises to a room provided by Stablemates and the auditor will not be allowed to copy or remove any documentation from Stablemate without prior validation and agreement of Stablemate. The User guarantees that the audit is performed in a way that minimizes the inconvenience to Stablemate and its business. User shall impose sufficient obligations of confidentiality on its auditors. In addition, thereto, Stablemate has the right to demand that the auditors sign a non-disclosure agreement before the start of the audit in a form as set out by Stablemate. In all cases, it is essential to protect Stablemate's confidential information. The user shall request its external auditors to send a draft version of the audit report to Stablemate. Stablemate shall be entitled to present its comments within a timeframe as agreed between the Parties. The auditor shall take into account Stablemate's comments and shall include such comments in its final report, which shall be distributed to Stablemate. All costs of the audit shall be borne exclusively by the User.

DATA BREACH NOTIFICATIONS

In the event of a Data Breach, Stablemate shall notify the User without undue delay after becoming aware of a Data Breach. The notification shall include, to the extent such information is readily available to Stablemate:

(a) the nature of the Data Breach including, where possible, the categories and approximate numbers of Data Subjects and Personal Data records concerned;

(b) the name and contact details of the data protection officer or other contact points where more information can be obtained;

(c) the likely consequences of the Data Breach;

(d) the measures taken or proposed to be taken to address the Data Breach, including, where appropriate, measures to mitigate its possible adverse effects.

To the extent the preparation of the notification places undue burdens upon Stablemate. Stablemate shall be entitled to invoice User for its assistance as per its hourly rates or such rates as agreed between the Parties.

ACCOUNT SUSPENSION, TERMINATION AND CONSEQUENCES

This DPA shall end automatically (by law and without notification) upon the later of

(i) termination or expiration of the Agreement; or

(ii) date of last processing activity.

Upon termination of this DPA, Stablemate shall cease its Processing activities. In the event of partial termination of the Agreement, Processing shall cease for such activities as are affected by the partial termination at the moment of partial termination or another moment as agreed between the Parties. Stablemate shall at the choice of the User, delete or return all Personal Data related to the terminated Services (in so far as these Personal Data are not needed for non-terminated Services in case of partial termination) and delete existing copies in so far technically possible. Stablemate may retain copies in case storage of Personal Data is required for legal or regulatory reasons.

LIABILITY

Stablemate can solely be held liable for attributable breach of this DPA, or the provisions directly applicable to it by virtue of the applicable Data Protection Legislation, in so far as User has complied with its obligations as set out in this DPA, the GDPR, and other applicable data protection legislation.

In the event Stablemate and User are held jointly liable by the Data Subject, User shall compensate the Data Subject in full. User shall be entitled to compensation by Stablemate in so far there is an attributable and proven breach of Stablemate of the DPA or provisions of the GDPR specifically directed to Stablemate, in so far

(i) User has complied with its obligations as set out in this DPA, GDPR, and other applicable data protection legislation and

(ii) in proportion to the ratio of the impact of the proven fault of Stablemate. Such compensation shall be subject to the limitations of liability as provided for in the Agreement. In the event Stablemate seeks indemnification, Stablemate shall inform the User of a claim as soon as reasonably practicable after it receives notice of the claim, shall permit the User to assume direction and control of the defense of the claim (including the right to settle the claim solely for a monetary consideration), and shall cooperate as requested in the defense of the claim.

JURISDICTION AND DISPUTES

You agree that this Data Processing Agreement, for all purposes, shall be governed and construed in accordance with the laws of the State of New York without giving effect to any principles or conflicts of laws. Any action based on, relating to, or alleging a breach of these Terms must be brought in a state or federal court in New York, New York. In addition, both parties agree to submit to the exclusive personal jurisdiction and venue of such courts.

MISCELLANEOUS

If any provision of this DPA is held to be invalid or unenforceable in whole or in part, it shall (to the extent that it is invalid or unenforceable) be deemed to be severable and the validity of the other provisions of this Agreement and the remainder of the provisions in question shall not be affected. If the severed provision is fundamental to the achievement of the purpose of this Agreement, the Parties will negotiate in good faith to remedy the invalidity, illegality, or unenforceability of the provision or otherwise amend this DPA to give effect to its purpose. This DPA may only be modified by a written amendment signed by the authorized representatives of both Parties.

Have a question regarding our Data Processing Agreement?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Data Processing Agreement. We wish you all the best, all the time.

Last updated: May 2025

At Stablemate, we believe trust in our community is preeminent. We recognize the importance of providing a top-performing mobile application that is continuously available while protecting your data and keeping it private. Our security consists of mindful measures and strategic layers of protection, starting with our policies and procedures, that incorporate continuous monitoring and automation built into our operatives for all our products and services. Our commitment to security is endlessly in focus and continuity. We support and work with all our partners and trained third-party professionals who provide guidance, and security, ensuring ethical compliance and validated security across all areas of the organization and mobile application.

INFORMATION TECHNOLOGY SECURITY PROTOCOLS

Data Network: The Stablemate mobile application operates on Firebase in Google's IOS-certified data centers which applies security controls and system checks to keep your data safe. Domains, website servers users to our landing page, and support centers are done through Namecheap. Apple provides data management, privacy, security, and the ability for users to download apps. Stripe is our payment processor with state-of-the-art technology that is PCI compliant. All are trusted leaders in their industries.

Design And Development: Through our user communities' helpful communication, the world's trends, and our society's demand for an end to end security, we collectively as one community internally and externally penetrate all security parameters. Alongside our community partners and third-party partners monitoring Stablemate we ensure the mobile application is secure at the top code level in any capacity, capable, and throughout the endless development process. Our focus and motto is privacy by design and privacy by default.

Security Features And User Controls: Users in our community have complete independence in regards to control over their Stablemate mobile application account at any and all times. Stablemate applies the best practices and controls to reduce social engineering threats, and improve the security and awareness of the Stablemate community.

COMPLIANCE AND CERTIFICATION MANDATE:

Stablemate maintains a comprehensive set of IT controls which are regularly audited by well-respected, trusted, and independent firms to ensure the company is meeting its compliance obligations not only local-county-level but globally. Although, we are only available and by choice choose to conduct business within America’s borders. Here is a list of all our third-party partners and sub-processors who help us provide a strong quality product and service in Stablemate the purpose and our position

HIPAA - Privacy Guidelines - Compliant

NAMECHEAP - Service Management - Compliant

GOOGLE - Data Management - Compliant

APPLE - Data Management - Compliant

STRIPE - Financial Management (PCI) - Compliant

AICPA - Accountability - Attaining Compliance

TRUSTe - Risk Management - Attaining Compliance

ISO/IEC 27001 - IT Certificate - Attaining Compliance

Most, if not all, of our third-party partner's processors, are certified or compliant.

HAVE A QUESTION REGARDING OUR SECURITY NOTICE?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Security Notice. We wish you all the best, all the time.

Last updated: May 2025

Steady Flow, Corp. D/B/A “Stablemate” (“Stablemate”, “we”, “our”, or “us”) permits its provider, third-party developers, partners & the media (“you”, “users”, “providers”) to use its name, trademarks, logo's, web pages, screenshots & other brand features (the Stablemate “Guidelines”, “Brand Features”, “Marks” or “logo's”) only in limited circumstances & as specified in these Policies. By using Stablemate Marks, you agree to adhere to these Policies & specifically to the Use Requirements & Terms below. If you have a separate agreement with Stablemate that addresses the use of the Stablemate brand, that agreement shall govern your use of the Stablemate Marks. Your agreement with Stablemate for the use of the Services provided by Stablemate (“Services Agreement”). Your Stablemate Agreement is the Stablemate Services Agreement unless you & we agree to substitute a different agreement. Terms used but not defined in this Agreement, such as “Stablemate” & “Services”, have the meanings given in the Services Agreement. If you are interested in using the Stablemate brand name or logos in any sort of authorized or unauthorized publication, of any kind, please submit your request by contacting us with your professional proposal explaining your use & purpose. If an offer is applicable, the Steady Flow companies & Stablemate may be willing to work with you.

Stablemate, and the Stablemate logo, are registered trademarks, pending trademarks, or trademarks of Steady Flow Companies & its affiliates in the United States & or other countries. You should include this attribution, as applicable, with your other trademark and copyright notices. Use of the “Stablemate” name in text when referring to our Steady Flow Companies, the full name is Stablemate. When referring to our services, the Stablemate name should be written as one word & used as an adjective followed by a description of our services in a form similar to the following examples:

Stablemate®

Stablemate™

The Stablemate name should always be accompanied by either the ® or ™ symbol. See Attribution under the Use Requirements and Terms, for further information. You may not use any Stablemate Marks without having agreed to abide by all of the terms & conditions in this Agreement & unless you do so in accordance with this Agreement.

PERMISSION TO USE STABLEMATE INTELLECTUAL PROPERTY

Stablemate Marks are important assets of Stablemates business & are protected by US & international laws. You are licensed to use the Stablemate Marks as described in this Agreement on a non-exclusive, non-transferable basis on websites or applications that utilize the Services (as defined in the Services Agreement). However, your use is subject to the terms set out in this Agreement & we may terminate your license via our absolute ability to supervise, monitor & revoke your license at any time & at our discretion, or your non-use or cancellation of the Services. Upon termination of the license, you agree to promptly remove any Stablemate Marks from any websites or mobile applications, or other material within a reasonable time.

PROPER USE OF OUR INTELLECTUAL PROPERTY BY YOU

We may also provide you with style or usage guidelines describing such things as size, color, or relative placement of Stablemate Marks. You may only use the Stablemate Marks consistent with those guidelines except where we expressly agree otherwise with you in writing. You will update your use of the Stablemate Marks to conform to changes in the guidelines within a reasonable time after we provide you notice of the change. Below is a detailed outline of all the ways marks may be used in various dynamics by you & others.

OUR USER COMMUNITY

As a Stablemate user & provider, you may use the downloadable logos to provide, inform, or designate to the public you use, appreciate, respect, or associate within the Stablemate platform, network, website & mobile application. The logo in your personal use is to direct the public not to your personal provider profile on the Stablemate website & mobile application, its purpose is to direct the public to the authentic Steady Flow, Corp. D/B/A Stablemate landing page for their research and development. Here they may choose to sign up which means they are to fully undertaking all the Steady Flow companies' terms of use, policies, and initiatives before signing up & becoming a profile user/provider in the same fashion you opted for in joining the Stablemate website & mobile application. As a provider your use of the logos is subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

THIRD PARTY DEVELOPER OR INDEPENDENT CONTRACTOR

You may use the downloadable logos to provide, inform, or designate to the public you use, appreciate, respect, or associate within the Stablemate platform, network, website & mobile application. The logo in your personal use is to direct the public not to your personal provider profile on the Stablemate website & mobile application, but its purpose is to direct the public to the authentic Steady Flow, Corp. D/B/A Stablemate landing page for their research & development. Here they may choose to sign up which means they are to fully undertaking all the Steady Flow companies' terms of use, policies, and initiatives before signing up & becoming a profile user/provider in the same fashion you opted for in joining the Stablemate website & mobile application.

As a third-party developer or independent contractor, your use of the logo's are subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

PARTNERS

If you have a current agreement with Stablemate, other than a license to Stablemate’s APIs, you may download logos for use under the terms of your agreement with Stablemate and these Guidelines. As a partner, your use of the logo's are subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

MEDIA

If you are a reputable news outlet, a media agent, a media entity of any kind, or an established network you may download content for use in reporting on Stablemate. These marks & logos may not be altered, combined with other marks, or used misleadingly. Your use of these logos is subject to your compliance with these Guidelines. Specific Marks and Logo Requests If you are a member of the media & have any specific requirements & or you are interested in using the Stablemate brand name or logos in a publication, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use & purpose. As a media professional of any type, your use of the logo's are subject to: The applicable terms of use, privacy policy, Steady Flow company initiatives, or such other agreement between you & Steady Flow Companies & Stablemate; Your compliance with the Stablemate website & mobile application Services, as well as this Intellectual Property Policy.

VARIOUS USE TYPES

Brand name or Logo use via screenshots & animations. You may use a standard Stablemate screenshot or screenshot video animation imagery of our homepage, landing page, company page, or products pages in either print (book, magazine, journal, newspaper) or digital (web page, DVD, CD) formats for an instructive, educational or illustrative purpose. You may not superimpose graphics, photos, or ad copy on the screenshot or otherwise change the look of the screen-captured image. You may also not use a screenshot or video animation of a Stablemate user & provider's personal profile pages or activity, nor may you use a screenshot that discloses an image or personal information about an individual.

Stablemate users & provider unless: the screenshot or video animation includes only your personally identifiable information; all images and/or personal information of individual Stablemate users & provider is obfuscated & such user(s) cannot be identified; or you have obtained written permission from all identified users to have their personally identifiable information displayed on the screenshot or video animations & to use such screenshot or video animation in the manner you intend. The treatment of the personal information of a Stablemate user and provider is covered by Stablemate Privacy Policy.

Books or printed materials: Steady Flow does not allow the use of its logos or the name “Stablemate” in the title or otherwise on the cover of books or other publications without prior written permission of Stablemate. If you are interested in using the Stablemate brand name or logos in a publication, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use & purpose.

Film, Music & TV: If you would like to use the Stablemate brand name and logos in a television or film or music, or video production. If you are interested in using the Stablemate brand name or logos in a publication, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use & purpose.

Blog & Vlogs: Stablemate does not allow the use of the name Stablemate in the title of blogs & vlogs or otherwise in the blog and vlog except as a descriptive reference to Steady Flow Companies website & mobile application Stablemate. Stablemate does not allow the use of its logos in blogs and vlogs except as permitted for Stablemate users & providers as permitted in these Guidelines of this Intellectual Property Policy.

Manufactured items (tangible products): Generally, Stablemate does not permit the use of its Marks on manufactured products (T-shirts, packaging, other memorabilia) If you wish to use Steady Flow Companies or Stablemate Marks on manufactured items without Steady Flow Companies prior consent, or sale of goods directly to you with authenticity & proper documentation.

Piracy: If you purchase, come across, are in view, or suspect an Infringement, imitation, knock-off, piracy of any sort or kind or type of item from an entity of any kind impersonating the Steady Flow companies & Stablemate, please report fraudulent activity to local authorities & please submit your infringement situation by contacting us at support@stablemate.legal with all the factual details such as a description of what transpired, the location, point of purchase, time, date, item purchased & any other detail Steady Flow, Corp. and authorities can, will, may or find to be useful. If you are further interested in fraud prevention please review our fraud awareness policy & other legal notices. All legal notices can be found for review, research & development in our legal center on the Services, Stablemate.app website & Stablemate mobile application.

ALL PERMITTED USES OF THE STABLEMATE MARKS MUST CONFORM TO THE FOLLOWING GUIDELINES:

Logo Display: The Stablemate logo must stand alone. You must maintain a minimum amount of space between the Stablemate logo & other graphic or textual elements. To preserve the integrity & clarity of the logo, a standard area of spacing should be maintained around the logo in all uses. The circle is the focal point of the logo, with two (2) offset Parentheses-like around the outside of the circle. The logo is also used in website & mobile application displays as a loading screen. The image shown below is an example

Logo and Background Color: The Stablemate logo should always be used in color for online and mobile application use. The Stablemate logo should also be used in teal-like color for any & all applications. The preferred background color for the logo is solid black. The high-resolution logo must be used for all print applications. High-resolution logos can be downloaded here. If you are interested in using the Stablemate name, marks, or logo's in a publication and are a member of the media with even specific requirements or ideas, please submit your request by contacting us at support@stablemate.legal with your professional proposal explaining your use, purpose & reasoning.

Logo Size: The Stablemate logos may be provided in different sizes/resolutions in transparent PNG format. To ensure the logo resolution and quality are not degraded, these logos may not be enlarged beyond their native/maximum size. Vector EPS logos may be enlarged beyond their native size. The minimum size is 21px tall on screen, or 0.25” tall (6.35mm) in print applications, measured by the grid layout of any mobile application bubble, canvas, or box which has default settings & is adjustable for different sizes/resolutions.

No Modification: Stablemate must be used as provided by Steady Flow, Corp. with no modifications. Don’t remove, distort or alter any element of the brand name or Marks, including changing any colors. Do not shorten, abbreviate, or create acronyms out of the Marks.

No Confusingly Similar Marks: Do not use the Stablemate Brand name and Marks in a manner that might create potential confusion as to whether the owner of the Stablemate Brand name and Marks or imply that Steady Flow Companies or Stablemate website & mobile application is the source of your products or services.

No Incorporation: Do not incorporate the Stablemate Brand name & Marks into your product name, service names, trademarks, logos, company names, domain names, website titles, publication titles, application icons, or favicon.

No Generic Use: Do not use the Stablemate Brand name & Marks in a way that suggests a common, descriptive, or generic meaning.

No Plural or Possessive Use: Do not use the Stablemate Brand name & Marks in the plural or possessive form.

Domain Names: Do not register the Stablemate Brand name & Marks as domain names or as any part of a domain name.

Trade Dress: Don’t copy or imitate Stablemate website design, user flow, workflow, typefaces, distinctive color, distinctive features, graphics designs, or imagery.

Endorsement: Do not display the Stablemate Marks in any manner that might imply a relationship or affiliation with, sponsorship, or endorsement by Stablemate, or that can be reasonably interpreted to suggest that any content has been authorized by or represents the views or opinions of Steady Flow Companies, Stablemate or personnel.

Prominence: Do not display the Stablemate Marks as the primary or most prominent feature on your web page or in any non-Stablemate materials. Remember you come first & then everything else. You are Prominent.

Disparagement: Do not use the Stablemate Marks in a manner that would disparage Steady Flow, Corp. or its products or services. Such as Stablemate.

Violation of Law: Do not display the Stablemate Marks on any website that contains or displays adult content, promotes gambling, or brokerages, involves the sale of tobacco or alcohol to persons under twenty-one years of age, or otherwise violates any law or regulation.

Objectionable Use: Do not display the Stablemate Marks in a manner that is in Stablemates’ sole opinion misleading, unfair, defamatory, infringing, libelous, disparaging, obscene, or otherwise objectionable to Steady Flow Companies & Stablemate website & mobile application.

Attribution: The Stablemate Marks must be accompanied by the appropriate ® or ™ symbol. If you use the Marks outside the United States, please see Use Outside the US below.

Use Outside the US: Trademark rights vary from country to country. Some countries have penalties for improper use of the registration symbol ®. If using the Marks on sites based outside the United States, use the ™ symbol unless otherwise noted in these Guidelines. However, to note Stablemate the website and mobile application is only for use within the United States Borders.

Termination: Steady Flow, Corp. D/B/A Stablemate may ask you to stop using the Brand Name, logos, & any Marks at any time. You agree to stop using the Marks within a reasonable period of Stablemates’ request, but in no situation, more than ten (10) business days after Stablemates’ request.

Reservation of Rights: Stablemate is the owner of all rights in the Marks and reserves all rights save the limited license granted here. Your use of the brand name, logo & marks pursuant to this license shall not be construed as limiting any of Stablemate's rights in the brand name, logo, and marks.

No Warranties: As part of this Agreement, we do not make any representations regarding your use of Stablemate Marks. We disclaim all warranties, express & implied, including any warranties of non-infringement.

IMPERMISSIBLE USES OF STABLEMATE MARKS:

You may not display, copy, modify, transmit, or otherwise use the Stablemate Marks except as described in this Agreement, the guidelines, or otherwise agreed in writing by Stablemate. You may not use the Stablemate Marks to show Stablemate or the Services in any disparaging or derogatory light, or in any way that may be damaging to our brand or our interests in the Stablemate Marks.

You may not use the Stablemate Marks to imply endorsement by Stablemate of your products or services, or in a manner that causes customer confusion. You may not misrepresent your relationship with Stablemate, or use the Stablemate Marks in any misleading manner. You may not use the Stablemate Marks in relation to goods or services that are unrelated to the Services. In addition to any other right that we may have to enforce the terms of this Agreement, you must promptly comply with any request that we make for you to cease the use of the Stablemate Marks that we determine is non-compliant with this paragraph.

YOUR LIABILITY FOR THIRD PARTY CLAIMS:

You will indemnify Stablemate, its affiliates & their respective employees, and agents (each a “Stablemate Entity”) against any claim, suit, demand, loss, liability, damage, action, or proceeding (each, a “Claim”) brought by a third party against a Stablemate Entity that results from your impermissible use of any Stablemate Name, Marks, and logo's described throughout this entire agreement, including any third party Claims based on trademark or copyright infringement, dilution, passing off, counterfeiting, or unfair competition. You will also be responsible for, and will fully reimburse the Stablemate Entities for, any liability incurred by the Stablemate Entities in connection with such Claims. You will fully cooperate with the Stablemate Entities by providing reasonable assistance, authority, information & resources where applicable, to assist with the defense of the Claims described in the previous paragraph. You recognize Stablemate's authority to control any defenses or responses against any such Claims & you agree to cooperate with any Stablemate Entity that wishes to assert such authority. Additional information Steady Flow, Corp., D/B/A Stablemate requires that you conform to these Guidelines in your use of any Brand Features. We may modify these Guidelines at any time and your continued use of the Brand Features will constitute your consent to such modifications. Stablemate has complete discretion in determining if your use violates any of the Guidelines.

OTHER LEGAL PROVISIONS:

Except as otherwise agreed upon in writing between you and us, this Agreement is the entire agreement between you and us regarding your use of the Stablemate Marks and logos. We may terminate this Agreement at any time upon notice to you. You may not transfer this Agreement to any third party. This Agreement is governed by the laws & dispute provisions specified in the Services Agreement, which are incorporated into this Agreement by reference. If any provision or portion of this Agreement is held to be invalid or unenforceable, then it will be reformed & interpreted to accomplish the objectives of such provision to the greatest extent possible, and all remaining provisions will continue in full force & effect.

CONTACTING US REGARDING USE:

If you have any questions about this Agreement, please don’t hesitate to contact us. If you would like to make use of the Brand Features in a manner not within the following Intellectual Property Policy, you must seek our prior written permission by submitting the Request for Permission. For any assistance in understanding these Guidelines or permission requests, contact us.

HAVE A QUESTION REGARDING OUR INTELLECTUAL PROPERTY POLICY?

Please provide your full name, primary email & questions, after you send your message we will review it promptly & a suitable professional with capacity, not Ai technology or bots, will respond accordingly to resolve in helping one another. To conclude this legal notice we thank you for your time & reviewing our Intellectual Property Policy. We wish you all the best, all the time.

Last updated: May 2025

Each quarter (every three months), Stablemate publishes a transparency report for our community’s review. This report outlines, in statistical terms, the types of government-related requests we receive—whether from local county courts, state or federal agencies, or foreign jurisdictions—and whether we have challenged those requests. These reports affirm our commitment to transparency and trust within our services and among our users.

Kindly Note:

The United States government may attempt to restrict the amount of information we can share in future reports, as it has done with other companies. We will continue to advocate for full disclosure and community awareness. It is both our right and yours to be informed without hidden agendas.

As of the filing of this transparency report, Stablemate has received zero (0) data-related requests of any kind from any U.S. government entity, at any level. The chart below reflects our activity for Q1 2023:

Criminal Search Warrant Probable Cause

Received 0; Challenged 0

Criminal Wiretap Probable Cause

Received 0; Challenged 0

Criminal Pen Trap

Received 0; Challenged 0

Criminal Subpoena or Similar

Received 0; Challenged 0

FISA Search Warrant Probable Cause

Received 0; Challenged 0

FISA Wiretap Probable Cause

Received 0; Challenged 0

FISA Pen Trap

Received 0; Challenged 0

FISA Business Records

Received 0; Challenged 0

FISA “Section 702” Surveillance

Received 0; Challenged 0

National Security Letter

Received 0; Challenged 0

State Governments, If Any

Received 0; Challenged 0

Foreign Governments, If Any

Received 0; Challenged 0

Have a question regarding our Transparency Report? Please include your full name, primary email, and your question(s). Once submitted, our team—comprised of qualified professionals, not bots—will promptly review and respond. Thank you for reviewing our Transparency Report. We wish you all the best, always.

Last updated: May 2025

This Privacy Policy governs how Steady Flow LLC collects, uses, maintains, and discloses information collected from users (each, a "User") of the www.stablemate.me website ("Site"). This policy applies to the Site and all products and services offered by Steady Flow LLC.

PERSONAL IDENTIFICATION INFORMATION

We may collect personal identification information from Users in various ways, including when they visit our Site, register, place an order, fill out a form, respond to a survey, or subscribe to a newsletter. Users may be asked for their name, age, email address, mailing address, phone number, and credit card information, among other details. We collect personal identification information only if Users voluntarily provide it. Users may choose not to supply such information, though this may limit their access to certain Site features.

NON-PERSONAL IDENTIFICATION INFORMATION

We may collect non-personal identification information about Users during interactions with our Site. This may include browser type, computer type, operating system, internet service provider, and similar technical details.

WEB BROWSER COOKIES

Our Site may use cookies to enhance User experience. Cookies are stored on the User's hard drive for record-keeping and sometimes to track information. Users can set their browser to refuse cookies or alert them when cookies are being sent. Doing so may cause some parts of the Site to not function properly.

HOW WE USE COLLECTED INFORMATION

Steady Flow LLC may use Users' personal information for the following purposes:

- To improve customer service and support.

- To personalize user experience and understand user interactions in aggregate.

- To enhance our Site offerings based on user feedback.

- To process transactions and deliver requested services. Information is not shared with outside parties except as necessary to fulfill the request.

- To administer promotions, surveys, or other Site features.

- To send periodic emails and newsletters. Users may opt out at any time via the instructions included in each email.

HOW WE PROTECT YOUR INFORMATION

We implement appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of personal information. Sensitive transactions are secured with SSL encryption and digital signatures.

SHARING YOUR PERSONAL INFORMATION

We do not sell, trade, or rent Users' personal information. We may share aggregated demographic data not linked to personal identification information with trusted affiliates or partners. Third-party service providers may be engaged to help operate the Site or manage activities like sending newsletters, and Users' information may be shared with them only for those limited purposes.

THIRD PARTY WEBSITES

Our Site may contain links to partners, sponsors, and other third-party sites. We do not control their content or practices and are not responsible for their privacy policies. Interaction with any other website is governed by that website’s own policies.

ADVERTISING

Ads appearing on our Site may be delivered by advertising partners using cookies. These cookies allow for targeted advertising based on your usage patterns. This privacy policy does not cover the practices of advertisers.

GOOGLE ADSENSE

Some ads may be served by Google. The DART cookie enables Google to deliver ads based on a User’s activity on our Site and elsewhere. This does not collect personal information like name or email. Users can opt out at: http://www.google.com/privacy_ads.html

CHILDREN'S ONLINE PRIVACY PROTECTION ACT

We do not knowingly collect data from individuals under 18 years of age. Our Site is not intended to attract children under 18.

CHANGES TO THIS PRIVACY POLICY

Steady Flow LLC reserves the right to update this Privacy Policy at any time. Users are encouraged to review this page regularly for updates. Continued use of the Site signifies acceptance of any changes.

CONTACTING US

If you have any questions about this Privacy Policy or the practices of this Site, please contact us at:

Steady Flow LLC

support@stablemate.app

Effective Date: May 21st, 2025